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            <video:title>Private equity is buying all the homes again…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

Original Video: https://www.youtube.com/watch?v=mUijsCZOIUw

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
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            <video:family_friendly>yes</video:family_friendly>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/688991/this-is-really-bad</loc>
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            <video:title>This is REALLY Bad..</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

Original Video: https://www.youtube.com/watch?v=Lgk4bbiB82Y

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
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            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/688997/star-wars-is-a-joke-now</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/688997_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/688997_video_v4.mp4</video:content_loc>
            <video:title>Star Wars is a Joke Now</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶Watch The Original Video: : https://www.youtube.com/watch?v=nM1og2ptx_k

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689004/how-to-never-get-a-job-again</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/689004_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/689004_video_v4.mp4</video:content_loc>
            <video:title>How to Never Get a Job Again</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689014/labubus-are-destroying-america</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689014_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689014_video_v3_converted.mp4</video:content_loc>
            <video:title>Labubus are destroying America</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689023/how-to-never-win-another-election-again</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/689023_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/689023_video_v4.mp4</video:content_loc>
            <video:title>How to never win another election again</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689030/they-finally-caught-him</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689030_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689030_video_v3_converted.mp4</video:content_loc>
            <video:title>They finally caught him...</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689038/trump-is-ending-the-fed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689038_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689038_video_v3_converted.mp4</video:content_loc>
            <video:title>Trump is ending the fed</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689048/why-gen-z-still-lives-with-their-parents</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/689048_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/689048_video_v4.mp4</video:content_loc>
            <video:title>Why Gen Z still lives with their parents...</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689055/the-worst-financial-audit-guest-ever</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689055_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689055_video_v3_converted.mp4</video:content_loc>
            <video:title>The worst Financial Audit guest EVER</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689067/this-trump-news-is-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689067_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689067_video_v3_converted.mp4</video:content_loc>
            <video:title>This Trump news is insane…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689074/gen-z-is-cooked</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689074_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689074_video_v3_converted.mp4</video:content_loc>
            <video:title>Gen Z Is Cooked</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689085/american-debt-situation-is-crazy</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/689085_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/689085_video_v4.mp4</video:content_loc>
            <video:title>American debt situation is crazy</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689092/well-this-was-predictable</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/689092_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/689092_video_v4.mp4</video:content_loc>
            <video:title>Well… this was predictable </video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶EXTRA

1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

2. My socials: https://stan.store/calebhammer

3. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689102/the-rise-and-fall-of-dei</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689102_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689102_video_v3_converted.mp4</video:content_loc>
            <video:title>The Rise And Fall Of DEI</video:title>
            <video:description>▶ Download my budgeting app today: https://calebhammer.com/app - don&apos;t overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out :)

Go to https://meetfabric.com/CALEBHAMMER and start investing in your child today!

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

00:00 Intro
00:46 Where and when did DEI start?
04:05 The advantages of DEI
08:05 DEI at the federal level
08:45 Was it too much?
09:25 The pushback on DEI
11:25 Donald Trump On DEI
12:49 Elon Musk On DEI

_______________________


▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-01-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689113/can-trump-really-buy-greenland</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689113_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689113_video_v3_converted.mp4</video:content_loc>
            <video:title>Can Trump Really Buy Greenland?</video:title>
            <video:description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child today!

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

CHAPTERS
00:00 INTRO
00:25 DONALD TRUMP WANTED GREENLAND IN 2019
01:23 DONALD TRUMP WANTS GREENLAND 2025
01:50 WHY DOES DONALD TRUMP WANT GREENLAND
03:49 STRATEGIC REASONS FOR WANTING GREENLAND
05:47 GLOBAL SCRAMBLE FOR THE ARCTIC
06:05 WILL OBTAINING GREENLAND HAPPEN?
06:54 EXISITING U.S MILITARY PRESENCE IN GREENLAND
07:45 GREENLAND HAS THE RESOURCES BABY (RARE EARTH ELEMENTS &amp; RESOURCES)


_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-01-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689122/youre-wrong-about-the-tiktok-ban</loc>
          <video:video>
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            <video:content_loc>https://atto.videonest.co/689122_video_v3_converted.mp4</video:content_loc>
            <video:title>You’re Wrong About The TikTok Ban</video:title>
            <video:description>Roll over your 401(k) at https://hicapitalize.com/ywim and see site for full terms. This video is sponsored by Capitalize! #sponsored @hiCapitalize 


▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-01-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689129/why-canadas-economy-is-dramatically-collapsing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689129_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689129_video_v3_converted.mp4</video:content_loc>
            <video:title>Why Canada&apos;s Economy Is Dramatically Collapsing</video:title>
            <video:description>▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-01-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689136/the-end-of-chinas-economy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689136_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689136_video_v3.mp4</video:content_loc>
            <video:title>The End Of China’s Economy</video:title>
            <video:description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child today!

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

CHAPTERS
00:00 Donald Trump VS China
00:32 China&apos;s Economy
02:10 China&apos;s Housing Market
03:14 Central Economic Work Conference
04:08 Donald Trump &amp; Tariffs Tariffs Tariffs
09:20 Donald Trump&apos;s New Tariff Proposals

_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-12-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689174/we-cant-do-this-anymore</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689174_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689174_video_v3_converted.mp4</video:content_loc>
            <video:title>We Can’t Do This Anymore</video:title>
            <video:description>▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

CHAPTERS

00:00 INTRO
00:40 U.S Gross Federal Debt
01:00 U.S Entitlement Programs
03:00 What do we do?
06:54 Additional Repercussions
08:30 Potential Positives
10:40 Potential Negatives 
12:30 Outro

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-12-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689234/why-american-debt-will-be-worse-in-2025</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689234_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689234_video_v3_converted.mp4</video:content_loc>
            <video:title>Why American Debt Will Be WORSE In 2025</video:title>
            <video:description>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.

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1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

CHAPTERS:
00:00 Intro
00:14 U.S Household Debt Is Out Of Control
01:32 Factor Conrtibuting To Rising Credit Card Debt
03:17 Implications For Consumers
03:57 Delinquancy Rate On The Rise
04:37 There Are A Few... Implications
08:54 Recommendations For Borrowers
09:38 Factors Contributing To The Rise Of HELOC Balances
11:02 Be Warned
11:47 Assess Your Financial Situation

_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-11-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689281/donald-trump-and-the-war-with-the-federal-reserve</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689281_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689281_video_v3_converted.mp4</video:content_loc>
            <video:title>Donald Trump And The War With The Federal Reserve</video:title>
            <video:description>🌎 Get an exclusive 15% discount on Saily data plans! Use code weekinmoney at checkout. Download Saily app or go to https://saily.com/weekinmoney

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

00:00 Intro
00:18 Federal Reserve rate cut
01:06 Jerome Powell Is A Certified GigaChad
03:02 Where does u.s inflation stand?
05:00 Donald Trump VS Jerome Powell #endthefed
10:04 Historical Context
12:37 Conclusion

_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-11-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689309/china-is-done-whats-actually-happening</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689309_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689309_video_v3_converted.mp4</video:content_loc>
            <video:title>China Is Done: What&apos;s Actually Happening</video:title>
            <video:description>Your financial goals matter. Good credit can make them real.
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

CHAPTERS

00:00 Preview
00:24 China Is STROUGLING
00:42 China&apos;s Real Estate Crisis
03:03 Importance To China&apos;s Economy
06:46 China&apos;s Potential Fiscal Stimulus
08:53 Key Components of the China&apos;s Expected Stimulus Package
09:19 Impact Of The Chinese Housing Market Collapse
10:13 China Consumption &amp; Welfare Measures
10:47 China&apos;s Debt &amp; Fiscal Constraints
11:13 China&apos;s Overall Economic Outlook
12:10 China&apos;s Key Trading Partners &amp; Export Growth
12:54 China&apos;s Import Decline &amp; Trade Surplus
13:25 China&apos;s Expected Impact On Imports
14:28 China&apos;s Longterm Outlook


_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-11-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689339/why-donald-trump-really-won</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689339_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689339_video_v3_converted.mp4</video:content_loc>
            <video:title>Why Donald Trump Really Won</video:title>
            <video:description>▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups

_______________________

CHAPTERS:
00:00 Intro
00:33 U.S October Job Growth
01:45 Kamala Harris&apos; Campaign
01:49 Donald Trump&apos;s Campaign
02:04 Council Of Economic Advisors Response
03:03 Wage Growth
03:47 Boeing Strike Impact
04:23 Labor Market &amp; Growth Projections
06:42 Economic Growth &amp; GDP Performance
07:32 Kamala Harris VS Donald Trump
08:45 Inflation &amp; Federal Reserve Outlook

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-11-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689356/the-daylight-savings-rant</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689356_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689356_video_v3_converted.mp4</video:content_loc>
            <video:title>The Daylight Savings Rant</video:title>
            <video:description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

▶EDUCATION:

1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/

2) The best budgeting program online: https://calebhammer.com/budget

3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. (&quot;MFI&quot;) or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer&apos;s own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer&apos;s services.

Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!

7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________
▶ CHAPTERS

00:00 Intro
00:25 Why To Get Rid Of Standard Time
00:38 Reason 1
02:26 Reason 2
04:47 Reason 3
08:14 Reason 4
09:41 Reason 5
11:10 Why To Get Rid Of Daylight Savings Time
11:20 Reason 1
12:07 Reason 2
12:41 Reason 3
13:35 Reason 4
14:06 Anyways...

_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finan cial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-11-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689380/breaking-down-trump-vs-kamala-economics</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689380_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689380_video_v3_converted.mp4</video:content_loc>
            <video:title>Breaking Down Trump VS Kamala Economics</video:title>
            <video:description>Your financial goals matter. Good credit can make them real. 
Meet Kikoff - the best way to build credit fast - try your first month for FREE. Must sign up via https://getKikoff.com/ywim for promotion to apply.

Users under 600 can grow +28 points in their 1st month.

No credit checks, hidden fees, or interest. Ever.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:33 Donald Trump&apos;s Tax Policy &amp; Social Security
01:50 Donald Trump Tariffs &amp; Trade
03:32 Donald Trump Spending Cuts &amp; Regulatory Rollbacks
06:55 Donald Trump Immigration (The Effect On The Labor Market)
07:13 Donald Trump Infrastructure &amp; Domestic Investment
07:48. Donald Trump Healthcare &amp; Social Programs
08:20 Kamala Harris Economic Policies
08:37 Kamala Harris Tax Policies for Low and Middle-Income Families
09:02 Kamala Harris Corporate &amp; Wealth Tax Reforms
09:18 Kamala Harris Healthcare Expansion
09:43 Kamala Harris Housing Initiatives
10:06 Kamala Harris Education &amp; Workforce Development
10:24 Kamala Harris Environmental &amp; Climate Policies
10:41 Kamala Harris Pharmaceutical Reform and Healthcare Affordability
11:00 Kamala Harris Economic Equity &amp; Labor Rights
11:10 Kamala Harris Justice &amp; Civil Rights Initiatives
11:25 Kamala Harris Food Security &amp; Inflation Management
11:44 Kamala Harris Debt Relief &amp; Consumer Protection
11:59 Kamala Harris Support For Small Businesses
12:50 Kamala Harris Insulin Cap
13:17 Kamala Harris Conclusion
13:35 Its just the facts
13:46 Donald Trump&apos;s Critiques Regarding Kamala Harris&apos; Economic Policies
16:04 Kamala Harris&apos; Critiques Regarding Donald Trump&apos;s Economic Policies

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-10-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689397/the-worst-housing-market-since-1995-is-officially-here</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689397_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689397_video_v3.mp4</video:content_loc>
            <video:title>The Worst Housing Market Since 1995 Is Officially Here</video:title>
            <video:description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:21 U.S Housing Market 2024
03:02 U.S Home Sales &amp; Mortgage Rates
05:03 U.S Home Prices &amp; Market Inventory
07:26 U.S Market Dynamics &amp; Buyer Sentiment
08:05 U.S Economic Factors &amp; Government Proposals (Federal Reserve)
08:26 Predicted Market Trends
12:08 Challenges Faced By U.S Home Buyers

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-10-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689450/are-birthrates-going-to-destroy-the-economy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689450_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689450_video_v3.mp4</video:content_loc>
            <video:title>Are Birthrates Going To Destroy The Economy?</video:title>
            <video:description>1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:20 Worldwide Fertility Rate
03:48 Fertility Rate Economic Pressure &amp; Job Market
04:58 Fertility Rate Social &amp; Cultural Shifts
06:00 Fertility Rate Aging Population &amp; Dependency Ratios
08:05 Fertility Rate Shift In Global Economic Power
09:04 Fertility Rate Economic Solutions &amp; Immigration
09:37 Fertility Rate Pronatalist Policies in Europe
10:08 Fertility Declines Across the Developed World
10:43 Fertility Rate Cultural Shift vs. Financial Incentives
11:24 Fertility Rate Progress

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-10-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689467/the-us-economy-is-not-adding-up-right-now</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689467_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689467_video_v3_converted.mp4</video:content_loc>
            <video:title>The U.S Economy Is Not Adding Up Right Now…</video:title>
            <video:description>Sign up with my link, and try out Moby Premium (Save $100 and try it for just $99) for yourself → https://www.moby.co/try-moby-caleb-hammer?uid=121&amp;oid=1&amp;affid=105  

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1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:12 Inflation Trends &amp; Core Prices
00:48 Political &amp; Economic Context
01:23 Notable Price Changes
01:50 Federal Reserve Outlook
02:13 Social Security Benefits Adjustment
02:42 Investor Reactions
03:11 World Trade Forecast &amp; Economic Outlook
04:53 Effects Of Monetary Policies
05:23 Regional &amp; Sector-Specific Insights
05:39 Global Trade Flows
06:01 Key Statistics &amp; Numbers
06:29 United States Labor Market Trends (September)
07:55 Context &amp; Election Impact
08:15 October Jobs Outlook

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689500/welp-good-luck-everyone</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689500_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689500_video_v3_converted.mp4</video:content_loc>
            <video:title>Welp. Good Luck Everyone…</video:title>
            <video:description>Ready to take charge? Get DownPay for iphone free on the App Store here: https://apps.apple.com/app/apple-store/id6474574024?pt=126403444&amp;ct=Caleb&amp;mt=8

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
12:15 What Are The Demands
01:15 Job Automation Is Taking Away Jobs!
02:16 White House Involvement
02:23 Effects On Imports And Supply Chains
05:36 Long-Term Concerns
06:30 Federal Reserve&apos;s Recent Moves and Future Outlook

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-10-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689540/they-lied-what-the-rate-cuts-actually-mean-for-you</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689540_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689540_video_v3.mp4</video:content_loc>
            <video:title>They Lied... What The Rate Cuts ACTUALLY Mean For You</video:title>
            <video:description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:19 September Federal Reserve Rate Cut
01:16 Decreases In Mortgage Rates
03:47 Reduced Credit Card Interest Rates
04:37 Impact On Personal Loans
06:51 Lower Auto Loan Interest Rates
08:58 Longer Loan Terms
10:55 Federal Student Loans
11:45 Private Student Loans
15:35 Savings Account Interest Rates
17:15 What&apos;s Really Going On
18:04 Outro
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-09-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689564/get-ready-the-fed-just-changed-everything</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689564_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689564_video_v3.mp4</video:content_loc>
            <video:title>Get Ready. The Fed Just Changed EVERYTHING</video:title>
            <video:description>1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:15 Federal Reserve Rate Cut
00:31 Federal Reserve Quarterly Projections
00:50 U.S Inflation &amp; Economic Outlook
01:10 Labor Market Conditions (U.S Unemployment)
01:19 U.S Stock Market &amp; Treasury Yields
01:41 U.S Mortgage Rates
1:53 Federal Reserve Rationale
02:22 Dissenting Views \ Michelle Bowman
02:59 Global Context
03:17 U.S Market Reactions &amp; Future Outlook
05:58 Impact of Gradual VS Rapid Rate Cuts
07:07 Addressing Housing Affordability
08:47 U.S Inflation Risks
09:19 Market Confidence
10:27 Outro

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-09-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689599/i-think-the-recession-just-started</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689599_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689599_video_v3_converted.mp4</video:content_loc>
            <video:title>I Think The Recession Just Started...</video:title>
            <video:description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:10 U.S Inflation Extends Cooling Streak in August
01:48 Energy, housing &amp; consumer spending
02:46 U.S Labor Market
03:23 Market Reaction To Fed Signals
03:46 ECB Rate Cut
04:11 Federal Reserve Rate Cut Projections &amp; ECB Rate Cut Projections
05:11 Economic Challenges In The U.S &amp; Europe
08:06 Yield Curve Inversion &amp; Normalization
08:32 U.S Market Expectations
08:59 Historical Context
09:15 Yield Curves To Watch
09:34 Market Misjudgment and Investor Overreaction
09:54 Inflation Stabilization Possibility
10:39 Uncertainty In Recession Predictions

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689611/trump-vs-kamala-debate-the-economic-reality</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689611_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689611_video_v3.mp4</video:content_loc>
            <video:title>Trump VS Kamala Debate: The Economic Reality</video:title>
            <video:description>Check out Capitalize to consolidate your retirement accounts: https://hicapitalize.com/ywim. See site for full terms. This video is sponsored by Capitalize!

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:48 Let me be clear
01:12 Trump VS Kamala: Economy
05:15 Trump VS Kamala: Tariffs
10:26 Trump VS Kamala: Taxes
11:17 Trump VS Kamala: Housing
12:04  Trump VS Kamala: Healthcare
14:40 Trump VS Kamala: Student Loans
15:45 Outro

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
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            <video:family_friendly>yes</video:family_friendly>
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            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689644/weird-the-us-economy-just-got-really-really-weird</loc>
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            <video:content_loc>https://atto.videonest.co/689644_video_v3_converted.mp4</video:content_loc>
            <video:title>Weird. The U.S Economy Just Got Really, Really Weird.</video:title>
            <video:description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:16 United States Job Growth and Unemployment
01:54 Federal Reserve Rate Cuts
02:38 United States Economic Sectors Leading Job Growth
02:57 United States Economic Outlook &amp; Market Reactions
04:07 Donald Trump VS Kamala Harris
04:37 United States Job Numbers and the Federal Reserve’s Reactions
05:17 Inflation VS Employment
06:19 United States Unemployment Rate August
07:19 U.S. Manufacturing Activity August
08:25 Federal Reserve Rate Cut Speculation
08:48 Invideo Sponsor!
10:55 Inventory Index
11:42 Broader Economic Outlook
11:57 Outro
_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-09-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689663/breaking-down-the-trump-vs-kamala-business-tax</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689663_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689663_video_v3_converted.mp4</video:content_loc>
            <video:title>Breaking Down The Trump VS Kamala Business Tax</video:title>
            <video:description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶CHAPTERS:

00:00 Intro
00:39 Let me be clear
01:15 Kamala Harris Small Business Tax Proposals
05:11 Kamala Harris Business Regulations
05:36 Donald Trump Business &amp; Tax Proposals
07:36 Kamala Harris VS Donald Trump
07:51 Joe Biden Administration Policies On Small Businesses &amp; Taxes
10:04 Donald Trump VS Joe Biden
10:32 Small Business Matter.. A LOT
12:24 Will They Walk The Walk?

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-09-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689702/weird-the-housing-market-just-got-really-really-weird</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689702_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689702_video_v3_converted.mp4</video:content_loc>
            <video:title>Weird. The Housing Market Just Got Really, Really Weird</video:title>
            <video:description>Join now at https://freecash.com/r/YourWeekinMoney to start earning extra cash! Sign up using my link and enjoy a $5 bonus on your first offer.

1) The best budgeting program online: https://calebhammer.com/budget

2) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing

3) Bundle my budgeting program + investing program for 15% off: https://calebhammer.com/bundle

4) Get your own free Hammer Financial Score: https://www.calebhammer.com
_______________________

▶RESOURCES

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶OTHER CHANNELS:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Chapters:

00:00 Intro
00:19 U.S. Home Sales Edged Up in July, Prices Still Near Record Highs
01:21 How Will This Impact Everything?
02:59 Are Home Prices Going To Rise With A Rate Cut?
03:52 American Zoning Laws Are F*cked
04:28 History Tells Us..?
05:14 American Home Prices TODAY
07:10 FreeCash!
08:33 Facts Come First
10:57 New Real Estate Rules

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://linktr.ee/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-08-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689734/breaking-down-kamalas-new-25percent-wealth-tax</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689734_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689734_video_v3_converted.mp4</video:content_loc>
            <video:title>Breaking Down Kamala’s New 25% Wealth Tax….</video:title>
            <video:description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:19 Kamala Harris&apos; New Proposed Tax Plan
00:35 Capital Gains Tax Details
01:17 Unrealized Gains Tax Details
01:44 Wealth Tax Details
02:15 Potential Criticisms
02:24 How This Could Impact You
03:32 Let&apos;s Talk Potential Consequences
06:16 Let&apos;s Talk Potential Positives
08:45 The Harsh Reality Of Taxes In The United States RIGHT NOW
10:53 The History Of Taxes In The United States
12:14 &quot;Just The Tip&quot;
12:58 Capital Gains Taxes Today &amp; The Impact On The Economy
18:11 Final Thoughts

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689764/dollar25000-downpayment-assistance-the-horrible-truth</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689764_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689764_video_v3.mp4</video:content_loc>
            <video:title>$25,000 Downpayment Assistance: The Horrible Truth</video:title>
            <video:description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:22 Kamala Harris Campaign Details
01:10 $25,000 Down Payment Assistance
02:45 Harris Will Propose $25,000 In Down Payment Aid For First-Time Homebuyers As Part Of Economic Agenda - Forbes
04:30 Fabric!
06:11 Does this actually help?
08:54 Let the battle begin! NIMBY VS YIMBY
11:35 Good Intentions but...
13:35 Rent control isn&apos;t what it seems
15:37 Austin, Texas Got That Skibidi
16:26 Final thoughts on Kamala Harris
17:06 Check out our resources!

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689785/inflation-is-worse-than-they-say</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689785_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689785_video_v3.mp4</video:content_loc>
            <video:title>Inflation Is Worse Than They Say…</video:title>
            <video:description>You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/YourWeekInMoney and use my code YOURWEEKINMONEY50 to get twice the number of video generation credits in your first month.

Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:14 September Rate Cut Inbound?
01:14 United States Inflation Data Report
14:09 InVideo
16:09 United States Inflation Data Report Continued
18:48 Dirty Money 2!
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-08-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689800/the-stock-market-just-flipped</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689800_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689800_video_v3_converted.mp4</video:content_loc>
            <video:title>The Stock Market JUST Flipped</video:title>
            <video:description>Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
11:19 United States Stock Market... Is It Over?
03:25 Japanese Stock Market Crash
03:59 Is The United States Due For A Recession?
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-08-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689811/the-job-market-just-got-way-worse</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689811_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689811_video_v3.mp4</video:content_loc>
            <video:title>The Job Market Just Got Way Worse</video:title>
            <video:description>Go to https://SAN.com/Caleb to stay fully informed. Visit through my link and/or download the app by searching “Straight Arrow News

Dirty Money is BACK, with new and old designs ;) https://shop.calebhammer.com/ only available through the end of this month

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
07:06 U.S Job Growth In July
03:20 Straight Arrow News
04:18 U.S Job Growth In July Continued
12L07 Dirty Money

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-08-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689847/american-jobs-situation-is-scary</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689847_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689847_video_v3.mp4</video:content_loc>
            <video:title>American Jobs Situation Is Scary</video:title>
            <video:description>Try Rocket Money for free: https://RocketMoney.com/yourweek

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:14 Economic Growth Quickens, Rising  in Second Quarter
04:58 Rocket Money!
06:05 U.S. Home Prices Hit Record in June for Second Consecutive Month
09:39 Tesla’s Profit Falls for Second Straight Quarter
13:14 The Hottest Job Market in a Generation Is Over

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-07-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689888/the-truth-of-kamala-harris-vs-joe-biden</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689888_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689888_video_v3_converted.mp4</video:content_loc>
            <video:title>The Truth Of Kamala Harris VS Joe Biden</video:title>
            <video:description>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
02:05 Joe Biden&apos;s Economic Opinions
06:54 Kamala Harris&apos; Economic Opinions
09:38 Kamala Harris VS Joe Biden
19:55 Summary
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-07-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689899/crowdstrike-destroys-the-internet</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689899_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689899_video_v3.mp4</video:content_loc>
            <video:title>CrowdStrike Destroys The Internet</video:title>
            <video:description>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:14 CrowdStrike outage affects Microsoft systems worldwide
03:28 Elon Musk to move SpaceX and X from California to Texas
08:15 The End Of The Zyndemic (New Zyn factory planned in Aurora)


_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-07-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689932/trump-shooting-just-flipped-the-market</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689932_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689932_video_v3.mp4</video:content_loc>
            <video:title>Trump Shooting Just Flipped The Market</video:title>
            <video:description>▶LIMITED TIME: 

1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

2) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

3) Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

4.) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer

5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

7) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:04 China’s Economy Is in Trouble. Xi Jinping Has Other Priorities
03:42 Trump Media shares close up more than 30% after assassination attempt
05:23 Apple, Samsung Phone Shipments Rose in Second Quarter
06:57 Milder Inflation Opens Door Wider to September Rate Cut
09:19 As inflation cools, estimate for 2025 Social Security cost-of-living adjustment goes down
_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-07-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/689973/the-economy-is-about-to-turnover</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/689973_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/689973_video_v3_converted.mp4</video:content_loc>
            <video:title>The Economy Is About To Turnover</video:title>
            <video:description>1) The best budgeting program online is now over 30% off through July 15th: https://calebhammer.com/budget

2) Get all the tools you need to reach financial freedom.  My budgeting program + investing program bundle is also 30% off through July 15th: https://calebhammer.com/bundle

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

2) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 Jerome Powell Inches the Fed Closer to Cutting Rates
02:31 Case for September Rate Cut Builds After Slower Jobs Data
05:23 FTC to Sue Drug Managers Over Insulin Prices
07:14 Biden Prods Mexico to Better Police Evasion of Tariffs
09:12 Boeing agrees to plea deal to avoid criminal trial over deadly 737 Max crashes

_______________________

▶My socials: https://linktr.ee/calebhammer

▶ Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-07-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690020/i-confronted-boogie2988-about-crypto-scam</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690020_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690020_video_v3.mp4</video:content_loc>
            <video:title>I Confronted Boogie2988 About Crypto Scam</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:53 Boogie2988 Crypto Scam Interview (Faddy Coin)
20:36 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early, Philip DeFranco, Boogie2988, news, coffeezilla
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-07-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690064/new-fed-data-is-about-to-shake-up-everything</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690064_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690064_video_v3.mp4</video:content_loc>
            <video:title>New Fed Data Is About To Shake Up EVERYTHING</video:title>
            <video:description>Use code CALEB at the link below to get an exclusive 60% off an annual Incogni plan: https://incogni.com/caleb

▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 Supreme Court Goes BRRR
02:39 Incogni 
04:01 Inflation Is Getting TOO D*MN HIGH
07:12 Sackler Family.. Gotta Hate Them
10:32 Tractor Supply Eliminates Pride Support, DEI Roles &amp; Carbon Emissions
12:53 NFL Class Action Lawsuit

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690077/warning-american-retirement-is-fcked</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690077_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690077_video_v3_converted.mp4</video:content_loc>
            <video:title>WARNING!! American Retirement Is F*cked</video:title>
            <video:description>▶LIMITED TIME: Join my investing program and I will give you a $100 moomoo cash reward: https://calebhammer.com/investing/

Any questions? Email support@calebhammer.com

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com 

▶Watch the Financial Audit Post Show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 No Retirement For You
02:46 Social Media BAD 
05:40 Investment Class
06:06 Volkswagen &amp; Rivian UNITE
08:13 Student Loan Fogiveness? HAHAHHA
10:16 Affordable Housing.. YAY

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690117/im-sorry-i-was-wrong</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690117_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690117_video_v3_converted.mp4</video:content_loc>
            <video:title>I’m Sorry, I Was Wrong</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:05 We were wrong.. U.S Home Prices Hit A Record High
02:15 U.S Business Activity Is BOOMING
05:08 The Brits Hate Rate Cuts
08:25 Weekly Market Update
09:26 Supreme Court VS Overseas Income
10:56 A NEW Challenger Approaches.. Paradromics
13:09 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690140/warning-the-housing-market-collapse-has-begun</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690140_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690140_video_v3_converted.mp4</video:content_loc>
            <video:title>WARNING: The Housing Market Collapse Has Begun</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:04 Homebuilder Confidence Falls
02:29 MKBHD VS Fisker Finale
05:19 FTC Dookies On Adobe Greed
07:06 Social Media Is Ruining The Future Generation
08:57 Apple Pay Later Is Over
9:57 Apple Vision Pro Successor In The Works
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690181/warning-us-taxes-are-about-to-go-up-how-this-affects-you</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690181_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690181_video_v3_converted.mp4</video:content_loc>
            <video:title>WARNING: U.S. Taxes Are About To Go Up (How This Affects You)</video:title>
            <video:description>Go to https://meetfabric.com/CALEBHAMMER and start investing in your child’s future today.

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:03 United States Taxes Are Going UP?!
02:15 Elon Musk Really Wants That Paycheck
04:08 Fabric!
05:36 Weekly Market Update
06:39 The End Of Alamo Drafthouse Cinema
08:41 The Future Of Alex Jones 
10:44 New Set!
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690212/warning-the-us-economy-is-about-to-change</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690212_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690212_video_v3.mp4</video:content_loc>
            <video:title>WARNING: The U.S Economy Is About To Change</video:title>
            <video:description>Thanks again to Morning Brew for giving me my daily dose of news! Sign up today at https://morningbrewdaily.com/caleb

▶LIMITED TIME: Join our investing program at $50 discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/ The price goes up next month. The first 250 will join me for an exclusive live stream going over my real estate investing portfolio and strategy! 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:03 Inflation BAAABY
02:06 Apple And Affirm Join Forces
03:55 Morning Brew!
04:59 The Zynpocalypse  Is HERE
07:11 Elon Musk VS OpenAI
08:37 GM Stock Buyback
10:10 Amazon.. Is Trying To Be The Good Guy?!
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690236/adobe-is-scamming-you</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690236_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690236_video_v3_converted.mp4</video:content_loc>
            <video:title>Adobe Is Scamming You</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 Adobe Bad, Big Naughty Naughty
02:41 Apple WWDC
05:11 Why Are Movie Theaters SO EMPTY??
07:48 Nvidia Stock Split
10:19 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690249/home-sales-are-falling-quick</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690249_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690249_video_v3.mp4</video:content_loc>
            <video:title>Home Sales Are Falling QUICK!</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690258/this-is-insane-elon-musk-just-destroyed-boeing-spacex-starship</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690258_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690258_video_v3_converted.mp4</video:content_loc>
            <video:title>This Is INSANE: Elon Musk Just DESTROYED Boeing.. SpaceX Starship</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:07 US Job Growth
02:15 SpaceX Starship
04:12 Dr Pepper VS Everyone
06:55 GME Going Crazy
09:12 Investing Class
11:31 Stock Market Update
12:24 ECB Cuts Interest Rates
14:40 Investigation On Microsoft &amp; OpenAI
16:05 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690264/3-2-1-liftoff-boeing-starliner-launches</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690264_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690264_video_v3.mp4</video:content_loc>
            <video:title>3.. 2.. 1.. LIFTOFF! Boeing Starliner Launches</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690271/klarna-hitting-it-big</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690271_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690271_video_v3.mp4</video:content_loc>
            <video:title>Klarna Hitting It Big</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690276/its-over-the-job-market-has-collapsed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690276_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690276_video_v3_converted.mp4</video:content_loc>
            <video:title>IT&apos;S OVER: The Job Market Has Collapsed</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 Job Openings Fell HARD
02:03 RoaringKitty Is Getting Banned?
03:32 Investing Class
05:17 3... 2... 1... BLAST OFF! (Boeing Staliner)
07:38 Prior OpenAI Employees Snitching
10:24 Canada&apos;s Inflation Is OVER

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690292/spotify-is-stealing-your-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690292_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690292_video_v3.mp4</video:content_loc>
            <video:title>Spotify Is STEALING Your Money!</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690298/gdp-growth-rate-slowdown</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690298_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690298_video_v3.mp4</video:content_loc>
            <video:title>GDP Growth Rate Slowdown!</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690304/the-truth-will-roaring-kitty-go-to-jail-for-gme-spotify-steals-your-money-and-more-news</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690304_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690304_video_v3.mp4</video:content_loc>
            <video:title>The Truth: Will Roaring Kitty Go To Jail For GME? Spotify Steals Your Money &amp; More News</video:title>
            <video:description>▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Click this link https://j.moomoo.com/00Bn5Z to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 5.1% on uninvested cash + an additional 3% APY Coupon for 3 months for new users!! Terms &amp; Conditions Apply

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:07 Spotify Is Taking Your Money
02:24 RoaringKitty Strikes Again
06:28 Turkeys Inflation Is Too Damn High!

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690310/the-beloved-red-lobster-files-for-bankruptcy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690310_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690310_video_v3.mp4</video:content_loc>
            <video:title>The Beloved Red Lobster Files For Bankruptcy</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690316/the-truth-about-buy-now-pay-later</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690316_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690316_video_v3.mp4</video:content_loc>
            <video:title>The Truth About Buy Now Pay Later</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690353/its-over-the-us-economy-is-finally-slowing-home-sales-collapsing-nike-layoffs-and-more-news</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690353_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690353_video_v3.mp4</video:content_loc>
            <video:title>IT’S OVER: The US Economy Is Finally Slowing, Home Sales COLLAPSING, Nike Layoffs, &amp; More News</video:title>
            <video:description>Stop data brokers from exposing your personal information. Go to my sponsor https://aura.com/yourweekinmoney to get a 14-day free trial and see how much of yours is being sold.

▶LIMITED TIME: Join our investing program at a big intro discount, and get $100 worth of stocks- making the program FREE for you... and they are hand-picked by me. https://calebhammer.com/investing/

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 GDP Growth
02:03 Klarna Hitting It Big
06:38 Nike Kicking Employees To The Curb
08:14 Market Update
09:00 Home Sales Falling
11:38 Hess Merger With Chevron

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-06-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690358/ftx-executive-sent-to-prison</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690358_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690358_video_v3.mp4</video:content_loc>
            <video:title>FTX Executive Sent To Prison</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690363/mrbeast-launches-new-creator-tools-that-will-change-everything</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690363_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690363_video_v3.mp4</video:content_loc>
            <video:title>MrBeast Launches New Creator Tools That Will Change EVERYTHING</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690368/mrbeast-is-ruining-my-life-the-truth-about-buy-now-pay-later-furiosa-flopped-and-more-news</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690368_thumbnail_resized_v2.webp</video:thumbnail_loc>
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            <video:title>MrBeast Is Ruining My Life, The Truth About Buy Now Pay Later, Furiosa Flopped &amp; More News</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:05 MrBeast Launches ViewStats
02:06 The Truth About Buy Now Pay Later
06:15 Furiosa Bombs Box Office
08:26 Stock Market Update
09:16 FTX Exec Sent To Prison
11:57 T-Mobile Spends The Big Bucks

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690374/pixar-lays-off-workforce</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690374_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690374_video_v3.mp4</video:content_loc>
            <video:title>Pixar Lays Off Workforce</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690386/existing-home-sales-fall-again</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690386_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690386_video_v3.mp4</video:content_loc>
            <video:title>Existing Home Sales Fall Again</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690393/nvda-going-crazy-ncaa-to-pay-students-debt-for-groceries-new-northfolk-southern-settlement</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690393_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690393_video_v3_converted.mp4</video:content_loc>
            <video:title>NVDA Going CRAZY, NCAA To Pay Students, Debt For Groceries, New Northfolk Southern Settlement</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:

00:00 Intro
00:03 NVIDIA To The Moon
02:41 Debt For Groceries
04:17 Justice Department VS Ticket Master
07:41 House Passes Crypto Legislation
09:04 Market Update
10:07 Quarterback Sues Ex-Coach
12:45 NCAA Shares Revenue
15:53 Norfolk Federal Settlement
18:28 YWIM Schedule Update
18:53 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690400/scarlett-johansson-vs-openai</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690400_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690400_video_v3.mp4</video:content_loc>
            <video:title>Scarlett Johansson VS OpenAI</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@calebhammer

2) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:


_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690408/pixar-collapsing-scarlett-johansson-vs-openai-more-elon-brain-stuff-youll-never-afford-a-home</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690408_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690408_video_v3_converted.mp4</video:content_loc>
            <video:title>Pixar Collapsing, Scarlett Johansson VS OpenAi, More Elon Brain Stuff, You’ll Never Afford A Home</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:03 Scarlett Johansson VS OpenAi
02:33 Existing Home Sales Fail Again
04:34 Neuralink FDA Approval
06:13 New Microsoft AI Chips
07:28 Pixar Layoffs
10:11 Mid-Week Market Update
10:50 Gasoline Supply Released
12:55 Red Lobster Files Bankruptcy
15:28 Him &amp; Hers Weight Loss Drug
17:08 FDIC Ouster Call
18:39 Peloton Fails
19:20 Wendys New Meal

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690415/the-fed-cancelled-the-recession-biden-tariffs-to-drive-prices-gme-going-to-the-moon-and-mcdonalds</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690415_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690415_video_v3_converted.mp4</video:content_loc>
            <video:title>The Fed Cancelled The Recession, Biden Tariffs To Drive Prices, GME Going To The Moon, And McDonalds</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 New inflation report
01:58 Dating AI
03:31 GME surge
06:12 New Biden tarrifs
09:10 McDonalds new affordable items
11:37 Weekly Market Update
12:48 The new cable
15:28 YouTube beats all others
16:51 TikTok creators sue the US
18:35 CFPB Supreme Court ruling
19:46 Twitter is now X
20:24 Outro
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690430/mrbeast-and-ftx-robinhood-sued-ipad-drama-and-helldivers-2-chaos</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690430_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690430_video_v3.mp4</video:content_loc>
            <video:title>MrBeast &amp; FTX, Robinhood Sued, iPad Drama, And Helldivers 2 Chaos</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:06 Robinhood being sued?
02:06 Helldivers 2 Drama
05:28 Mr Beast fires his agent
07:36 Wild iPhone drama
11:10 FTX update
13:13 Weekly Market Update
14:42 The fall Guy flopped
16:09 Panera fixing their charged lemonades
18:13 TikTok fighting back
20:06 Outro

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690439/fed-cancels-recession-crypto-drama-irs-coming-for-you-and-banks-failing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690439_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690439_video_v3_converted.mp4</video:content_loc>
            <video:title>Fed Cancels Recession, Crypto Drama, IRS Coming For You, And Banks Failing</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:

00:00 Intro
00:06 Fed meeting/interest rates
01:44 New bank failure
04:10 Binance criminal conviction
07:15 Starbucks is failing
09:00 Small businesses are missing rent
11:17 Weekly Market Update
12:38 Peloton CEO is OUT
14:23 Turkey cancels all trade
16:15 IRS is coming for more money
_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-05-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690446/goodbye-youtube-biden-bans-tiktok-and-tesla-continues-to-fail</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690446_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690446_video_v3_converted.mp4</video:content_loc>
            <video:title>Goodbye YouTube, Biden Bans TikTok, And Tesla Continues To Fail</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer

2) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos

3) Finacial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:
00:00 Intro
00:05 FTC Bans Non-Competes
03:38 YouTube business drama
14:16 Congress passes TikTok ban
18:39 Weekly Market Update
20:06 Tesla’s earnings
22:40 US GDP Growth

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-04-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690453/tesla-is-failing-mkbhd-destroys-a-company-and-mortgages-are-now-impossible-to-afford</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690453_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690453_video_v3.mp4</video:content_loc>
            <video:title>Tesla Is Failing, MKBHD Destroys A Company, And Mortgages Are Now Impossible To Afford</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching

_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer/videos

2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos

3) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

Chapters:

00:00 Intro
00:07 Tesla cutting 10% of workforce
05:05 MKBH Destroys a company overnight
09:21 iPhone shipments fall 9.6%
11:31 Weekly Market Update
12:34 Mortgage rates top 7.1%
14:41 Home sales fall month over month
17:01 Canada capital gains tax rate increase

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-04-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690459/inflation-rising-new-biden-student-loan-forgiveness-and-ncaa-womens-basketball-breaking-records</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690459_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690459_video_v3_converted.mp4</video:content_loc>
            <video:title>Inflation Rising, New Biden Student Loan Forgiveness, and NCAA Women&apos;s Basketball BREAKING Records</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶1-on-1 personal financial help with our licensed/certified coach: https://calebhammer.com/coaching
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Financial Audit: https://www.youtube.com/@CalebHammer/videos

2) Hammer Productions mini-documentaries: https://www.youtube.com/@hammerprod/videos

3) Money Makes Cents: https://www.youtube.com/@dollarwiseeducation/videos
_______________________

Chapters:

00:00 Intro
00:05 Inflation is back, baby!
04:04 Student loan forgiveness... again?
07:43 Northfolk Southern settlement agreement
09:37 Weekly Market Update
10:08 Cruise is cruising them streets once more
12:45 Blackstone ruining your chance to ever buy a home
15:08 NCAA Womens basketball dominating records

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Get your own Hammer Financial Score: https://www.calebhammer.com

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on weekdays in our studio located in Austin, Texas (in person only)! Fill out this brief survey if you are interested: https://bit.ly/3wCrHrS Any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: business@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-04-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690476/homeless-woman-is-delusional-about-retirement</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690476_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690476_video_v3_converted.mp4</video:content_loc>
            <video:title>Homeless Woman Is Delusional About Retirement</video:title>
            <video:description></video:description>
            <video:publication_date>2024-03-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690485/this-homeless-woman-torched-her-credit-limit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690485_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690485_video_v3.mp4</video:content_loc>
            <video:title>This Homeless Woman TORCHED Her Credit Limit</video:title>
            <video:description></video:description>
            <video:publication_date>2024-03-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690494/why-this-girl-went-homeless</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690494_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690494_video_v3.mp4</video:content_loc>
            <video:title>Why This Girl Went HOMELESS</video:title>
            <video:description></video:description>
            <video:publication_date>2024-03-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690499/the-most-delusional-person-ive-met</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690499_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690499_video_v3.mp4</video:content_loc>
            <video:title>The Most Delusional Person I’ve Met</video:title>
            <video:description></video:description>
            <video:publication_date>2024-03-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690505/astrology-made-this-guy-dollar440000</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690505_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690505_video_v3.mp4</video:content_loc>
            <video:title>Astrology Made THIS Guy $440,000</video:title>
            <video:description></video:description>
            <video:publication_date>2024-03-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690520/caleb-stalin-vs-brandon-bin-laden</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/690520_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/690520_video_v4.mp4</video:content_loc>
            <video:title>Caleb Stalin VS Brandon Bin Laden</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Finacial Audit: https://www.youtube.com/@calebhammer/videos

2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com</video:description>
            <video:publication_date>2024-02-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690529/thank-you-for-1000000-subscribers</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690529_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690529_video_v3.mp4</video:content_loc>
            <video:title>Thank You For 1,000,000 Subscribers!</video:title>
            <video:description></video:description>
            <video:publication_date>2024-02-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690537/homeless-womans-shocking-finances</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690537_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690537_video_v3.mp4</video:content_loc>
            <video:title>Homeless Woman&apos;s SHOCKING Finances</video:title>
            <video:description></video:description>
            <video:publication_date>2024-02-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690546/thank-you-for-1000000-subscribers</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/690546_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/690546_video_v4.mp4</video:content_loc>
            <video:title>Thank You For 1,000,000 Subscribers!</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Finacial Audit: https://www.youtube.com/@calebhammer/videos

2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com</video:description>
            <video:publication_date>2024-02-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690550/people-did-not-like-this-guest</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690550_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690550_video_v3_1080.mp4</video:content_loc>
            <video:title>People Did Not Like This Guest</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Finacial Audit: https://www.youtube.com/@calebhammer/videos

2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com</video:description>
            <video:publication_date>2024-02-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690564/caleb-surprises-guest-with-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690564_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690564_video_v3.mp4</video:content_loc>
            <video:title>Caleb Surprises Guest With THIS</video:title>
            <video:description></video:description>
            <video:publication_date>2024-02-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690570/scheduling-financial-audit-is-a-disaster</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/690570_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/690570_video_v4.mp4</video:content_loc>
            <video:title>Scheduling Financial Audit Is A Disaster</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Finacial Audit: https://www.youtube.com/@calebhammer/videos

2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com</video:description>
            <video:publication_date>2024-02-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690578/why-i-dont-like-my-job</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690578_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690578_video_v3.mp4</video:content_loc>
            <video:title>Why I Don&apos;t Like My Job</video:title>
            <video:description></video:description>
            <video:publication_date>2024-02-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690586/being-rude-to-financial-audit-guests</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690586_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690586_video_v3_1080.mp4</video:content_loc>
            <video:title>Being Rude To Financial Audit Guests</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

——be in Noah’s new show: https://forms.gle/CEmQESxzY3wFLL9UA

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Finacial Audit: https://www.youtube.com/@calebhammer/videos

2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com</video:description>
            <video:publication_date>2024-02-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690592/deleting-a-youtube-channel</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690592_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690592_video_v3_1080.mp4</video:content_loc>
            <video:title>Deleting A YouTube Channel</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DIRTY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Our other channels:

1) Finacial Audit: https://www.youtube.com/@calebhammer/videos

2) Weekend Workplace Podcast: https://www.youtube.com/@WeekendWorkplace/videos

3) Money Makes Cents: https://www.youtube.com/@centsmakesmoney/videos
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com</video:description>
            <video:publication_date>2024-02-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690605/shes-spending-everything-on-dating-apps</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/690605_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/690605_video_v4.mp4</video:content_loc>
            <video:title>She&apos;s Spending Everything On Dating Apps</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com</video:description>
            <video:publication_date>2024-02-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690612/this-guest-has-a-crush-on-me</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/690612_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/690612_video_v4.mp4</video:content_loc>
            <video:title>This Guest Has A Crush On Me</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com</video:description>
            <video:publication_date>2024-02-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690619/caleb-hammer-is-dirty</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/690619_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/690619_video_v4.mp4</video:content_loc>
            <video:title>Caleb Hammer Is &quot;Dirty&quot;</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶DITRY MONEY: Get dirty with us ;) https://shop.calebhammer.com/dirty

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

Chapters:

00:00 New set!
05:09 Noah is homeless
08:05 Let&apos;s pay some people
10:47 Meeting &amp; chat
16:11 NOM NOM
20:17 Thumbnail party!
21:10 Uchi (Mika&apos;s first sushi)
24:35 Caleb is getting dirtyyyyy
34:20 Lil adventure
35:56 Mika saves the day!

_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-02-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690627/the-decline-of-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/690627_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/690627_video_v4.mp4</video:content_loc>
            <video:title>The Decline Of Financial Audit</video:title>
            <video:description>View the full episode here: 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-02-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690633/hiding-from-the-comments-section-or-vlog</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/690633_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/690633_video_v4.mp4</video:content_loc>
            <video:title>Hiding From The Comments Section | Vlog</video:title>
            <video:description>View the full episode here: 

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-02-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690644/using-financial-audit-for-clout-or-vlog</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/690644_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/690644_video_v4.mp4</video:content_loc>
            <video:title>Using Financial Audit For Clout | Vlog</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start Investing: Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-01-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690659/spiritual-coach-has-caleb-in-disbelief</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690659_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690659_video_v3.mp4</video:content_loc>
            <video:title>Spiritual Coach Has Caleb In Disbelief</video:title>
            <video:description>View the full episode here:
https://www.youtube.com/watch?v=B4dnvJRanl8

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash Rewards using my link Terms &amp; Conditions Apply: https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-01-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690665/caleb-admits-he-doesnt-like-his-job</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690665_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690665_video_v3.mp4</video:content_loc>
            <video:title>Caleb Admits He Doesn&apos;t Like His Job</video:title>
            <video:description>View the full episode here: 
https://www.youtube.com/watch?v=wgo-OLqnFYs

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash Rewards using my link Terms &amp; Conditions Apply: https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-01-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690671/omegle-e-girl-tries-explain-to-caleb-what-a-weeb-is</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690671_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690671_video_v3.mp4</video:content_loc>
            <video:title>Omegle E-Girl Tries Explain To Caleb What A Weeb Is</video:title>
            <video:description>View the full episode here: 
https://www.youtube.com/watch?v=wgo-OLqnFYs

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash Rewards using my link Terms &amp; Conditions Apply: https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-01-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690684/he-took-out-a-loan-to-have-extra-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690684_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690684_video_v3.mp4</video:content_loc>
            <video:title>He Took Out A Loan.. To Have Extra Money 🤯</video:title>
            <video:description>Watch The Full Episode:
https://youtu.be/Ti-74wttfc4?feature=shared</video:description>
            <video:publication_date>2024-01-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690692/she-tried-bribing-caleb-with-this-only-weakness</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690692_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690692_video_v3_converted.mp4</video:content_loc>
            <video:title>She Tried Bribing Caleb With This Only Weakness..</video:title>
            <video:description>View the full episode here: 
https://www.youtube.com/watch?v=wgo-OLqnFYs

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash Rewards using my link Terms &amp; Conditions Apply: https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-01-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690699/gambling-addict-had-a-sugar-daddy-while-in-high-school</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690699_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690699_video_v3.mp4</video:content_loc>
            <video:title>Gambling Addict Had A Sugar Daddy.. While In High School? 🧐</video:title>
            <video:description>Full Episode:

https://youtu.be/Ti-74wttfc4?feature=shared</video:description>
            <video:publication_date>2024-01-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690704/my-new-office-i-blew-all-my-money-or-vlog</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690704_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690704_video_v3_converted.mp4</video:content_loc>
            <video:title>My New Office (I Blew All My Money) | Vlog</video:title>
            <video:description>▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash Rewards using my link Terms &amp; Conditions Apply: https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-01-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690709/19-year-old-sugar-baby-with-a-gambling-addiction-wont-face-reality</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690709_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690709_video_v3.mp4</video:content_loc>
            <video:title>19-Year-Old Sugar Baby With A Gambling Addiction Won&apos;t Face Reality</video:title>
            <video:description>View the full episode here: 
https://youtu.be/Ti-74wttfc4?feature=shared

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash Rewards using my link Terms &amp; Conditions Apply: https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-01-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690720/downright-embarrassing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690720_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690720_video_v3.mp4</video:content_loc>
            <video:title>Downright Embarrassing 🤦</video:title>
            <video:description></video:description>
            <video:publication_date>2024-01-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690727/he-has-dollar15k-worth-of-jewelry-while-being-ridiculously-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690727_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690727_video_v3.mp4</video:content_loc>
            <video:title>He Has $15K Worth Of Jewelry While Being Ridiculously In Debt</video:title>
            <video:description>View the full episode here: 
https://youtu.be/Ti-74wttfc4?feature=shared

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash Rewards using my link Terms &amp; Conditions Apply: https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-01-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690732/whataburger-has-less-calories-than-a-sandwich</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690732_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690732_video_v3.mp4</video:content_loc>
            <video:title>Whataburger Has Less Calories Than A… Sandwich? 😬</video:title>
            <video:description>View the full episode here: 
https://youtu.be/rApLKBuePfc?si=a6Ku3IWzAoXjxXHT</video:description>
            <video:publication_date>2024-01-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690738/reckless-teenager-lives-in-his-own-little-world</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690738_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690738_video_v3.mp4</video:content_loc>
            <video:title>Reckless Teenager Lives In His Own Little World</video:title>
            <video:description>View the full episode here: 
https://youtu.be/Ti-74wttfc4?feature=shared

▶The best budgeting program online, at the most affordable price: https://go.calebhammer.com any questions? Email support@calebhammer.com

▶My team and I will personally review your budget and put you on the right financial path going forward: https://go.calebhammer.com/review/
_______________________

▶Resources I use/would use (with discounts/sign-up bonuses):

1) Checking &amp; Savings: Get up to 4.60% APY, pay no account fees, and earn up to $250 when you sign up and set up direct deposits. Terms apply: https://sofi.com/hammer *affiliate link

2) Start investing: Transfer to moomoo and receive up to $5,000 in Cash Rewards using my link Terms &amp; Conditions Apply: https://j.us.moomoo.com/00Cqzn

-For the sign up bonus, Click this link to get up to 15 free stocks from moomoo U.S when you make a qualified deposit. Terms &amp; Conditions Apply: https://j.moomoo.com/00Bn5Z

3) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/a/calebhammer

4) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes with my partner MintMobile: https://mintmobile.com/hammer

5) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
_______________________

▶Fun things: 

1) Exclusive episodes, private Discord, BTS, and a special thank you: https://www.patreon.com/calebhammer

2) Rules For Not Being A (bad word): https://www.calebhammer.com/rules

3) Merch: The most fun website: https://shop.calebhammer.com

_______________________

▶My socials: https://linktr.ee/calebhammer

▶Do you want to be in a Financial Audit? We film on Monday/Tuesday every week in Austin, Texas (in person only). Fill out this brief survey if you are interested: https://forms.gle/AWd3TSHZgehBQMeYA any questions? Email casting@calebhammer.com
_______________________

▶Sponsorship and business inquiries: bunsiness@calebhammer.com
_______________________

These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche,  pension, retirement, financial independence retire early.
_______________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2024-01-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690743/grocery-shopping-is-a-scam</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690743_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690743_video_v3.mp4</video:content_loc>
            <video:title>Grocery Shopping Is A Scam? 🧐</video:title>
            <video:description>View the full episode here: 
https://youtu.be/rApLKBuePfc?si=a6Ku3IWzAoXjxXHT</video:description>
            <video:publication_date>2024-01-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690764/spoiled-model-has-daddy-pay-her-bills</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690764_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690764_video_v3.mp4</video:content_loc>
            <video:title>Spoiled “Model” Has Daddy Pay Her Bills</video:title>
            <video:description>View the full episode here: 

https://youtu.be/rApLKBuePfc?si=a6Ku3IWzAoXjxXHT

My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2024-01-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690769/caleb-is-done-with-her-excuses</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690769_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690769_video_v3.mp4</video:content_loc>
            <video:title>Caleb Is Done With Her Excuses..</video:title>
            <video:description>View the full episode here: 
https://youtu.be/rApLKBuePfc?feature=shared</video:description>
            <video:publication_date>2024-01-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690775/delusional-model-has-no-idea-what-shes-doing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690775_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690775_video_v3.mp4</video:content_loc>
            <video:title>Delusional &quot;Model&quot; Has No Idea What She&apos;s Doing</video:title>
            <video:description>View the full episode here: 
https://youtu.be/rApLKBuePfc?feature=shared


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2024-01-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690780/thank-goodness-shes-pretty</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690780_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690780_video_v3.mp4</video:content_loc>
            <video:title>Thank Goodness She’s Pretty.. 🙂</video:title>
            <video:description>Full Episode:
https://youtu.be/rApLKBuePfc?feature=shared</video:description>
            <video:publication_date>2024-01-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690786/model-with-no-self-control-refuses-to-pay-her-debts</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690786_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690786_video_v3.mp4</video:content_loc>
            <video:title>Model With No Self Control REFUSES To Pay Her Debts</video:title>
            <video:description>View the full episode here: 
https://youtu.be/rApLKBuePfc?feature=shared


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2024-01-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690798/hes-financing-this-why</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690798_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690798_video_v3.mp4</video:content_loc>
            <video:title>He’s Financing This.. Why??? 😂</video:title>
            <video:description>Full Episode:
https://youtu.be/7zsuXHTivG4?si=qwe8e1xxGzkt8c4-</video:description>
            <video:publication_date>2024-01-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690804/he-donates-to-charity-and-caleb-hates-it</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690804_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690804_video_v3.mp4</video:content_loc>
            <video:title>He Donates To Charity.. And Caleb Hates it</video:title>
            <video:description>View the full episode here: 
https://youtu.be/7zsuXHTivG4?feature=shared


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2024-01-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690809/buying-a-macbook-from-tikok-what-could-go-wrong</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690809_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690809_video_v3.mp4</video:content_loc>
            <video:title>Buying A MacBook From Tikok.. What Could Go Wrong? 😬</video:title>
            <video:description>Full Episode:
https://youtu.be/7zsuXHTivG4?si=qwe8e1xxGzkt8c4-</video:description>
            <video:publication_date>2024-01-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690815/he-took-out-a-loan-for-a-macbook-from-tiktok</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690815_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690815_video_v3.mp4</video:content_loc>
            <video:title>He Took Out A LOAN For A MacBook... From TikTok</video:title>
            <video:description>View the full episode here: 
https://youtu.be/7zsuXHTivG4?feature=shared


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2024-01-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690822/they-took-out-multiple-loans-because-of-fast-food</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690822_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690822_video_v3.mp4</video:content_loc>
            <video:title>They Took Out MULTIPLE Loans Because Of Fast Food 🤦🏻‍♂️</video:title>
            <video:description>View the full episode here: 
https://youtu.be/931lB6EhexA?feature=shared</video:description>
            <video:publication_date>2024-01-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690832/all-of-their-income-is-wasted-on-fast-food</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690832_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690832_video_v3.mp4</video:content_loc>
            <video:title>All Of Their Income Is WASTED On Fast Food</video:title>
            <video:description>View the full episode here: 
https://youtu.be/931lB6EhexA?feature=shared


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2024-01-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690836/they-just-dont-care-anymore</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690836_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690836_video_v3.mp4</video:content_loc>
            <video:title>They Just Don’t Care Anymore</video:title>
            <video:description>View the full episode here: 
https://youtu.be/931lB6EhexA?feature=shared</video:description>
            <video:publication_date>2024-01-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690842/how-are-they-surviving-like-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690842_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690842_video_v3.mp4</video:content_loc>
            <video:title>How Are They Surviving Like This?</video:title>
            <video:description>View the full episode here: 
https://youtu.be/931lB6EhexA?feature=shared


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2024-01-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690848/have-bad-finances-just-buy-a-house</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690848_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690848_video_v3.mp4</video:content_loc>
            <video:title>Have Bad Finances? Just Buy A House! 🤯</video:title>
            <video:description>View the full episode here: 
https://youtu.be/931lB6EhexA?feature=shared</video:description>
            <video:publication_date>2024-01-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690853/40-year-old-is-ready-to-die-on-a-walmart-floor</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690853_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690853_video_v3.mp4</video:content_loc>
            <video:title>40-Year-Old Is Ready To Die On A Walmart Floor</video:title>
            <video:description>View the full episode here: 
https://www.youtube.com/watch?v=zQogOBWkK_E


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690866/caleb-reached-his-limit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690866_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690866_video_v3.mp4</video:content_loc>
            <video:title>Caleb Reached His Limit</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690871/soon-to-be-married-but-with-split-finances</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690871_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690871_video_v3.mp4</video:content_loc>
            <video:title>Soon To Be Married But With Split Finances...</video:title>
            <video:description>View the full episode here: 
https://www.youtube.com/watch?v=zQogOBWkK_E


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690874/caleb-cannot-believe-what-hes-hearing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690874_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690874_video_v3.mp4</video:content_loc>
            <video:title>Caleb Cannot Believe What He’s Hearing 📸</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690877/he-has-30percent-interest-rates-everywhere</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690877_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690877_video_v3.mp4</video:content_loc>
            <video:title>He Has 30% Interest Rates EVERYWHERE</video:title>
            <video:description>View the full episode here: 
https://www.youtube.com/watch?v=zQogOBWkK_E


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690881/no-retirement-and-no-expectations-to-live</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690881_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690881_video_v3.mp4</video:content_loc>
            <video:title>No Retirement And No Expectations To Live 🥲</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690894/caleb-hasnt-seen-such-a-big-pile-of-debt-in-a-long-time</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690894_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690894_video_v3.mp4</video:content_loc>
            <video:title>Caleb Hasn&apos;t Seen Such A Big PILE Of Debt In A Long Time</video:title>
            <video:description>View the full episode here: 
https://www.youtube.com/watch?v=zQogOBWkK_E


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690901/caleb-is-in-disbelief-over-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690901_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690901_video_v3.mp4</video:content_loc>
            <video:title>Caleb Is In Disbelief Over This 😶</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690906/he-went-bankrupt-and-immediately-got-back-into-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690906_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690906_video_v3.mp4</video:content_loc>
            <video:title>He Went Bankrupt and Immediately Got Back Into Debt</video:title>
            <video:description>View the full episode here: 
https://youtu.be/HZqaJxoZVo0?si=zlk2-ZPtRzvnxjN2


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690909/he-spent-money-in-the-dumbest-way-possible</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690909_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690909_video_v3.mp4</video:content_loc>
            <video:title>He Spent Money In the Dumbest Way Possible 🤦</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690912/a-bad-car-purchase-led-him-to-bankruptcy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690912_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690912_video_v3.mp4</video:content_loc>
            <video:title>A Bad Car Purchase Led Him To Bankruptcy</video:title>
            <video:description>View the full episode here: 
https://youtu.be/HZqaJxoZVo0?si=zlk2-ZPtRzvnxjN2


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690922/she-isnt-allowed-to-spend-money-without-husbands-approval</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690922_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690922_video_v3.mp4</video:content_loc>
            <video:title>She Isn’t Allowed To Spend Money Without Husband’s Approval</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690928/bankruptcy-wasnt-enough-to-stop-his-bad-spending-habits</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690928_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690928_video_v3.mp4</video:content_loc>
            <video:title>Bankruptcy Wasn&apos;t Enough To Stop His Bad Spending Habits</video:title>
            <video:description>View the full episode here: 
https://youtu.be/HZqaJxoZVo0?si=zlk2-ZPtRzvnxjN2


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690932/caleb-was-actually-happy-about-his-insane-car-interest-rate</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690932_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690932_video_v3.mp4</video:content_loc>
            <video:title>Caleb Was Actually Happy About His INSANE Car Interest Rate</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690938/he-filed-for-bankruptcy-and-decided-to-buy-drake-tickets</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690938_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690938_video_v3.mp4</video:content_loc>
            <video:title>He Filed For Bankruptcy And Decided To Buy Drake Tickets</video:title>
            <video:description>View the full episode here: 
https://youtu.be/HZqaJxoZVo0?si=zlk2-ZPtRzvnxjN2


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690943/he-chooses-to-spend-money-he-doesnt-have</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690943_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690943_video_v3.mp4</video:content_loc>
            <video:title>He Chooses To Spend Money He Doesn’t Have.. 🤦🏻‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690951/multi-millionaires-by-retirement</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690951_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690951_video_v3.mp4</video:content_loc>
            <video:title>Multi-Millionaires By Retirement</video:title>
            <video:description>View the full episode here: 
https://youtu.be/84eAKV7MRd4?si=bBG1wYPbBY31TggD


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690954/bankrupty-wasnt-enough-to-stop-him-from-going-in-debt-again</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690954_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690954_video_v3.mp4</video:content_loc>
            <video:title>Bankrupty Wasn’t Enough To Stop Him From Going In Debt AGAIN 📉</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690960/the-framework-of-his-brain-is-engineering-and-math-but-not-finances</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690960_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690960_video_v3.mp4</video:content_loc>
            <video:title>The Framework of His Brain Is Engineering And Math But Not Finances</video:title>
            <video:description>View the full episode here: 
https://youtu.be/84eAKV7MRd4?si=bBG1wYPbBY31TggD


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690966/he-went-bankrupt-but-wastes-money-getting-his-car-washed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690966_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690966_video_v3.mp4</video:content_loc>
            <video:title>He Went Bankrupt But Wastes Money Getting His Car Washed</video:title>
            <video:description>Original Video:
https://youtu.be/HZqaJxoZVo0?feature=shared</video:description>
            <video:publication_date>2023-12-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690972/almost-all-of-his-portfolio-is-invested-into-his-daddys-business</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690972_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690972_video_v3.mp4</video:content_loc>
            <video:title>Almost All Of His &quot;Portfolio&quot; Is Invested Into His Daddy&apos;s Business!</video:title>
            <video:description>View the full episode here: 
https://youtu.be/84eAKV7MRd4?si=bBG1wYPbBY31TggD


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690981/hes-ready-to-invest-into-a-business-he-knows-nothing-about</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690981_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690981_video_v3.mp4</video:content_loc>
            <video:title>He’s Ready To Invest Into A Business He Knows Nothing About</video:title>
            <video:description></video:description>
            <video:publication_date>2023-12-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690985/controlling-husband-dominates-their-finances</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690985_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690985_video_v3.mp4</video:content_loc>
            <video:title>Controlling Husband Dominates Their Finances</video:title>
            <video:description>View the full episode here: 
https://youtu.be/84eAKV7MRd4?si=bBG1wYPbBY31TggD


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690990/she-isnt-allowed-internet-without-the-husbands-permission</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690990_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690990_video_v3.mp4</video:content_loc>
            <video:title>She Isn&apos;t Allowed Internet Without The Husband&apos;s Permission</video:title>
            <video:description>Original Video:
https://www.youtube.com/watch?v=84eAKV7MRd4</video:description>
            <video:publication_date>2023-12-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690994/wife-isnt-given-internet-unless-he-allows-it</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690994_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690994_video_v3.mp4</video:content_loc>
            <video:title>Wife Isn&apos;t Given Internet Unless He Allows It</video:title>
            <video:description>View the full episode here:
https://youtu.be/84eAKV7MRd4?si=bBG1wYPbBY31TggD



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-12-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/690999/he-needs-to-be-a-team-player-for-this-marriage</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/690999_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/690999_video_v3.mp4</video:content_loc>
            <video:title>He Needs To Be a Team Player For This Marriage</video:title>
            <video:description>View the full episode here:
https://youtu.be/84eAKV7MRd4?si=bBG1wYPbBY31TggD</video:description>
            <video:publication_date>2023-12-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691010/30-year-old-should-have-all-of-her-credit-cards-taken-away-and-burnt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691010_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691010_video_v3.mp4</video:content_loc>
            <video:title>30 Year Old Should Have All Of Her Credit Cards Taken Away And BURNT 😭🔥</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=gmft7tIyxoQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691014/couple-spends-dollar20000-on-their-wedding-while-they-have-no-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691014_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691014_video_v3.mp4</video:content_loc>
            <video:title>Couple Spends $20,000 On Their Wedding While They Have NO MONEY</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=gmft7tIyxoQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691019/she-is-paying-a-criminal-amount-of-interest-every-month</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691019_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691019_video_v3.mp4</video:content_loc>
            <video:title>She Is Paying A CRIMINAL Amount Of Interest Every Month 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=gmft7tIyxoQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691024/25-year-old-is-overdrafting-his-checking-account-for-chick-fila</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691024_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691024_video_v3.mp4</video:content_loc>
            <video:title>25 Year Old Is OverDrafting His Checking Account For CHICK FILA 🤦‍♂️😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oVsevRcgcio&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691029/25-year-old-has-gotten-himself-into-some-bad-car-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691029_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691029_video_v3.mp4</video:content_loc>
            <video:title>25 Year Old Has Gotten Himself Into Some BAD CAR DEBT</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oVsevRcgcio&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691038/this-25-year-old-plumber-is-drowning-in-car-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691038_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691038_video_v3.mp4</video:content_loc>
            <video:title>This 25 Year Old Plumber Is DROWNING In Car Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oVsevRcgcio&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691043/he-immediately-starts-lying-and-caleb-isnt-having-it</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691043_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691043_video_v3.mp4</video:content_loc>
            <video:title>He immediately starts lying and Caleb isn&apos;t having it 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oVsevRcgcio&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691047/this-guy-is-addicted-to-amazon-but-for-real</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691047_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691047_video_v3.mp4</video:content_loc>
            <video:title>This Guy Is Addicted To Amazon... But For Real...</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oVsevRcgcio&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691053/caleb-helps-struggling-a-bass-player-create-a-budget</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691053_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691053_video_v3.mp4</video:content_loc>
            <video:title>Caleb Helps Struggling A Bass Player Create A Budget</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=PxuOSPwdbFU&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691058/23-year-old-has-a-certified-spending-problem</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691058_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691058_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old Has A Certified Spending Problem 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=PxuOSPwdbFU&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691117/23-year-old-gets-a-well-deserved-financial-roast</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691117_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691117_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old Get&apos;s A Well Deserved Financial Roast 😱 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=PxuOSPwdbFU&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691118/23-year-old-has-every-excuse-in-the-book</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691118_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691118_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old Has Every Excuse In The BOOK 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=PxuOSPwdbFU&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691120/23-year-old-is-making-every-financial-mistake-in-the-book</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691120_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691120_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old Is Making Every Financial Mistake In the Book</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=PxuOSPwdbFU&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691122/23-year-old-getsthe-rath-of-caleb</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691122_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691122_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old GetsThe RATH OF CALEB 🔥😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=PxuOSPwdbFU&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691124/23-year-old-cant-stop-spending-money-he-doesnt-have</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691124_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691124_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old Can&apos;t Stop Spending Money He Doesn&apos;t Have</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=PxuOSPwdbFU&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691127/should-you-invest-that-much-money-that-early</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691127_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691127_video_v3.mp4</video:content_loc>
            <video:title>Should You Invest That Much Money That Early? 🤔</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=PxuOSPwdbFU&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691129/27-year-old-has-paid-almost-dollar1000-in-interest-on-one-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691129_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691129_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Has Paid Almost $1,000 In Interest On ONE CARD😭</video:title>
            <video:description></video:description>
            <video:publication_date>2023-11-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691133/this-27-year-old-drowning-in-credit-card-interest</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691133_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691133_video_v3.mp4</video:content_loc>
            <video:title>This 27 Year Old DROWNING In Credit Card Interest</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=vJBPi-K7Ie0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691137/spending-crazy-money-on-a-maxed-out-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691137_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691137_video_v3.mp4</video:content_loc>
            <video:title>Spending CRAZY Money On A Maxed Out Credit Card 😭</video:title>
            <video:description></video:description>
            <video:publication_date>2023-11-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691141/27-year-old-builds-f-16-jets-for-a-living</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691141_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691141_video_v3_converted.mp4</video:content_loc>
            <video:title>27 Year Old BUILDS F-16 JETS For A Living... 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=vJBPi-K7Ie0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691151/27-year-old-is-making-dollar8466-per-month-and-it-might-surprise-you-how</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691151_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691151_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Is Making $8,466 Per Month And It Might Surprise You How</video:title>
            <video:description></video:description>
            <video:publication_date>2023-11-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691155/caleb-teaches-21-year-old-how-to-budget</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691155_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691155_video_v3.mp4</video:content_loc>
            <video:title>Caleb Teaches 21 Year Old How To Budget</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=yBtNC5p4vSI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691159/caleb-breaks-down-the-power-of-investing-from-a-young-age</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691159_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691159_video_v3.mp4</video:content_loc>
            <video:title>Caleb Breaks Down The Power Of Investing From A Young Age 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=yBtNC5p4vSI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691165/buying-a-brand-new-stereo-system-for-his-car-while-drowning-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691165_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691165_video_v3.mp4</video:content_loc>
            <video:title>Buying A Brand New Stereo System For His Car While DROWNING IN DEBT 😱🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=yBtNC5p4vSI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691172/21-year-old-is-over-drafting-his-account-for-burgers</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691172_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691172_video_v3.mp4</video:content_loc>
            <video:title>21 Year Old Is Over Drafting His Account for Burgers 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=yBtNC5p4vSI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691184/21-year-old-literally-spends-all-of-his-money-on-jack-in-the-box</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691184_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691184_video_v3.mp4</video:content_loc>
            <video:title>21 Year Old LITERALLY Spends All Of His Money On Jack In The Box 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=yBtNC5p4vSI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691190/21-year-spends-literally-all-of-his-money-on-fast-food</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691190_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691190_video_v3.mp4</video:content_loc>
            <video:title>21 Year Spends Literally ALL Of His Money On Fast Food</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=yBtNC5p4vSI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691195/caleb-fries-guest-for-horrible-spending-decisions</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691195_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691195_video_v3.mp4</video:content_loc>
            <video:title>Caleb Fries Guest For HORRIBLE Spending Decisions</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=yBtNC5p4vSI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691204/working-at-a-burger-place-spending-a-fortune-on-another-burger-place</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691204_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691204_video_v3.mp4</video:content_loc>
            <video:title>Working At A Burger Place... Spending A Fortune On ANOTHER Burger Place... 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=yBtNC5p4vSI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691210/you-can-make-how-much-at-whataburger</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691210_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691210_video_v3.mp4</video:content_loc>
            <video:title>You can make HOW MUCH at Whataburger?! 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=yBtNC5p4vSI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691224/caleb-cuts-through-34-year-olds-bs</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691224_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691224_video_v3_converted.mp4</video:content_loc>
            <video:title>Caleb Cuts Through 34 Year Olds BS 😱😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=tdnSNrlS5fc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691233/caleb-helps-43-year-old-budget-her-way-out-of-poverty</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691233_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691233_video_v3.mp4</video:content_loc>
            <video:title>Caleb Helps 43 Year Old Budget Her Way Out Of Poverty</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=tdnSNrlS5fc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691238/entire-family-has-been-living-together-for-43-years</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691238_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691238_video_v3.mp4</video:content_loc>
            <video:title>Entire Family Has Been Living Together For 43 Years 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=tdnSNrlS5fc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691244/buying-a-new-house-while-owing-the-irs-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691244_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691244_video_v3.mp4</video:content_loc>
            <video:title>Buying A New House While Owing The IRS Money 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=tdnSNrlS5fc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691249/43-year-olds-debt-keeps-getting-worse-as-the-video-goes-on</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691249_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691249_video_v3.mp4</video:content_loc>
            <video:title>43 Year Olds Debt Keeps Getting Worse As The Video Goes On</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=tdnSNrlS5fc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691266/this-50-year-old-is-full-of-excuses</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691266_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691266_video_v3.mp4</video:content_loc>
            <video:title>This 50 Year Old Is FULL Of Excuses</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=j4v7_NIP36o



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691272/50-year-old-is-going-to-actually-die-on-the-wal-mart-floor</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691272_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691272_video_v3.mp4</video:content_loc>
            <video:title>50 Year Old Is Going To Actually Die On The Wal-Mart Floor 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WQf62SaZhxc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691279/50-year-old-refuses-to-get-a-job-that-pays-more-than-dollar9-hour</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691279_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691279_video_v3.mp4</video:content_loc>
            <video:title>50 Year old refuses to get a job that pays more than $9 / hour</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WQf62SaZhxc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691285/hes-lived-with-his-mom-for-50-years-his-whole-life</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691285_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691285_video_v3.mp4</video:content_loc>
            <video:title>He&apos;s Lived With His Mom For 50 Years (His Whole Life)</video:title>
            <video:description></video:description>
            <video:publication_date>2023-11-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691292/50-year-old-man-not-paying-his-credit-cards-because-he-doesnt-feel-like-it</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691292_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691292_video_v3.mp4</video:content_loc>
            <video:title>50 year old man not paying his credit cards because he doesn&apos;t feel like it 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WQf62SaZhxc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691307/50-old-has-been-living-with-his-mom-his-whole-life</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691307_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691307_video_v3.mp4</video:content_loc>
            <video:title>50 old has been living with his mom his whole life 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WQf62SaZhxc



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691315/50-year-old-fired-from-multiple-jobs-for-having-diabetes</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691315_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691315_video_v3.mp4</video:content_loc>
            <video:title>50 Year Old Fired From Multiple Jobs For Having Diabetes</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WQf62SaZhxc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691319/overdrafting-on-taquitos</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691319_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691319_video_v3.mp4</video:content_loc>
            <video:title>OVERDRAFTING ON TAQUITOS 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_4zB8hMfE7A&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691324/50-year-old-fired-for-having-type-1-diabetes</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691324_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691324_video_v3.mp4</video:content_loc>
            <video:title>50 Year Old Fired For Having Type 1 Diabetes 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=tdnSNrlS5fc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691330/credit-one-death</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691330_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691330_video_v3.mp4</video:content_loc>
            <video:title>CREDIT ONE = DEATH 💀</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_4zB8hMfE7A&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691349/27-year-old-pays-off-her-credit-cards-completely-just-to-max-them-out-again</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691349_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691349_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Pays Off Her Credit Cards Completely... Just To Max Them Out Again</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_4zB8hMfE7A&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691352/27-year-old-is-drowning-in-credit-card-interest</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691352_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691352_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Is DROWNING In Credit Card Interest 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_4zB8hMfE7A&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691358/pays-off-her-credit-cardto-max-it-out-all-over-again</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691358_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691358_video_v3.mp4</video:content_loc>
            <video:title>Pays off her credit card.........to max it out all over again 😭🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_4zB8hMfE7A&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691364/nanny-gets-grilled-for-spending-all-her-money-on-door-dash</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691364_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691364_video_v3.mp4</video:content_loc>
            <video:title>Nanny Get&apos;s GRILLED For Spending All Her Money On Door Dash</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_4zB8hMfE7A&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691374/being-a-full-time-nanny-in-montana-and-making-how-much</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691374_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691374_video_v3.mp4</video:content_loc>
            <video:title>Being A Full Time Nanny In Montana And Making How Much??? 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_4zB8hMfE7A&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691388/this-is-what-bad-spending-habits-look-like</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691388_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691388_video_v3.mp4</video:content_loc>
            <video:title>This Is What Bad Spending Habits Look Like</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=SLPQtQcmfOc



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691393/he-wants-to-buy-a-house-but-he-goes-out-to-eat-every-meal</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691393_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691393_video_v3.mp4</video:content_loc>
            <video:title>He Wants To Buy A House, But He Goes Out To Eat Every Meal 💀😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=SLPQtQcmfOc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691400/did-he-deserve-the-roast-session</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691400_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691400_video_v3.mp4</video:content_loc>
            <video:title>Did he deserve the roast session....? 🤣😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=SLPQtQcmfOc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691408/she-tries-excuses-for-her-9-maxed-out-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691408_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691408_video_v3.mp4</video:content_loc>
            <video:title>She Tries Excuses For Her 9 MAXED OUT CREDIT CARDS</video:title>
            <video:description></video:description>
            <video:publication_date>2023-11-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691414/probably-not-a-good-habit-going-forward</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691414_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691414_video_v3.mp4</video:content_loc>
            <video:title>Probably Not A Good Habit Going Forward!! 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=SLPQtQcmfOc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691427/27-year-old-guest-has-the-worst-luck-weve-ever-seen-sad</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691427_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691427_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Guest Has The Worst Luck We&apos;ve Ever Seen (sad)</video:title>
            <video:description></video:description>
            <video:publication_date>2023-11-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691434/she-is-not-a-credit-card-person</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691434_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691434_video_v3.mp4</video:content_loc>
            <video:title>She is NOT a Credit Card Person 😱😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=CzEvtVE3YHg&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691439/caleb-calls-out-guest-her-on-bs-right-away</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691439_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691439_video_v3.mp4</video:content_loc>
            <video:title>Caleb Calls Out Guest Her On BS Right Away 🤣</video:title>
            <video:description></video:description>
            <video:publication_date>2023-11-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691445/she-has-to-make-payments-on-her-9-maxed-out-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691445_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691445_video_v3.mp4</video:content_loc>
            <video:title>She Has To Make Payments On Her 9 MAXED OUT CREDIT CARDS!!! 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=CzEvtVE3YHg&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691451/33-year-old-argues-with-caleb-for-11-minutes-straight</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691451_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691451_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old Argues With Caleb For 11 Minutes Straight</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=h9hkIr15q2Y&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691472/33-year-old-with-an-insane-car-loan</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691472_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691472_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old With An INSANE Car Loan 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=h9hkIr15q2Y&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691474/23-year-olds-credit-score-ruined-by-his-dad</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691474_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691474_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old&apos;s Credit Score RUINED BY HIS DAD</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=dUGUTUptH6U&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691478/23-year-old-spending-all-his-money-on-video-games-and-clothes</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691478_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691478_video_v3.mp4</video:content_loc>
            <video:title>23 year Old Spending All His Money On Video Games And Clothes 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=dp-QCiACGAU



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691483/he-had-no-idea-his-credit-score-was-being-trashed-because-of-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691483_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691483_video_v3.mp4</video:content_loc>
            <video:title>He Had No Idea His Credit Score Was Being Trashed Because Of This 🤦‍♂️😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=dUGUTUptH6U&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691487/26-year-old-had-the-worst-credit-score-possible</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691487_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691487_video_v3.mp4</video:content_loc>
            <video:title>26 Year Old Had The Worst Credit Score Possible</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WRTS3UmSxJ0




My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691499/her-dad-is-a-part-of-a-cult</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691499_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691499_video_v3.mp4</video:content_loc>
            <video:title>Her Dad Is A Part Of A CULT!!!??? 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WRTS3UmSxJ0



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691503/26-year-old-explains-her-mental-disorder</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691503_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691503_video_v3_converted.mp4</video:content_loc>
            <video:title>26 Year Old Explains Her Mental Disorder 🤔</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WRTS3UmSxJ0



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691506/26-year-old-shares-her-traumatic-experience-as-a-teen</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691506_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691506_video_v3.mp4</video:content_loc>
            <video:title>26 Year Old Shares Her Traumatic Experience As A Teen</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WRTS3UmSxJ0



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691510/her-mom-put-bills-in-her-name-when-she-was-10-years-old</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691510_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691510_video_v3_converted.mp4</video:content_loc>
            <video:title>Her Mom Put Bills In Her Name When She Was 10 Years Old 😱😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WRTS3UmSxJ0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691514/26-year-olds-mom-steals-her-car-and-has-mental-breakdown</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691514_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691514_video_v3.mp4</video:content_loc>
            <video:title>26 Year Old&apos;s Mom Steals Her Car And Has Mental Breakdown 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=WRTS3UmSxJ0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691528/22-year-old-choosing-fast-food-over-his-41k-of-death-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691528_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691528_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Choosing Fast Food Over His 41k Of DEATH DEBT</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691533/apparently-caleb-is-not-a-fan-of-red-robin</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691533_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691533_video_v3.mp4</video:content_loc>
            <video:title>Apparently Caleb is NOT A FAN Of Red Robin 😭🤣</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691540/22-year-old-buy-dollar20000-car-for-his-mom</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691540_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691540_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Buy $20,000 Car For His Mom</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691546/22-year-old-is-paying-so-much-interest</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691546_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691546_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Is Paying SO MUCH INTEREST 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691548/22-year-old-kid-gets-the-worst-interest-rate-from-car-dealership</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691548_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691548_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Kid Get&apos;s THE WORST Interest Rate From Car Dealership 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691559/22-year-old-is-planning-on-buying-a-tesla-while-missing-payments-on-his-other-2-cars</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691559_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691559_video_v3_converted.mp4</video:content_loc>
            <video:title>22 Year Old Is Planning On Buying A Tesla While MISSING PAYMENTS On His Other 2 CARS 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691566/22-year-olds-spending-habits-will-lead-him-to-dying-in-poverty</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691566_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691566_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old&apos;s Spending Habits Will Lead Him To Dying In Poverty</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-11-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691572/22-year-old-wont-answer-calebs-questions</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691572_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691572_video_v3_converted.mp4</video:content_loc>
            <video:title>22 Year Old Won&apos;t Answer Calebs Questions!!! 😱 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691577/22-year-old-spends-dollar20000-cause-hes-on-a-tight-schedule</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691577_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691577_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Spends $20,000 Cause He&apos;s On A &quot;Tight Schedule&quot; 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691582/22-year-old-wants-to-buy-a-tesla-while-in-41k-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691582_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691582_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Want&apos;s To Buy A Tesla While In 41k Of Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691592/22-year-old-wants-to-get-a-tesla-while-in-41k-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691592_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691592_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Want&apos;s To Get A Tesla While In 41k Of Debt 🤦‍♂️😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691599/22-year-old-making-excuses-to-buy-a-3rd-car-while-drowning-in-41k-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691599_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691599_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Making Excuses To Buy A 3rd Car While Drowning In 41k Of Debt 🤦‍♂️😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=w9mhzx10Fk8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691604/27-year-old-going-into-debt-for-vacations-while-drowning-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691604_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691604_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Going Into Debt For Vacations While Drowning In Debt 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=kzOkJrxYozU



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691609/not-having-an-emergency-fund-is-an-emergency</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691609_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691609_video_v3.mp4</video:content_loc>
            <video:title>Not Having An Emergency Fund IS AN EMERGENCY!!!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=kzOkJrxYozU



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691616/caleb-hammer-dropping-wisdom-nuggets-for-13-minutes-straight</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691616_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691616_video_v3.mp4</video:content_loc>
            <video:title>Caleb Hammer Dropping Wisdom Nuggets For 13 Minutes Straight</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=MszGZhNC758



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691626/27-year-old-making-is-making-some-bad-financial-choices</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691626_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691626_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Making Is Making Some BAD Financial Choices</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=MszGZhNC758



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691632/0percent-down-payment-on-for-72-month-car-loan</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691632_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691632_video_v3.mp4</video:content_loc>
            <video:title>0% Down Payment On For 72 Month Car loan 💀😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=kzOkJrxYozU



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691634/27-year-old-is-making-some-horrible-financial-decisions</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691634_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691634_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Is Making Some HORRIBLE Financial Decisions</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=kzOkJrxYozU



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691640/27-year-old-cant-stop-making-excuses</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691640_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691640_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Can&apos;t Stop Making Excuses 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=kzOkJrxYozU



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691647/she-took-out-of-her-401ktwice</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691647_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691647_video_v3.mp4</video:content_loc>
            <video:title>She Took Out Of Her 401k.....Twice 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=kzOkJrxYozU



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691660/filmmaker-almost-lost-dollar9500-he-got-the-money-back</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691660_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691660_video_v3.mp4</video:content_loc>
            <video:title>FilmMaker Almost Lost $9,500  😱 (He Got The Money Back)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=MszGZhNC758



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691664/caleb-gives-22-year-old-military-wife-a-budget-to-save-her-from-poverty</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691664_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691664_video_v3.mp4</video:content_loc>
            <video:title>Caleb Gives 22 Year Old Military Wife A Budget To Save Her From Poverty</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=M193R-9VOvI



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691668/caleb-ruins-guests-birthday-surprise</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691668_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691668_video_v3.mp4</video:content_loc>
            <video:title>Caleb Ruins Guest&apos;s Birthday Surprise 💀</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=MszGZhNC758



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691673/military-wife-spending-hundreds-on-coffee-and-weed-while-drowning-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691673_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691673_video_v3.mp4</video:content_loc>
            <video:title>Military Wife Spending Hundreds On Coffee and Weed While DROWNING In Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=M193R-9VOvI



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691679/27-year-olds-dad-doesnt-believe-in-banks</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691679_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691679_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old&apos;s Dad &quot;Doesn&apos;t Believe in Banks&quot; 🤔</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=M193R-9VOvI



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691691/spending-hundreds-on-the-devils-lettuce-while-drowning-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691691_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691691_video_v3.mp4</video:content_loc>
            <video:title>Spending Hundreds On The Devil&apos;s Lettuce While Drowning In Debt 🤦‍♂️😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=M193R-9VOvI



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691695/she-needs-200mg-of-caffeine-just-to-wake-up</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691695_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691695_video_v3.mp4</video:content_loc>
            <video:title>She Needs 200mg Of Caffeine Just To WAKE UP!!?? 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=M193R-9VOvI



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691701/25-year-old-gets-saved-from-a-life-full-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691701_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691701_video_v3.mp4</video:content_loc>
            <video:title>25 Year Old Get&apos;s Saved From A Life Full Of Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Q3MZXEl8stY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691706/borrowing-money-from-jobless-boyfriend-instead-of-paying-off-her-debts</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691706_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691706_video_v3.mp4</video:content_loc>
            <video:title>Borrowing Money From Jobless Boyfriend Instead Of Paying Off Her Debts 🤦‍♂️😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Q3MZXEl8stY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691713/whats-the-hardest-part-of-your-spending-to-control-leave-a-comment-below</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691713_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691713_video_v3.mp4</video:content_loc>
            <video:title>What&apos;s The Hardest Part Of Your Spending To Control?? 🤨 Leave A Comment Below 🤔</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Q3MZXEl8stY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691724/25-year-old-cant-stop-making-excuses-for-her-severe-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691724_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691724_video_v3.mp4</video:content_loc>
            <video:title>25 Year Old Can&apos;t Stop Making Excuses For Her Severe Credit Card Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Q3MZXEl8stY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691728/spending-money-on-bullsht-on-a-maxed-out-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691728_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691728_video_v3.mp4</video:content_loc>
            <video:title>Spending Money On BULLSH!T On A Maxed Out Credit Card 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Q3MZXEl8stY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691734/25-year-old-going-to-get-waxed-when-drowning-in-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691734_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691734_video_v3.mp4</video:content_loc>
            <video:title>25 Year Old Going To Get Waxed When Drowning In Credit Card Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Q3MZXEl8stY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691739/girl-says-shes-trying-to-pay-off-her-credit-card-yet-adds-dollar1600-to-it</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691739_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691739_video_v3_converted.mp4</video:content_loc>
            <video:title>Girl Says She&apos;s Trying To Pay Off Her Credit Card Yet Adds $1,600 To It 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Q3MZXEl8stY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691744/26-year-old-cant-stop-spending-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691744_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691744_video_v3.mp4</video:content_loc>
            <video:title>26 Year Old Can&apos;t Stop Spending Money</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_3t59TkT9eo



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691755/mechanical-engineer-making-horrible-financial-choices-hard-to-watch</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691755_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691755_video_v3.mp4</video:content_loc>
            <video:title>Mechanical Engineer Making Horrible Financial Choices (Hard To Watch)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_3t59TkT9eo



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691760/caleb-roasts-guest-for-buying-nonsense-while-drowning-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691760_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691760_video_v3.mp4</video:content_loc>
            <video:title>Caleb ROASTS Guest For Buying Nonsense While Drowning In Debt 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_3t59TkT9eo



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691763/he-makes-how-much-as-a-mechanical-engineer</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691763_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691763_video_v3.mp4</video:content_loc>
            <video:title>He Makes HOW Much As A Mechanical Engineer?? 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_3t59TkT9eo



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691768/caleb-saves-24-year-old-from-dying-in-poverty</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691768_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691768_video_v3.mp4</video:content_loc>
            <video:title>Caleb Saves 24 Year Old From Dying In Poverty</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=IAzW73nu2Xw



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691773/hes-dropping-bands-at-best-buy-while-in-dollar150k-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691773_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691773_video_v3.mp4</video:content_loc>
            <video:title>He&apos;s Dropping BANDS At Best Buy While In $150k Of DEBT</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=IAzW73nu2Xw



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691822/he-says-hes-good-at-budgeting-while-casually-in-dollar150k-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691822_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691822_video_v3.mp4</video:content_loc>
            <video:title>He Says He&apos;s Good At Budgeting While Casually In $150k Of DEBT</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=IAzW73nu2Xw



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691823/24-year-old-is-spending-dollar2000-at-best-buy-while-in-dollar157000-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691823_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691823_video_v3.mp4</video:content_loc>
            <video:title>24 Year Old Is Spending $2,000 at Best Buy While In $157,000 of DEBT</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=IAzW73nu2Xw



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691825/24-year-old-neck-deep-in-monthly-debt-payments</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691825_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691825_video_v3.mp4</video:content_loc>
            <video:title>24 Year Old Neck Deep In Monthly Debt Payments</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=IAzW73nu2Xw



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691827/24-years-old-making-six-figures-as-a-web-designer-living-with-parents</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691827_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691827_video_v3.mp4</video:content_loc>
            <video:title>24 Years Old Making Six Figures As a Web Designer Living With Parents!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=IAzW73nu2Xw



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691829/dollar150000-in-debt-at-24-due-to-student-loans-and-flagship-model-tesla</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691829_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691829_video_v3.mp4</video:content_loc>
            <video:title>$150,000 in Debt at 24 Due To Student Loans &amp; Flagship Model Tesla 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=IAzW73nu2Xw



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691833/caleb-gets-squeaky-on-guest-who-owes-8-collection-agencys-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691833_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691833_video_v3.mp4</video:content_loc>
            <video:title>Caleb Gets Squeaky On Guest Who Owes 8 Collection Agency&apos;s Money 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4rv2FLIeqAM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691835/26-years-old-with-13-thousand-dollars-in-collections</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691835_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691835_video_v3.mp4</video:content_loc>
            <video:title>26 Years Old With 13 THOUSAND Dollars In COLLECTIONS!!! 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4rv2FLIeqAM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691839/26-year-old-car-has-been-repoed-cant-keep-up-on-her-collections-payments</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691839_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691839_video_v3.mp4</video:content_loc>
            <video:title>26 Year Old: Car Has Been Repoed / Can&apos;t Keep Up On Her Collections Payments</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4rv2FLIeqAM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691842/26-year-old-hasnt-made-a-debt-payment-in-6-years</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691842_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691842_video_v3.mp4</video:content_loc>
            <video:title>26 Year Old Hasn&apos;t Made A Debt Payment In 6 Years</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4rv2FLIeqAM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691847/all-her-debts-are-in-collections</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691847_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691847_video_v3.mp4</video:content_loc>
            <video:title>All Her Debts Are In COLLECTIONS 😭😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4rv2FLIeqAM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691857/things-get-sad-on-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691857_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691857_video_v3_converted.mp4</video:content_loc>
            <video:title>Things Get Sad On Financial Audit 😟 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4rv2FLIeqAM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691860/twitch-streamers-bank-statement-is-madness</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691860_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691860_video_v3.mp4</video:content_loc>
            <video:title>Twitch Streamer&apos;s Bank Statement Is MADNESS!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_vXn5ac9NUs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691864/e-girl-streamer-breaks-down-her-income</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691864_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691864_video_v3.mp4</video:content_loc>
            <video:title>E-GIRL Streamer Breaks Down Her Income!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_vXn5ac9NUs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691870/girlllyou-defenitly-were-lying</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691870_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691870_video_v3.mp4</video:content_loc>
            <video:title>Girlll........you DEFENITLY were lying 🤣</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=_vXn5ac9NUs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691878/drowning-in-debt-and-spending-dollar400-month-on-mountain-dew</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691878_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691878_video_v3.mp4</video:content_loc>
            <video:title>Drowning In Debt And Spending $400 / Month on Mountain Dew</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=fwv0PPpIIH4



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691891/hes-addicted-to-the-liquid-syrup-of-death</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691891_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691891_video_v3.mp4</video:content_loc>
            <video:title>He&apos;s Addicted To The Liquid Syrup Of Death 💀😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=fwv0PPpIIH4



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691896/33-year-old-is-on-that-2-mountain-dew-a-day-grind</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691896_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691896_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old Is On That 2 Mountain Dew A Day Grind 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=fwv0PPpIIH4



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691900/33-year-old-is-going-to-be-stuck-paying-his-debt-for-years</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691900_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691900_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old Is Going To Be Stuck Paying His Debt For YEARS</video:title>
            <video:description></video:description>
            <video:publication_date>2023-10-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691906/35k-of-credit-card-debt-from-2-years-of-booger-sugar-and-beers</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691906_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691906_video_v3.mp4</video:content_loc>
            <video:title>35k Of Credit Card Debt From 2 Years Of Booger Sugar &amp; Beers 😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-10-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691913/33-year-old-in-the-hole-35k-from-drinking-with-friends-and-drugs</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691913_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691913_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old In The Hole 35k From Drinking With Friends And Drugs 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=fwv0PPpIIH4



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691926/you-cant-keep-doing-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691926_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691926_video_v3.mp4</video:content_loc>
            <video:title>You Can&apos;t Keep Doing This! 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=aoYP4nw4bqM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691932/33-year-old-swaps-his-old-drug-addiction-for-a-new-one</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691932_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691932_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old Swaps His Old Drug Addiction For A New One</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=fwv0PPpIIH4



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691937/33-year-old-buying-taquitos-instead-of-paying-the-irs-back</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691937_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691937_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old Buying Taquitos Instead Of Paying The IRS Back 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=aoYP4nw4bqM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691943/33-year-old-was-spending-dollar100-a-day-on-what</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691943_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691943_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old Was Spending $100 A Day On WHAT!?</video:title>
            <video:description>View the full episode here: 



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691948/spending-money-on-a-maxed-out-credit-card-while-owing-the-irs</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691948_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691948_video_v3.mp4</video:content_loc>
            <video:title>Spending Money On A Maxed Out Credit Card While Owing THE IRS 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=aoYP4nw4bqM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691962/hmmmmm</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691962_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691962_video_v3.mp4</video:content_loc>
            <video:title>hmmmmm....</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=aoYP4nw4bqM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691968/he-took-out-thousands-of-dollars-to-join-a-pyramid-scheme-and-this-happened</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691968_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691968_video_v3.mp4</video:content_loc>
            <video:title>He Took Out Thousands Of Dollars To Join A Pyramid Scheme And This Happened 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=aoYP4nw4bqM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691975/caleb-saves-33-year-old-from-being-in-debt-for-the-rest-of-his-life</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691975_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691975_video_v3.mp4</video:content_loc>
            <video:title>Caleb Saves 33 Year Old From Being In Debt For The Rest Of His Life</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=aoYP4nw4bqM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691980/another-guest-falls-for-a-mlm-scheme</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691980_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691980_video_v3.mp4</video:content_loc>
            <video:title>Another Guest Falls For A MLM Scheme! 😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-10-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691986/hes-buying-taquitos-4-times-a-day-while-owing-the-irs-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691986_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691986_video_v3.mp4</video:content_loc>
            <video:title>He&apos;s Buying Taquitos 4 Times A Day While Owing The IRS Money</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=aoYP4nw4bqM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/691998/solar-salesman-breaks-down-his-income</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/691998_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/691998_video_v3.mp4</video:content_loc>
            <video:title>Solar Salesman Breaks Down His Income</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=aoYP4nw4bqM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692004/financial-hardships-a-5-year-gym-lease-needs-to-work-247-to-live</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692004_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692004_video_v3.mp4</video:content_loc>
            <video:title>Financial Hardships + A 5 Year Gym Lease = Needs to work 24/7 to live</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L3XG_KCs7ZA



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692009/gym-bro-spending-way-over-his-credit-limit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692009_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692009_video_v3.mp4</video:content_loc>
            <video:title>Gym Bro Spending WAY OVER His Credit Limit 💀😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-10-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692015/over-drafting-his-business-card-because-of-chipotle-and-playstation</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692015_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692015_video_v3.mp4</video:content_loc>
            <video:title>Over-drafting His Business Card Because Of Chipotle &amp; Playstation 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L3XG_KCs7ZA



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692022/the-amount-of-debt-this-man-has-will-make-you-vomit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692022_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692022_video_v3.mp4</video:content_loc>
            <video:title>The Amount Of Debt This Man Has Will Make You Vomit</video:title>
            <video:description></video:description>
            <video:publication_date>2023-10-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692033/gym-owner-has-no-idea-what-his-business-makes-a-month</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692033_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692033_video_v3.mp4</video:content_loc>
            <video:title>Gym Owner Has No Idea What His Business Makes A Month 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L3XG_KCs7ZA



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692040/he-makes-how-much-per-month-selling-solar-panels</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692040_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692040_video_v3.mp4</video:content_loc>
            <video:title>He Makes How Much Per Month Selling Solar Panels?</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=aoYP4nw4bqM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692047/caleb-gives-22-year-old-grad-student-a-reality-check</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692047_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692047_video_v3.mp4</video:content_loc>
            <video:title>Caleb Gives 22 Year Old Grad Student A Reality Check😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692054/gym-owner-needs-to-work-247-to-make-ends-meet</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692054_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692054_video_v3.mp4</video:content_loc>
            <video:title>Gym Owner Needs To Work 24/7 To Make Ends Meet</video:title>
            <video:description></video:description>
            <video:publication_date>2023-10-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692059/what-is-this-girl-even-talking-about</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692059_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692059_video_v3.mp4</video:content_loc>
            <video:title>What Is This Girl Even Talking About?! 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-10-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692069/22-year-old-wants-no-social-life</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692069_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692069_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Wants NO SOCIAL LIFE 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692076/gym-owner-uses-his-business-credit-card-for-hulu-and-pizza</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692076_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692076_video_v3.mp4</video:content_loc>
            <video:title>Gym Owner Uses His Business Credit Card For Hulu &amp; Pizza</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L3XG_KCs7ZA



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692082/girl-you-have-too-many-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692082_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692082_video_v3.mp4</video:content_loc>
            <video:title>Girl, you have too many credit cards!!! 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692089/22-year-old-grad-student-is-blowing-all-her-student-loan-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692089_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692089_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Grad Student Is Blowing All Her Student Loan Money 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692094/22-year-old-grad-student-blowing-money-like-theres-no-tomorrow</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692094_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692094_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Grad Student Blowing Money Like There&apos;s No Tomorrow 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692106/shes-using-her-student-loans-to-fund-fast-food-and-partying</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692106_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692106_video_v3.mp4</video:content_loc>
            <video:title>She&apos;s Using Her Student Loans To Fund Fast Food &amp; Partying 🤦‍♂️ 🎉</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692112/29-year-old-gym-bro-is-drowning-in-credit-card-interest</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692112_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692112_video_v3.mp4</video:content_loc>
            <video:title>29 Year Old Gym Bro Is DROWNING In Credit Card Interest</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L3XG_KCs7ZA



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692119/29-year-old-gym-owner-doesnt-know-if-his-gym-is-profitable</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692119_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692119_video_v3.mp4</video:content_loc>
            <video:title>29 Year Old Gym Owner Doesn&apos;t Know If His Gym Is Profitable</video:title>
            <video:description></video:description>
            <video:publication_date>2023-10-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692125/41-years-old-with-a-dollar3000-net-worth</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692125_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692125_video_v3.mp4</video:content_loc>
            <video:title>41 Years Old With A -$3,000 Net Worth ☹️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692131/41-years-old-and-how-much-in-retirement</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692131_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692131_video_v3.mp4</video:content_loc>
            <video:title>41 Years Old And How Much In Retirement!? 😱😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692167/41-year-old-in-a-hole-of-debt-and-she-bought-what</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692167_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692167_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old In A Hole Of Debt And She Bought WHAT?? 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692168/22-year-old-girl-spends-money-like-crazy-while-in-a-hole-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692168_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692168_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Girl Spends Money Like Crazy While In A Hole Of Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692172/opening-another-credit-card-when-one-runs-dry</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692172_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692172_video_v3.mp4</video:content_loc>
            <video:title>Opening Another Credit Card When One Runs Dry... 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692175/22-year-old-grad-student-doesnt-think-debt-is-real</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692175_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692175_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Grad Student Doesn&apos;t Think Debt Is Real</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692178/take-her-credit-cards-away-immediately</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692178_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692178_video_v3.mp4</video:content_loc>
            <video:title>Take Her Credit Cards Away Immediately!!! 💳🚫</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692186/spending-on-a-credit-card-with-an-insane-balance</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692186_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692186_video_v3.mp4</video:content_loc>
            <video:title>Spending On A Credit Card With An INSANE Balance 😱🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-10-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692191/spending-money-on-nails-and-subway-instead-of-paying-her-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692191_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692191_video_v3.mp4</video:content_loc>
            <video:title>Spending Money On Nails &amp; Subway Instead Of Paying Her Student Loans</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692197/caleb-calls-out-guest-on-her-bs-spending</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692197_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692197_video_v3.mp4</video:content_loc>
            <video:title>Caleb Calls Out Guest On Her BS Spending! 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692203/41-year-old-says-she-wants-to-be-out-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692203_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692203_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Says She Wants To Be Out Of Debt..... 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692207/22-year-old-grad-student-wont-pay-her-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692207_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692207_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Grad Student Won&apos;t Pay Her Student Loans</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oreSXinrrxs&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692221/selfish-parents-get-a-dose-of-reality-from-caleb</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692221_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692221_video_v3.mp4</video:content_loc>
            <video:title>Selfish Parents Get A Dose Of Reality From Caleb! 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4dSOaZgBVBY&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692227/only-time-you-should-use-0percent-financing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692227_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692227_video_v3.mp4</video:content_loc>
            <video:title>Only Time You Should Use 0% Financing!!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4dSOaZgBVBY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692234/her-mom-put-bills-in-her-name-when-she-was-a-teenager-so-sad</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692234_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692234_video_v3.mp4</video:content_loc>
            <video:title>Her Mom Put Bills In Her Name When She Was A Teenager (So Sad) 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=ngEKv823Cf4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692240/maxed-out-credit-cards-due-to-mobile-games</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692240_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692240_video_v3_converted.mp4</video:content_loc>
            <video:title>Maxed Out Credit Cards Due To Mobile Games 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=EPRP4Wx_hC8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692245/caleb-saves-41-year-old-from-a-life-full-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692245_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692245_video_v3.mp4</video:content_loc>
            <video:title>Caleb Saves 41 Year Old From A Life Full Of Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692262/41-years-old-and-dollar0-in-retirement</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692262_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692262_video_v3.mp4</video:content_loc>
            <video:title>41 Years Old And $0 In Retirement</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692267/someone-take-all-of-his-credit-cards-away-immediately</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692267_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692267_video_v3.mp4</video:content_loc>
            <video:title>Someone Take All Of His Credit Cards Away Immediately!!! 😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692273/doubling-his-credit-card-debt-for-a-scuba-diving-trip</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692273_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692273_video_v3_converted.mp4</video:content_loc>
            <video:title>Doubling His Credit Card Debt For A Scuba Diving Trip 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=EPRP4Wx_hC8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692280/theyre-not-taking-their-future-seriously</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692280_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692280_video_v3_converted.mp4</video:content_loc>
            <video:title>😭 They&apos;re Not Taking Their Future Seriously! 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4dSOaZgBVBY&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692286/theyre-using-a-credit-card-to-pay-off-another-credit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692286_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692286_video_v3.mp4</video:content_loc>
            <video:title>They&apos;re Using A Credit Card To Pay Off Another Credit 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4dSOaZgBVBY&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692303/41-year-is-old-is-paying-for-psychic-readings-while-drowning-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692303_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692303_video_v3.mp4</video:content_loc>
            <video:title>41 Year Is Old Is Paying For Psychic Readings While Drowning In Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692308/caleb-roasts-guest-with-love</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692308_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692308_video_v3.mp4</video:content_loc>
            <video:title>Caleb Roasts Guest💀 (With love) 😘</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=EPRP4Wx_hC8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692313/camp-counselor-spends-30percent-of-his-income-on-coffee</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692313_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692313_video_v3.mp4</video:content_loc>
            <video:title>Camp Counselor Spends 30% of His Income On COFFEE ☕️🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=EPRP4Wx_hC8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692319/41-year-old-cant-stop-going-out-to-eat</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692319_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692319_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old CAN&apos;T STOP Going Out To Eat</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692325/41-year-old-woman-tries-to-defend-insane-spending-while-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692325_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692325_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Woman Tries To Defend INSANE Spending While In Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=UeQo4qcHmZM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692343/girl-just-stop-drinking-so-much</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692343_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692343_video_v3.mp4</video:content_loc>
            <video:title>Girl Just Stop Drinking So MUCH!!!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=1Qhvv-aI_Vo&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692348/he-makes-how-much-donating-what</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692348_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692348_video_v3_converted.mp4</video:content_loc>
            <video:title>He Makes HOW MUCH Donating WHAT?!😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DolWlgJrsv4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692351/23-year-old-needs-serious-financial-help</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692351_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692351_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old Needs Serious Financial Help 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692359/most-of-her-income-is-going-to-her-car-payment</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692359_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692359_video_v3.mp4</video:content_loc>
            <video:title>Most Of Her Income Is Going To Her Car Payment 💀</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692368/selfish-parents-could-leave-their-kids-thousands-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692368_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692368_video_v3.mp4</video:content_loc>
            <video:title>Selfish Parents Could Leave Their Kids THOUSANDS In Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4dSOaZgBVBY&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692380/35-year-old-womans-debt-is-a-nightmare</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692380_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692380_video_v3.mp4</video:content_loc>
            <video:title>35 Year Old Woman&apos;s Debt Is A NIGHTMARE</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692386/spending-like-a-maniac-while-trying-to-get-out-of-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692386_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692386_video_v3.mp4</video:content_loc>
            <video:title>Spending Like A Maniac While Trying To Get Out Of Credit Card Debt 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=1Qhvv-aI_Vo&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692393/e-girl-frustrates-caleb-to-the-core</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692393_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692393_video_v3_converted.mp4</video:content_loc>
            <video:title>E Girl Frustrates Caleb To The Core 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=1Qhvv-aI_Vo



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692400/young-couple-has-dug-themselves-into-the-worst-financial-situation</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692400_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692400_video_v3.mp4</video:content_loc>
            <video:title>Young Couple Has Dug Themselves Into the WORST Financial Situation</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4dSOaZgBVBY&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692406/things-get-emotional-on-financial-audit-tears</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692406_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692406_video_v3.mp4</video:content_loc>
            <video:title>Things Get Emotional On Financial Audit (Tears) 😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=HarubcTP5Yc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692421/another-amazon-addict</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692421_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692421_video_v3.mp4</video:content_loc>
            <video:title>Another Amazon ADDICT 😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692428/shes-ruining-her-sisters-credit-score</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692428_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692428_video_v3.mp4</video:content_loc>
            <video:title>She&apos;s Ruining Her Sisters Credit Score 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5WhbWKKCnXE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692434/this-couple-has-the-worst-financial-habits-weve-seen</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692434_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692434_video_v3.mp4</video:content_loc>
            <video:title>This Couple Has The Worst Financial Habits We&apos;ve Seen</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692439/she-thinks-saving-dollar900-dollars-is-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692439_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692439_video_v3.mp4</video:content_loc>
            <video:title>She Thinks Saving $900 Dollars Is INSANE 💀🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5WhbWKKCnXE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692447/she-is-having-money-stolen-from-her-every-month</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692447_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692447_video_v3.mp4</video:content_loc>
            <video:title>She Is Having Money Stolen From Her Every Month 😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692461/35-year-old-has-the-most-unlucky-financial-situation-weve-ever-seen</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692461_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692461_video_v3.mp4</video:content_loc>
            <video:title>35 Year Old Has The Most Unlucky Financial Situation We&apos;ve Ever Seen</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=ngEKv823Cf4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692467/i-dont-think-she-knows-how-credit-cards-work</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692467_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692467_video_v3.mp4</video:content_loc>
            <video:title>I Don&apos;t Think She Knows How Credit Cards Work 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5WhbWKKCnXE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692471/caleb-saves-25-year-old-from-a-life-full-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692471_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692471_video_v3.mp4</video:content_loc>
            <video:title>Caleb Saves 25 Year Old From A Life Full Of Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=EPRP4Wx_hC8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692476/his-income-is-getting-stolen-from-him</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692476_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692476_video_v3.mp4</video:content_loc>
            <video:title>His Income Is Getting STOLEN From Him 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692481/caleb-gets-driven-to-near-insanity</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692481_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692481_video_v3.mp4</video:content_loc>
            <video:title>Caleb Gets Driven To Near Insanity  🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5WhbWKKCnXE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692487/he-shouldnt-be-allowed-to-own-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692487_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692487_video_v3.mp4</video:content_loc>
            <video:title>He Shouldn’t Be Allowed To Own Credit Cards</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692490/she-doesnt-take-her-future-seriously</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692490_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692490_video_v3.mp4</video:content_loc>
            <video:title>She Doesn&apos;t Take Her Future Seriously!!!!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5WhbWKKCnXE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692493/her-horrible-credit-card-habits-will-make-you-cringe</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692493_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692493_video_v3.mp4</video:content_loc>
            <video:title>Her HORRIBLE Credit Card Habits Will Make You Cringe 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692496/camp-counselor-spends-80percent-of-his-income-on-fast-food-and-coffee</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692496_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692496_video_v3.mp4</video:content_loc>
            <video:title>Camp Counselor Spends 80% Of His Income On Fast Food &amp; Coffee</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=EPRP4Wx_hC8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692500/hes-so-late-on-his-car-payments-look-at-his-monthly-bill</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692500_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692500_video_v3.mp4</video:content_loc>
            <video:title>He&apos;s So Late On His Car Payments (Look At His Monthly Bill)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=MkUjeb7Jg60&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692545/40-year-old-woman-cant-control-her-spending-problem</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692545_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692545_video_v3.mp4</video:content_loc>
            <video:title>40 Year Old Woman Can&apos;t Control Her Spending Problem 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4DfhMmfx-MA&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692547/40-year-old-mom-is-spending-money-like-theres-no-tomorrow</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692547_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692547_video_v3.mp4</video:content_loc>
            <video:title>40 Year Old Mom Is Spending Money Like There&apos;s No Tomorrow 🤦‍♂️🛍️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4DfhMmfx-MA&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692551/this-26-year-old-is-downing-in-an-ocean-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692551_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692551_video_v3.mp4</video:content_loc>
            <video:title>This 26 Year Old Is Downing In An Ocean Of DEBT</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=MkUjeb7Jg60



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692555/caleb-gives-40-year-old-a-reality-check-on-her-irresponsible-spending</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692555_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692555_video_v3.mp4</video:content_loc>
            <video:title>Caleb Gives 40 Year Old A Reality Check On Her Irresponsible Spending 😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692558/this-26-year-old-should-not-be-allowed-to-have-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692558_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692558_video_v3.mp4</video:content_loc>
            <video:title>This 26 Year Old Should Not Be Allowed To Have Credit Cards</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=MkUjeb7Jg60



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692566/she-refuses-to-take-her-credit-card-debt-seriously</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692566_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692566_video_v3.mp4</video:content_loc>
            <video:title>She REFUSES To Take Her Credit Card Debt Seriously 💀🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692571/she-is-drowning-in-an-insane-interest-rate-for-her-car-loan</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692571_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692571_video_v3.mp4</video:content_loc>
            <video:title>She Is Drowning In An INSANE Interest Rate For Her Car Loan 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692576/26-year-old-breaks-down-mid-show-due-to-finances</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692576_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692576_video_v3.mp4</video:content_loc>
            <video:title>26 Year Old Breaks DOWN Mid Show Due To Finances</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692582/spending-money-on-vapes-while-having-maxed-out-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692582_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692582_video_v3.mp4</video:content_loc>
            <video:title>😱Spending Money On Vapes While Having Maxed Out Credit Cards 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=xAcvodYoe5E&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692588/you-wont-believe-how-much-he-is-paying-in-credit-card-interest</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692588_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692588_video_v3.mp4</video:content_loc>
            <video:title>You Won&apos;t Believe How Much He Is Paying In Credit Card Interest 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692599/hes-paid-how-much-in-interest-in-on-his-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692599_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692599_video_v3.mp4</video:content_loc>
            <video:title>He&apos;s Paid How Much In Interest In On His Credit Card Debt?!</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692605/dude-cant-stop-spending-on-his-maxed-out-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692605_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692605_video_v3.mp4</video:content_loc>
            <video:title>Dude Can&apos;t Stop Spending On His Maxed Out Credit Card 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=mXDp6i2ensg&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692610/26-year-old-cant-stop-spending-money-on-nonsense-while-in-severe-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692610_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692610_video_v3.mp4</video:content_loc>
            <video:title>26 Year Old Can&apos;t Stop Spending Money On NONSENSE (While In Severe Debt)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=MkUjeb7Jg60&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692616/e-girl-has-certified-spending-addiction</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692616_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692616_video_v3.mp4</video:content_loc>
            <video:title>E Girl Has Certified Spending Addiction</video:title>
            <video:description>View the full episode here: 



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692624/he-has-how-much-in-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692624_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692624_video_v3.mp4</video:content_loc>
            <video:title>He Has HOW MUCH In Credit Card Debt?!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=mXDp6i2ensg&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692631/business-owner-doesnt-have-his-finances-in-order</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692631_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692631_video_v3.mp4</video:content_loc>
            <video:title>Business Owner Doesn&apos;t Have His Finances In Order</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=mXDp6i2ensg



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692636/e-girl-cant-stop-spending-money-on-nonsense</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692636_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692636_video_v3.mp4</video:content_loc>
            <video:title>E-Girl Can&apos;t Stop Spending Money On Nonsense</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=1Qhvv-aI_Vo&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692643/unnecessary-monthly-spending-while-drowning-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692643_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692643_video_v3.mp4</video:content_loc>
            <video:title>Unnecessary Monthly Spending While Drowning In Debt 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=xAcvodYoe5E



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692650/single-mom-needs-to-get-her-spending-under-control</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692650_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692650_video_v3.mp4</video:content_loc>
            <video:title>Single Mom Needs To Get Her Spending Under Control 💰😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=50MHQ741V4g



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692657/he-could-be-paying-off-debt-until-he-dies</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692657_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692657_video_v3.mp4</video:content_loc>
            <video:title>He Could Be Paying Off Debt Until He Dies 💰😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L-IZZ8LsiiI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692666/27-year-old-girl-is-living-way-above-her-means</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692666_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692666_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Girl Is Living WAY Above Her Means</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=HarubcTP5Yc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692671/34-year-old-is-drowning-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692671_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692671_video_v3.mp4</video:content_loc>
            <video:title>34 Year Old is DROWNING In Debt! 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L-IZZ8LsiiI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692677/27-year-olds-financial-situation-is-rough</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692677_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692677_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old&apos;s Financial Situation Is ROUGH</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=HarubcTP5Yc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692684/what-a-door-dash-addiction-looks-like</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692684_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692684_video_v3_converted.mp4</video:content_loc>
            <video:title>What A Door Dash Addiction Looks Like 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=QhiUDMLxiXM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692690/caleb-destroys-guests-bs-excuses</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692690_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692690_video_v3.mp4</video:content_loc>
            <video:title>Caleb Destroys Guest&apos;s BS Excuses 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=QhiUDMLxiXM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692701/she-needs-to-cut-up-her-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692701_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692701_video_v3.mp4</video:content_loc>
            <video:title>She Needs To Cut Up Her Credit Cards 🤦‍♂️🛍️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692707/another-amazon-addict</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692707_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692707_video_v3.mp4</video:content_loc>
            <video:title>Another Amazon Addict 😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692712/she-cant-stop-laughing-when-confronted-on-horrible-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692712_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692712_video_v3.mp4</video:content_loc>
            <video:title>She Can&apos;t Stop Laughing When Confronted On HORRIBLE Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=HarubcTP5Yc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692717/downing-in-his-car-loan</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692717_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692717_video_v3.mp4</video:content_loc>
            <video:title>Downing In His Car Loan 💀</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L-IZZ8LsiiI



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692721/27-year-old-cant-stop-gambling</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692721_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692721_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Can&apos;t Stop Gambling</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=HarubcTP5Yc&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692734/70percent-of-his-income-is-going-to-eating-out</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692734_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692734_video_v3_converted.mp4</video:content_loc>
            <video:title>70% Of His Income Is Going To Eating Out 💀</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=T8bjHPn_np0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692741/23-year-old-cant-pay-his-bills-severe-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692741_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692741_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old Can&apos;t Pay His Bills (Severe Debt)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DolWlgJrsv4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692748/this-is-hard-to-believe-insane-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692748_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692748_video_v3.mp4</video:content_loc>
            <video:title>This Is Hard To Believe (Insane Debt)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L-IZZ8LsiiI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692752/you-wont-believe-how-much-he-owes-collections</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692752_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692752_video_v3.mp4</video:content_loc>
            <video:title>You Won&apos;t Believe How Much He Owes Collections💀 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Be1LL3XnxTM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692755/27-year-old-has-the-financial-responsibility-of-a-child</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692755_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692755_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Has The Financial Responsibility Of A Child</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=T8bjHPn_np0



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692768/he-has-8-maxed-out-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692768_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692768_video_v3.mp4</video:content_loc>
            <video:title>He Has 8 Maxed Out Credit Cards 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-09-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692775/his-credit-cards-should-be-taken-away-from-him-its-bad</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692775_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692775_video_v3.mp4</video:content_loc>
            <video:title>His Credit Card&apos;s Should Be Taken Away From Him (It&apos;s bad)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DolWlgJrsv4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692781/she-has-4-maxed-out-credit-cards-and-laughs-about-it</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692781_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692781_video_v3.mp4</video:content_loc>
            <video:title>She Has 4 Maxed Out Credit Cards And Laughs About It 😱</video:title>
            <video:description>View the full episode here: View the full episode here: https://www.youtube.com/watch?v=G11BrKiinqE


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692788/her-mom-uses-her-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692788_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692788_video_v3.mp4</video:content_loc>
            <video:title>Her Mom Uses Her Credit Card!? 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=G11BrKiinqE


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692791/23-year-olds-stupid-spending-will-make-you-cringe</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692791_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692791_video_v3.mp4</video:content_loc>
            <video:title>23 Year Old&apos;s STUPID Spending Will Make You Cringe</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DolWlgJrsv4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692802/he-donates-what-to-pay-his-rent</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692802_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692802_video_v3.mp4</video:content_loc>
            <video:title>He Donates WHAT To Pay His Rent?!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DolWlgJrsv4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692807/caleb-fries-guest-for-stupid-sending</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692807_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692807_video_v3_converted.mp4</video:content_loc>
            <video:title>Caleb Fries Guest For Stupid Sending 💰🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=G11BrKiinqE


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692812/excuses-excuses</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692812_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692812_video_v3.mp4</video:content_loc>
            <video:title>Excuses Excuses!!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=c4xpDHdPafI&amp;ab_channel=CalebHammer


My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692820/he-refuses-to-decrease-his-lifestyle</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692820_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692820_video_v3.mp4</video:content_loc>
            <video:title>He Refuses To Decrease His Lifestyle 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=SquQo0v6xKQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692825/he-goes-out-to-eat-5-times-a-day</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692825_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692825_video_v3.mp4</video:content_loc>
            <video:title>He Goes Out To Eat 5 Times A DAY 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=SquQo0v6xKQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692834/caleb-destroys-27-year-old-for-refusing-to-better-her-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692834_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692834_video_v3.mp4</video:content_loc>
            <video:title>Caleb DESTROYS 27 Year Old For Refusing To Better Her Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5WhbWKKCnXE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692838/27-year-old-is-going-to-die-in-poverty</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692838_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692838_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Is Going To Die In Poverty</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5WhbWKKCnXE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692844/his-dollar25000-gamble-would-you-do-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692844_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692844_video_v3.mp4</video:content_loc>
            <video:title>His $25,000 Gamble 😱 Would you do this?</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=SquQo0v6xKQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-09-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692850/he-bought-a-motorcycle-after-already-being-behind-on-car-payments</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692850_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692850_video_v3.mp4</video:content_loc>
            <video:title>He Bought A MotorCycle After Already Being Behind On Car Payments 💀😭</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=ciseDXsbIQY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692855/guy-cant-afford-to-eat-out-but-door-dashes-every-day</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692855_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692855_video_v3.mp4</video:content_loc>
            <video:title>Guy Can&apos;t Afford To Eat Out But Door Dashes Every Day 😱🤦‍♂️</video:title>
            <video:description>View the full episode here: 



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692878/dude-just-stop</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692878_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692878_video_v3.mp4</video:content_loc>
            <video:title>Dude Just Stop</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=03ry1To3vW0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692883/27-year-old-has-horrible-credit-card-addiction</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692883_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692883_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Has Horrible Credit Card Addiction</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692887/27-year-old-drowning-in-debt-on-maxed-out-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692887_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692887_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Drowning In Debt On Maxed Out Credit Cards</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692893/she-drained-her-401k-instead-of-getting-a-job</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692893_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692893_video_v3.mp4</video:content_loc>
            <video:title>She Drained Her 401k Instead Of Getting A Job</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=StfKvZqxGcA&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692899/her-mom-controls-her-money-and-shes-32-year-old</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692899_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692899_video_v3.mp4</video:content_loc>
            <video:title>Her Mom Controls Her Money And She&apos;s 32 Year Old 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692914/shes-27-years-old-spending-crazy-on-maxed-out-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692914_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692914_video_v3.mp4</video:content_loc>
            <video:title>She&apos;s 27 Years Old Spending CRAZY On Maxed Out Credit Cards</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692920/she-tries-to-defend-her-insane-spending-habit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692920_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692920_video_v3.mp4</video:content_loc>
            <video:title>She Tries To Defend Her Insane Spending Habit 😱🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=XrxIM1p8f_Q&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692926/caleb-lays-down-the-law-on-bs-spending</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692926_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692926_video_v3_converted.mp4</video:content_loc>
            <video:title>Caleb lays Down The LAW On BS Spending 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=XrxIM1p8f_Q&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692932/drowning-in-debt-on-his-tesla-model-3</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692932_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692932_video_v3.mp4</video:content_loc>
            <video:title>Drowning In Debt On His Tesla Model 3 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692937/what-living-above-your-means-looks-like</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692937_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692937_video_v3.mp4</video:content_loc>
            <video:title>What Living Above Your Means Looks Like 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=1MjZ9Xn9BGw&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692948/what-a-severe-spending-problem-looks-like</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692948_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692948_video_v3.mp4</video:content_loc>
            <video:title>What A Severe Spending Problem Looks Like</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5WhbWKKCnXE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692955/she-chooses-going-out-to-eat-over-her-kids-future</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692955_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692955_video_v3.mp4</video:content_loc>
            <video:title>She Chooses Going Out To Eat Over Her Kids Future</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4DfhMmfx-MA&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692959/forced-to-sell-car-because-he-cant-afford-it-whatsoever</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692959_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692959_video_v3.mp4</video:content_loc>
            <video:title>FORCED To Sell Car Because He Can&apos;t Afford It Whatsoever 🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692966/walmart-pays-her-how-much-to-do-what</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692966_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692966_video_v3.mp4</video:content_loc>
            <video:title>Walmart Pays Her How Much To Do What?! 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DnteqjFBjhM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692972/40-year-old-woman-is-stuck-with-insane-car-payment</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692972_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692972_video_v3.mp4</video:content_loc>
            <video:title>40 Year Old Woman Is Stuck With Insane Car Payment</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4DfhMmfx-MA&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692984/watch-her-try-to-excuse-her-wild-spending-habit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692984_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692984_video_v3.mp4</video:content_loc>
            <video:title>Watch Her Try To Excuse Her Wild Spending Habit 🛍️🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DnteqjFBjhM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692988/girl-cant-stop-going-shopping-needs-help</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692988_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692988_video_v3.mp4</video:content_loc>
            <video:title>Girl Can&apos;t Stop Going Shopping (Needs Help) 🛍️😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692994/this-is-what-a-spending-addiction-looks-like</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692994_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692994_video_v3.mp4</video:content_loc>
            <video:title>This Is What A Spending Addiction Looks Like</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4DfhMmfx-MA&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/692999/she-could-die-with-over-dollar100000-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/692999_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/692999_video_v3.mp4</video:content_loc>
            <video:title>She Could Die With Over $100,000 In Debt! 😱💰</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=TfZ-Rxw34o8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693004/she-spends-hundreds-a-month-on-candy-crush</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693004_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693004_video_v3.mp4</video:content_loc>
            <video:title>She Spends Hundreds A Month On Candy Crush 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=TfZ-Rxw34o8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693014/she-cant-stop-spending-money-on-nonense</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693014_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693014_video_v3.mp4</video:content_loc>
            <video:title>She Can&apos;t Stop Spending Money On NONENSE!</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693018/she-has-a-spending-addiction-and-wont-accept-it</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693018_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693018_video_v3.mp4</video:content_loc>
            <video:title>She Has A Spending Addiction And Won&apos;t Accept It 😱🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693024/she-eats-out-every-day-while-in-severe-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693024_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693024_video_v3.mp4</video:content_loc>
            <video:title>She Eats Out Every Day While In Severe Credit Card Debt 😭🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=87qL_bZnAMk&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693028/the-most-amount-of-debt-weve-officially-seen</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693028_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693028_video_v3.mp4</video:content_loc>
            <video:title>The Most Amount Of Debt We&apos;ve Officially Seen</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693033/do-you-agree</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693033_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693033_video_v3.mp4</video:content_loc>
            <video:title>Do you agree? 🤔</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=03ry1To3vW0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693043/she-uber-eats-for-every-meal</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693043_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693043_video_v3.mp4</video:content_loc>
            <video:title>She Uber Eats For Every Meal 😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693048/she-has-horrible-spending-habits</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693048_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693048_video_v3.mp4</video:content_loc>
            <video:title>She Has Horrible Spending Habits🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=87qL_bZnAMk



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693052/she-shouldt-be-allowed-to-have-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693052_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693052_video_v3.mp4</video:content_loc>
            <video:title>🤦‍♂️She Should&apos;t Be Allowed To Have Credit Cards🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=87qL_bZnAMk&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693057/his-credit-cards-should-be-taken-away-from-him-immediately</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693057_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693057_video_v3.mp4</video:content_loc>
            <video:title>His Credit Cards Should Be Taken Away From Him Immediately</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693062/40-year-old-man-reveals-his-insane-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693062_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693062_video_v3.mp4</video:content_loc>
            <video:title>40 Year Old Man Reveals His Insane Credit Card Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=mXDp6i2ensg&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693073/caleb-destroys-41-year-old-guest-for-poor-financial-choices</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693073_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693073_video_v3.mp4</video:content_loc>
            <video:title>Caleb Destroys 41 Year Old Guest For Poor Financial Choices</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693077/he-gambles-while-his-parents-pay-his-rent</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693077_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693077_video_v3.mp4</video:content_loc>
            <video:title>He Gambles While His Parents Pay His Rent💰😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693082/business-owner-cant-even-keep-himself-on-a-budget</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693082_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693082_video_v3.mp4</video:content_loc>
            <video:title>Business Owner Can&apos;t Even Keep Himself On A Budget</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=mXDp6i2ensg&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693087/41-year-old-almost-walks-off-mid-show-full-clip-in-description</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693087_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693087_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Almost Walks Off Mid Show 😱 (Full Clip In Description)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=bXdrD0wQxNE&amp;ab_channel=CalebHammer-Clips



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693092/trust-fund-kid-doesnt-know-what-to-do-with-his-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693092_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693092_video_v3.mp4</video:content_loc>
            <video:title>Trust Fund Kid Doesn&apos;t Know What To Do With His Money 🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Fmd8u8Fbfew&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693101/listen-to-22-year-olds-excuses-for-his-crazy-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693101_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693101_video_v3.mp4</video:content_loc>
            <video:title>Listen To 22 Year Old&apos;s Excuses For His Crazy Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=xAcvodYoe5E&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693106/20-year-old-has-put-himself-into-64k-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693106_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693106_video_v3.mp4</video:content_loc>
            <video:title>20 Year Old Has Put Himself Into 64k Of Debt</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693111/20-year-olds-car-payments-are-half-his-income</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693111_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693111_video_v3.mp4</video:content_loc>
            <video:title>20 Year Old&apos;s Car Payments Are HALF HIS Income</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Fmd8u8Fbfew&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693114/gen-z-has-a-credit-card-epidemic</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693114_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693114_video_v3.mp4</video:content_loc>
            <video:title>Gen Z Has A Credit Card Epidemic</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=xAcvodYoe5E&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693116/41-year-old-gets-heated-on-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693116_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693116_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Gets HEATED On Financial Audit 😱</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693121/41-year-old-mans-parents-are-paying-his-rent</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693121_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693121_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Man&apos;s Parents Are Paying His Rent🤦‍♂️</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693124/this-22-year-old-should-not-have-a-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693124_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693124_video_v3.mp4</video:content_loc>
            <video:title>This 22 Year Old SHOULD NOT Have A Credit Card</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=xAcvodYoe5E&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693127/41-year-old-man-child-threatens-to-walk-out-mid-show</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693127_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693127_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Man Child Threatens To Walk Out Mid Show😱</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693130/41-year-old-man-is-paying-100percent-interest</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693130_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693130_video_v3_converted.mp4</video:content_loc>
            <video:title>41 Year Old Man Is Paying 100% Interest 💀🤦‍♂️</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693132/why-does-everybody-live-above-their-means</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693132_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693132_video_v3.mp4</video:content_loc>
            <video:title>Why Does Everybody Live Above Their Means?!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=50MHQ741V4g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693136/25-year-old-mom-breaks-down-mid-show</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693136_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693136_video_v3.mp4</video:content_loc>
            <video:title>25 Year Old Mom BREAKS DOWN Mid Show</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693138/this-is-what-a-spending-problem-looks-like</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693138_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693138_video_v3.mp4</video:content_loc>
            <video:title>This Is What A Spending Problem Looks Like</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693140/single-moms-spending-habits-are-hard-to-watch</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693140_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693140_video_v3.mp4</video:content_loc>
            <video:title>Single Mom&apos;s Spending Habits Are Hard To Watch</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=G11BrKiinqE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693141/28-year-old-mom-goes-out-to-eat-more-than-anybody-should</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693141_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693141_video_v3.mp4</video:content_loc>
            <video:title>28 Year Old Mom Goes Out To Eat More Than Anybody Should</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=G11BrKiinqE&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693142/27-year-old-man-refuses-to-stop-wasting-money-on-fast-food</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693142_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693142_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Man REFUSES To Stop Wasting Money On Fast Food</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=c4xpDHdPafI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693174/24-year-old-refuses-to-stop-going-out-to-eat</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693174_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693174_video_v3.mp4</video:content_loc>
            <video:title>24 Year Old Refuses To Stop Going Out To Eat</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=SquQo0v6xKQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693178/24-year-old-has-over-dollar60000-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693178_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693178_video_v3.mp4</video:content_loc>
            <video:title>24 Year Old Has Over $60,000 In Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=SquQo0v6xKQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693183/he-has-8-maxed-out-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693183_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693183_video_v3.mp4</video:content_loc>
            <video:title>He Has 8 Maxed Out Credit Cards</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=T8bjHPn_np0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693187/he-spends-80percent-of-his-income-on-olive-garden-and-chipotle</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693187_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693187_video_v3.mp4</video:content_loc>
            <video:title>He Spends 80% Of His Income On Olive Garden &amp; Chipotle</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=T8bjHPn_np0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693190/this-is-what-horrible-financial-choices-does-to-a-man</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693190_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693190_video_v3.mp4</video:content_loc>
            <video:title>This Is What Horrible Financial Choices Does To A Man</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L-IZZ8LsiiI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693197/34-year-olds-mountain-of-debt-has-no-end-in-sight</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693197_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693197_video_v3.mp4</video:content_loc>
            <video:title>34 Year Old&apos;s Mountain Of Debt Has No End In Sight</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L-IZZ8LsiiI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693202/he-keeps-slipping-into-further-and-further-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693202_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693202_video_v3.mp4</video:content_loc>
            <video:title>He Keeps Slipping Into Further And Further Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L-IZZ8LsiiI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693207/his-monthly-car-payment-is-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693207_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693207_video_v3.mp4</video:content_loc>
            <video:title>His Monthly Car Payment Is Insane</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L-IZZ8LsiiI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693211/he-makes-6-figures-but-spends-all-his-money-on-amazon-and-fast-food</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693211_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693211_video_v3.mp4</video:content_loc>
            <video:title>He Makes 6 Figures But Spends All His Money On AMAZON &amp; Fast Food</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=L-IZZ8LsiiI&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693215/she-has-the-financial-discipline-of-a-child</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693215_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693215_video_v3.mp4</video:content_loc>
            <video:title>She Has The Financial Discipline Of A CHILD</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=41pFlE7dnak&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693220/hes-paying-off-his-young-girlfriends-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693220_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693220_video_v3.mp4</video:content_loc>
            <video:title>He&apos;s Paying Off His Young Girlfriends Credit Card</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Be1LL3XnxTM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693226/he-has-an-unreal-amount-of-debt-in-collections</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693226_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693226_video_v3.mp4</video:content_loc>
            <video:title>He Has An Unreal Amount Of Debt In Collections</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Be1LL3XnxTM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693229/now-hes-taken-on-debt-for-his-grandparents-too</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693229_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693229_video_v3.mp4</video:content_loc>
            <video:title>Now He&apos;s Taken On Debt For His GrandParents Too</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=QhiUDMLxiXM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693234/this-is-what-a-door-dash-addiction-looks-like</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693234_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693234_video_v3.mp4</video:content_loc>
            <video:title>This Is What A Door Dash Addiction Looks Like</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=QhiUDMLxiXM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693239/shes-a-great-example-of-how-to-not-use-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693239_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693239_video_v3.mp4</video:content_loc>
            <video:title>She&apos;s A Great Example Of How To Not Use Credit Cards</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693245/immature-41-year-old-refuses-to-stop-buying-taquitos-and-fix-his-life</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693245_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693245_video_v3.mp4</video:content_loc>
            <video:title>Immature 41 Year Old Refuses To Stop Buying Taquitos And Fix His Life</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693249/caleb-and-child-like-adult-get-into-heated-debate</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693249_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693249_video_v3.mp4</video:content_loc>
            <video:title>Caleb And Child Like Adult Get Into Heated Debate</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693253/41-year-old-in-the-stupidest-debt-imaginable</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693253_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693253_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old In The Stupidest Debt Imaginable</video:title>
            <video:description></video:description>
            <video:publication_date>2023-08-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693259/he-spent-15k-trying-to-become-a-twitch-streamer</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693259_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693259_video_v3.mp4</video:content_loc>
            <video:title>He Spent 15k Trying To Become A Twitch Streamer</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Fmd8u8Fbfew&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693263/his-parents-pay-his-rent-and-he-is-41-years-old</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693263_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693263_video_v3.mp4</video:content_loc>
            <video:title>His Parents Pay His Rent And He Is 41 Years Old</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693269/41-year-old-refuses-to-get-a-job-his-parents-pay-his-rent</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693269_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693269_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Refuses To Get A Job (His Parents Pay His Rent)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693274/41-year-old-starts-heated-argument-with-caleb</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693274_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693274_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Starts HEATED Argument With Caleb</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693278/41-year-old-treats-his-finances-like-a-child-gets-fried</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693278_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693278_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Treats His Finances Like A Child (Gets Fried)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693282/20-year-old-trust-fund-kid-doesnt-know-what-to-do-with-his-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693282_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693282_video_v3.mp4</video:content_loc>
            <video:title>20 Year Old Trust Fund Kid Doesn&apos;t Know What To Do With His Money</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Fmd8u8Fbfew&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693286/20-year-old-is-in-the-worst-car-debt-caleb-has-seen</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693286_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693286_video_v3.mp4</video:content_loc>
            <video:title>20 Year Old Is In The Worst Car Debt Caleb Has Seen</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=Fmd8u8Fbfew&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-08-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693294/41-year-old-man-child-almost-walks-off-mid-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693294_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693294_video_v3.mp4</video:content_loc>
            <video:title>41 Year Old Man Child Almost Walks Off Mid Financial Audit</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=oZpWki2mOA4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693299/will-he-ever-pay-off-his-debt-drowning-in-monthly-payments</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693299_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693299_video_v3.mp4</video:content_loc>
            <video:title>Will He Ever Pay Off His Debt!? (Drowning In Monthly Payments)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=xfTyJ4rbh4g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693303/his-car-debt-just-gets-worse-and-worse</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693303_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693303_video_v3.mp4</video:content_loc>
            <video:title>His Car Debt Just Gets Worse And Worse</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=xfTyJ4rbh4g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693307/27-year-old-has-dug-himself-into-a-deep-hole-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693307_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693307_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Has Dug Himself Into A Deep Hole Of Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=xfTyJ4rbh4g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693310/he-makes-6-figures-and-still-has-insane-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693310_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693310_video_v3.mp4</video:content_loc>
            <video:title>He Makes 6 Figures And Still Has Insane Credit Card Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=xfTyJ4rbh4g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693319/36-year-old-woman-gets-confronted-on-her-irresponsible-spending</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693319_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693319_video_v3.mp4</video:content_loc>
            <video:title>36 Year Old Woman Gets Confronted On Her Irresponsible Spending</video:title>
            <video:description>View the full episode here: 



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693322/35-year-old-woman-cant-stop-opening-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693322_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693322_video_v3.mp4</video:content_loc>
            <video:title>35 Year Old Woman Can&apos;t Stop Opening Credit Cards</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=wF9loZIhMNo&amp;ab_channel=CalebHammer




My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693325/he-was-assaulted-by-his-staff-sergeant</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693325_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693325_video_v3.mp4</video:content_loc>
            <video:title>😱He Was Assaulted By His Staff Sergeant</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693330/35-year-old-cant-stop-using-her-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693330_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693330_video_v3.mp4</video:content_loc>
            <video:title>35 Year Old Can&apos;t Stop Using Her Credit Card</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693335/her-fiance-doesnt-know-shes-30k-in-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693335_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693335_video_v3.mp4</video:content_loc>
            <video:title>Her Fiancé Doesn&apos;t Know She&apos;s 30k In Credit Card Debt</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693343/her-fiance-doesnt-know-shes-30k-dollars-in-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693343_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693343_video_v3.mp4</video:content_loc>
            <video:title>Her Fiancé Doesn&apos;t Know She&apos;s 30k Dollars In Credit Card Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=wF9loZIhMNo&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693345/30-year-old-is-drowning-himself-in-car-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693345_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693345_video_v3.mp4</video:content_loc>
            <video:title>30 Year Old Is Drowning Himself In Car Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=cIj0QO6uPuM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693348/14-of-his-income-goes-to-his-truck-payment</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693348_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693348_video_v3.mp4</video:content_loc>
            <video:title>1/4 Of His Income Goes To His Truck Payment 💀</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693353/caleb-destroys-guest-for-making-bs-excuses</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693353_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693353_video_v3.mp4</video:content_loc>
            <video:title>Caleb Destroys Guest For Making BS Excuses</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693359/broke-25-year-old-eats-out-3-times-a-day</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693359_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693359_video_v3.mp4</video:content_loc>
            <video:title>Broke 25 Year Old Eats Out 3 Times A Day 🤦</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693367/from-hero-to-victim-30-year-olds-horrible-military-assault-story</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693367_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693367_video_v3.mp4</video:content_loc>
            <video:title>From Hero to Victim: 30 Year Old&apos;s Horrible Military Assault Story</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693369/caleb-destroys-guest-who-is-spending-his-student-loans-on-fast-food</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693369_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693369_video_v3.mp4</video:content_loc>
            <video:title>Caleb Destroys Guest Who Is Spending His Student Loans On Fast Food</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5qicyuIvU_g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693372/30-year-old-makes-almost-makes-calebs-brain-explode</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693372_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693372_video_v3.mp4</video:content_loc>
            <video:title>30 Year Old Makes Almost Makes Caleb&apos;s Brain Explode</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693376/30-year-old-falls-for-internet-scam</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693376_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693376_video_v3.mp4</video:content_loc>
            <video:title>30 Year Old Falls For Internet Scam</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693379/31-year-old-doctor-is-constantly-buying-crap-insane-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693379_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693379_video_v3.mp4</video:content_loc>
            <video:title>31 Year Old Doctor Is Constantly Buying CRAP (Insane Credit Card Debt)</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693386/worst-spending-habits-weve-ever-seen</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693386_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693386_video_v3.mp4</video:content_loc>
            <video:title>Worst Spending Habits We&apos;ve Ever Seen</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693389/in-severe-credit-card-debt-because-of-starbucks</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693389_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693389_video_v3.mp4</video:content_loc>
            <video:title>In Severe Credit Card Debt Because Of STARBUCKS</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693390/rich-doctor-spends-an-absurd-amount-of-money-on-starbucks</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693390_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693390_video_v3.mp4</video:content_loc>
            <video:title>Rich Doctor Spends An Absurd Amount Of Money On Starbucks</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DN8lzbAc7dk&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693391/high-income-doctor-tries-to-say-shes-spending-lean-amount-of-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693391_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693391_video_v3.mp4</video:content_loc>
            <video:title>High Income Doctor Tries To Say She&apos;s Spending &quot;lean&quot; Amount Of Money 💀</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693392/doctor-has-amazing-income-but-horrible-debt-pt-1</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693392_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693392_video_v3.mp4</video:content_loc>
            <video:title>Doctor Has Amazing Income But Horrible Debt💀 (PT. 1)</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693409/high-income-doctor-tries-to-justify-her-insane-rent</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693409_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693409_video_v3.mp4</video:content_loc>
            <video:title>High Income Doctor Tries To Justify Her Insane Rent</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DN8lzbAc7dk&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693413/what-almost-50k-of-credit-card-debt-looks-like</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693413_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693413_video_v3.mp4</video:content_loc>
            <video:title>What Almost 50k Of Credit Card Debt Looks Like🤦</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693416/music-teacher-loves-going-deeper-and-deeper-into-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693416_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693416_video_v3.mp4</video:content_loc>
            <video:title>Music Teacher Loves Going Deeper And Deeper Into Debt 🤦</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693420/middle-school-teacher-cant-stop-using-his-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693420_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693420_video_v3.mp4</video:content_loc>
            <video:title>Middle School Teacher Can&apos;t Stop Using His Credit Card</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693424/shes-financing-a-bed-for-her-guinea-pig</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693424_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693424_video_v3.mp4</video:content_loc>
            <video:title>She&apos;s Financing A Bed For Her Guinea Pig 🤦</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693430/31-year-old-falls-for-financial-scam</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693430_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693430_video_v3.mp4</video:content_loc>
            <video:title>31 Year Old Falls For Financial Scam🤦</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693433/31-year-old-has-insane-interest-rates</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693433_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693433_video_v3.mp4</video:content_loc>
            <video:title>31 Year Old Has Insane Interest Rates</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=QY_7bi3cUts&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693438/shes-on-a-3-way-mortgage</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693438_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693438_video_v3.mp4</video:content_loc>
            <video:title>She&apos;s On A 3 Way Mortgage 😬</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693441/why-he-gets-dollar1600-a-month-from-the-military</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693441_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693441_video_v3.mp4</video:content_loc>
            <video:title>Why He Gets $1600 A Month From The Military</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693445/32-year-olds-mother-still-watches-her-daughters-spending</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693445_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693445_video_v3.mp4</video:content_loc>
            <video:title>32 Year Old&apos;s Mother Still Watches Her Daughters Spending</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693450/40percent-of-his-income-is-going-to-rent</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693450_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693450_video_v3.mp4</video:content_loc>
            <video:title>40% of His Income Is Going To Rent</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693453/he-sets-aside-how-much-for-taxes</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693453_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693453_video_v3.mp4</video:content_loc>
            <video:title>He Sets Aside How Much For Taxes?</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693458/the-strange-reason-25-year-old-closed-his-restaurant</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693458_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693458_video_v3.mp4</video:content_loc>
            <video:title>The Strange Reason 25 Year Old Closed His Restaurant</video:title>
            <video:description>View the full episode here: 



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693463/he-completely-maxed-out-all-of-his-credit-cards-dollar120000</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693463_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693463_video_v3.mp4</video:content_loc>
            <video:title>He Completely Maxed Out All Of His Credit Cards ($120,000)</video:title>
            <video:description>View the full episode here: 



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693466/he-filed-bankruptcy-at-25-years-old-because-of-this-failed-business</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693466_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693466_video_v3.mp4</video:content_loc>
            <video:title>He Filed Bankruptcy At 25 Years Old Because Of This Failed Business</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693473/25-year-old-gets-scammed-by-vacation-salesmen</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693473_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693473_video_v3.mp4</video:content_loc>
            <video:title>25 Year Old Gets Scammed By Vacation Salesmen</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=8FV3IwqLRkw&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693476/guy-gets-stuck-in-a-timeshare-scam</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693476_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693476_video_v3.mp4</video:content_loc>
            <video:title>Guy Get&apos;s Stuck In A TimeShare Scam</video:title>
            <video:description>View the full episode here: 



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693479/hes-in-over-dollar70000-dollars-in-car-debt-at-27</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693479_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693479_video_v3.mp4</video:content_loc>
            <video:title>He&apos;s In Over $70,000 dollars In Car Debt at 27</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4D2psZ0GrrQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693482/he-buys-his-sister-a-dollar19000-car-off-of-his-dollar19-per-hour-salary</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693482_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693482_video_v3.mp4</video:content_loc>
            <video:title>He Buys His Sister A $19,000 Car Off Of His $19 Per Hour Salary</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4D2psZ0GrrQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693486/27-year-old-has-two-car-loans-making-dollar19-an-hour</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693486_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693486_video_v3.mp4</video:content_loc>
            <video:title>27 Year Old Has Two Car Loans Making $19 an Hour</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4D2psZ0GrrQ&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693494/mom-is-ruining-sons-credit-score</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693494_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693494_video_v3.mp4</video:content_loc>
            <video:title>Mom Is Ruining Son&apos;s Credit Score</video:title>
            <video:description>View the full episode here:  https://www.youtube.com/watch?v=zQfXA4I4gw0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693498/32-year-olds-mom-spends-thousands-on-sons-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693498_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693498_video_v3.mp4</video:content_loc>
            <video:title>32 Year Old&apos;s Mom Spends THOUSANDS On Sons Credit Card</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=zQfXA4I4gw0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693501/dude-literally-hasnt-paid-taxes-for-5-years</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693501_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693501_video_v3.mp4</video:content_loc>
            <video:title>Dude Literally hasn&apos;t paid taxes for 5 years💀</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=zQfXA4I4gw0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693504/32-year-old-cant-stop-taking-out-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693504_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693504_video_v3.mp4</video:content_loc>
            <video:title>32 Year Old Can&apos;t Stop Taking Out Loans</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=zQfXA4I4gw0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693508/he-decided-not-to-pay-taxes-for-5-years</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693508_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693508_video_v3.mp4</video:content_loc>
            <video:title>He Decided Not To Pay Taxes For 5 YEARS</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=zQfXA4I4gw0&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693516/credit-card-spending-addict-forced-to-cut-up-credit-cards-pt2</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693516_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693516_video_v3.mp4</video:content_loc>
            <video:title>Credit Card Spending Addict Forced To Cut Up Credit Cards (PT.2)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=XrxIM1p8f_Q&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693519/credit-card-spending-addict-forced-to-cut-up-credit-cards-pt1</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693519_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693519_video_v3.mp4</video:content_loc>
            <video:title>Credit Card Spending Addict Forced To Cut Up Credit Cards (PT.1)</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693522/she-tries-to-justify-her-insane-credit-card-purchases</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693522_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693522_video_v3.mp4</video:content_loc>
            <video:title>She Tries To Justify Her Insane Credit Card Purchases</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693526/watch-how-he-ruins-a-perfect-credit-score</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693526_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693526_video_v3.mp4</video:content_loc>
            <video:title>Watch How He Ruins A Perfect Credit Score....</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=j-htpyqia8w&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693529/hes-how-late-on-his-credit-card-payments</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693529_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693529_video_v3.mp4</video:content_loc>
            <video:title>He&apos;s HOW LATE on his credit card payments?!</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=j-htpyqia8w&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693538/25-year-old-forced-to-sell-tesla-to-pay-off-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693538_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693538_video_v3.mp4</video:content_loc>
            <video:title>25 Year Old Forced To Sell Tesla To Pay Off Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=1MjZ9Xn9BGw&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693541/immature-girl-refuses-to-listen-to-caleb</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693541_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693541_video_v3.mp4</video:content_loc>
            <video:title>Immature Girl Refuses To Listen To Caleb</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693544/he-uses-loans-to-pay-for-fast-food-addiction</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693544_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693544_video_v3.mp4</video:content_loc>
            <video:title>He Uses Loans To Pay For Fast Food Addiction</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693547/46-year-old-takes-money-from-charity-instead-of-getting-a-job</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693547_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693547_video_v3.mp4</video:content_loc>
            <video:title>46 Year Old Takes Money From Charity Instead Of Getting A Job</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693550/25-year-olds-car-debt-is-honestly-unbelievable</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693550_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693550_video_v3.mp4</video:content_loc>
            <video:title>25 Year Old&apos;s Car Debt Is Honestly Unbelievable</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=1MjZ9Xn9BGw&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693557/guy-living-in-sober-house-is-getting-scammed-on-his-rent</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693557_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693557_video_v3.mp4</video:content_loc>
            <video:title>Guy Living In Sober House Is Getting SCAMMED On His Rent</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693562/young-couple-forced-to-sell-cars-so-they-dont-die-in-poverty</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693562_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693562_video_v3.mp4</video:content_loc>
            <video:title>Young Couple Forced To Sell Cars So They Don&apos;t Die In Poverty</video:title>
            <video:description>Young Couple Forced To Sell Cars So They Don&apos;t Die In Poverty</video:description>
            <video:publication_date>2023-07-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693567/jack-selby-talks-about-his-work-life-balance</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693567_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693567_video_v3.mp4</video:content_loc>
            <video:title>Jack Selby Talks About His Work / Life Balance</video:title>
            <video:description>Jack Selby Talks About His Work / Life Balance.</video:description>
            <video:publication_date>2023-07-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693570/22-year-old-has-spending-habits-of-an-irresponsible-child</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693570_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693570_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Has Spending Habits Of An Irresponsible Child</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DnteqjFBjhM



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693572/walmart-pays-her-how-much-to-post-on-instagram</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693572_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693572_video_v3.mp4</video:content_loc>
            <video:title>Walmart Pays Her HOW Much To Post On Instagram?</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=DnteqjFBjhM&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693578/33-year-old-uses-credit-card-like-small-child</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693578_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693578_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old Uses Credit Card Like Small Child</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=TfZ-Rxw34o8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693582/33-year-old-could-die-with-thousands-in-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693582_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693582_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old Could Die With THOUSANDS In Debt</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=TfZ-Rxw34o8&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693587/33-year-old-spends-hundreds-every-month-on-iphone-games</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693587_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693587_video_v3.mp4</video:content_loc>
            <video:title>33 Year Old Spends HUNDREDS Every Month On iPhone Games</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693591/24-year-old-spends-more-on-uber-eats-than-anybody-should</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693591_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693591_video_v3.mp4</video:content_loc>
            <video:title>24 Year Old Spends More On Uber Eats Than Anybody Should</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=19OE7Tnwu6c&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693594/lady-has-serious-spending-addiction</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693594_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693594_video_v3.mp4</video:content_loc>
            <video:title>Lady Has SERIOUS Spending Addiction</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=19OE7Tnwu6c&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693600/he-takes-money-from-charity-because-he-doest-want-to-work</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693600_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693600_video_v3.mp4</video:content_loc>
            <video:title>He Takes Money From Charity Because He Does&apos;t Want To Work</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693602/he-shares-a-room-with-4-grown-men-and-pays-how-much-in-rent</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693602_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693602_video_v3.mp4</video:content_loc>
            <video:title>He Shares A Room With 4 Grown Men And Pays HOW MUCH In Rent?</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=1ScthCdumqc&amp;ab_channel=CalebHammer-Clips



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693606/watch-her-try-to-defend-insane-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693606_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693606_video_v3.mp4</video:content_loc>
            <video:title>Watch Her Try To Defend Insane Credit Card Debt</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693611/lady-cant-stop-laughing-when-confronted-on-her-horrible-financial-situation</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693611_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693611_video_v3.mp4</video:content_loc>
            <video:title>Lady Can&apos;t Stop Laughing When Confronted On Her Horrible Financial Situation</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693616/spiritual-coach-doesnt-follow-her-own-advice</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693616_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693616_video_v3.mp4</video:content_loc>
            <video:title>Spiritual Coach Doesn&apos;t Follow Her OWN Advice</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=87qL_bZnAMk&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693646/broke-comedian-thinks-hes-better-than-kevin-hart</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693646_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693646_video_v3.mp4</video:content_loc>
            <video:title>Broke Comedian Thinks He&apos;s Better Than Kevin Hart</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693648/29-year-old-wants-his-kids-to-pay-for-his-retirement</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693648_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693648_video_v3.mp4</video:content_loc>
            <video:title>29 Year Old Wants His Kids To Pay For His Retirement</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693650/immature-teen-refuses-to-listen-to-anybody</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693650_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693650_video_v3.mp4</video:content_loc>
            <video:title>Immature Teen REFUSES To Listen To Anybody</video:title>
            <video:description></video:description>
            <video:publication_date>2023-07-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693651/financially-privileged-teen-gets-put-in-his-place-instantly-watch-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693651_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693651_video_v3.mp4</video:content_loc>
            <video:title>Financially Privileged Teen Gets Put In His Place Instantly (Watch This)</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=vfUO66_Lo_g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-07-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693652/wannabe-streamer-gets-roasted-by-top-1percent-twitch-streamer</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693652_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693652_video_v3.mp4</video:content_loc>
            <video:title>Wannabe Streamer Gets ROASTED By Top 1% Twitch Streamer</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=vfUO66_Lo_g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693656/19-year-olds-view-on-money-will-make-you-cringe</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693656_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693656_video_v3.mp4</video:content_loc>
            <video:title>19 Year Old&apos;s View On Money Will Make You Cringe</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=vfUO66_Lo_g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693659/delusional-woman-spends-tries-to-defend-wild-spending</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693659_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693659_video_v3.mp4</video:content_loc>
            <video:title>Delusional Woman Spends Tries To Defend Wild Spending</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=OaUZeJgU2co&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693662/she-spends-dollar200-a-month-on-lotion</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693662_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693662_video_v3.mp4</video:content_loc>
            <video:title>She Spends $200 A Month On LOTION</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=OaUZeJgU2co&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693666/52-year-old-realizes-he-is-in-a-pyramid-scheme</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693666_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693666_video_v3.mp4</video:content_loc>
            <video:title>52 Year Old Realizes He Is In A Pyramid Scheme</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=br5JYIazGvA&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693670/52-year-old-owes-collections-thousands</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693670_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693670_video_v3.mp4</video:content_loc>
            <video:title>52 Year Old Owes Collections THOUSANDS</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=br5JYIazGvA&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693676/22-year-old-completely-destroys-perfect-credit-score</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693676_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693676_video_v3.mp4</video:content_loc>
            <video:title>22 Year Old Completely DESTROYS Perfect Credit Score</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=j-htpyqia8w&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693680/he-hasnt-paid-his-credit-card-bills-in-over-1-year</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693680_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693680_video_v3.mp4</video:content_loc>
            <video:title>He Hasn&apos;t Paid His Credit Card Bills In Over 1 YEAR</video:title>
            <video:description></video:description>
            <video:publication_date>2023-06-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693685/party-girl-refuses-to-save-any-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693685_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693685_video_v3.mp4</video:content_loc>
            <video:title>Party Girl Refuses To Save ANY Money</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5qicyuIvU_g&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693690/couple-forced-to-sell-brand-new-cars-to-survive</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693690_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693690_video_v3.mp4</video:content_loc>
            <video:title>Couple Forced To Sell Brand New Cars To Survive</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4dSOaZgBVBY&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693695/young-couple-has-more-debt-than-anyone-should-have</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693695_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693695_video_v3.mp4</video:content_loc>
            <video:title>Young Couple Has More Debt Than Anyone Should Have</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=4dSOaZgBVBY



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693701/he-uses-student-loans-to-pay-for-fast-food-addiction</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693701_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693701_video_v3.mp4</video:content_loc>
            <video:title>He Uses Student Loans To Pay For Fast Food Addiction</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=8JHgN0gtbh0



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693706/jack-selby-reveals-his-road-to-serious-wealth</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693706_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693706_video_v3.mp4</video:content_loc>
            <video:title>Jack Selby Reveals His Road To Serious Wealth</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5Xs9dSmFEv4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693711/jack-selbys-secret-stash-of-cash</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693711_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693711_video_v3.mp4</video:content_loc>
            <video:title>Jack Selby&apos;s Secret Stash Of Cash</video:title>
            <video:description>View the full episode here: https://www.youtube.com/watch?v=5Xs9dSmFEv4&amp;ab_channel=CalebHammer



My socials: https://linktr.ee/calebhammer
_______________________
Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________
Sponsorship and business inquiries: calebhammer@creatorsagency.co
_______________________
*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.</video:description>
            <video:publication_date>2023-06-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693716/why-jack-selby-is-terrified-of-the-stock-market</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693716_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693716_video_v3.mp4</video:content_loc>
            <video:title>Why Jack Selby Is Terrified Of The Stock Market</video:title>
            <video:description></video:description>
            <video:publication_date>2023-06-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693720/jack-selby-reveals-his-work-life-balance</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693720_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693720_video_v3.mp4</video:content_loc>
            <video:title>Jack Selby Reveals His Work / Life Balance</video:title>
            <video:description></video:description>
            <video:publication_date>2023-06-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693729/crushed-by-consumer-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693729_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693729_video_v3.mp4</video:content_loc>
            <video:title>Crushed by Consumer Debt</video:title>
            <video:description>View the full episode here: https://youtu.be/fwv0PPpIIH4

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-06-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693734/she-thinks-dollar50000-of-debt-is-no-big-deal</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693734_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693734_video_v3.mp4</video:content_loc>
            <video:title>She Thinks $50,000 of Debt is No Big Deal</video:title>
            <video:description></video:description>
            <video:publication_date>2023-06-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693739/he-spends-dollar200-a-month-on-energy-drinks</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693739_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693739_video_v3.mp4</video:content_loc>
            <video:title>He Spends $200 a Month on Energy Drinks</video:title>
            <video:description>View the full episode here:  https://youtu.be/aoYP4nw4bqM

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-06-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693743/losing-dollar4000-to-a-pyramid-scheme-at-33</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693743_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693743_video_v3.mp4</video:content_loc>
            <video:title>Losing $4000 to a Pyramid Scheme at 33</video:title>
            <video:description>View the full episode here: https://youtu.be/aoYP4nw4bqM

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-06-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693748/grown-man-spends-money-like-a-child-with-a-dollar19k-income</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693748_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693748_video_v3.mp4</video:content_loc>
            <video:title>Grown Man spends Money like a Child with a $19K Income</video:title>
            <video:description>View the full episode here: https://youtu.be/EPRP4Wx_hC8

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-06-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693755/couple-holds-each-other-hostage-with-endless-spending</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693755_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693755_video_v3.mp4</video:content_loc>
            <video:title>Couple Holds Each Other Hostage with Endless Spending</video:title>
            <video:description>View the full episode here: 

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-06-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693760/overdue-conversation-mental-health-and-finance</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693760_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693760_video_v3.mp4</video:content_loc>
            <video:title>Overdue Conversation: Mental Health and Finance</video:title>
            <video:description></video:description>
            <video:publication_date>2023-06-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693765/their-spending-makes-the-federal-reserve-look-weak</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693765_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693765_video_v3.mp4</video:content_loc>
            <video:title>Their Spending Makes the Federal Reserve Look Weak</video:title>
            <video:description>View the full episode here: https://youtu.be/4dSOaZgBVBY

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-06-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693770/calm-and-collected-couple-racks-up-dollar120k-in-consumer-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693770_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693770_video_v3.mp4</video:content_loc>
            <video:title>Calm and Collected Couple Racks up $120K in Consumer Debt</video:title>
            <video:description>View the full episode here:  https://youtu.be/4dSOaZgBVBY

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693774/shes-dollar10k-in-debt-for-first-class-plane-seats</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693774_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693774_video_v3.mp4</video:content_loc>
            <video:title>She&apos;s $10K in Debt for First Class Plane Seats</video:title>
            <video:description>View the full episode here: https://youtu.be/1Qhvv-aI_Vo

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693782/e-girl-thinks-going-into-debt-is-funny</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693782_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693782_video_v3.mp4</video:content_loc>
            <video:title>E-Girl Thinks Going into Debt is Funny</video:title>
            <video:description>View the full episode here: https://youtu.be/1Qhvv-aI_Vo

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693787/she-has-no-financial-grasp-at-27</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693787_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693787_video_v3.mp4</video:content_loc>
            <video:title>She Has No Financial Grasp at 27</video:title>
            <video:description></video:description>
            <video:publication_date>2023-05-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693791/she-gambles-as-a-form-of-therapy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693791_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693791_video_v3.mp4</video:content_loc>
            <video:title>She Gambles as a Form of Therapy!</video:title>
            <video:description>View the full episode here: https://youtu.be/HarubcTP5Yc

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693796/he-works-3-jobs-and-cant-pay-for-groceries</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693796_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693796_video_v3.mp4</video:content_loc>
            <video:title>He Works 3 Jobs and Can&apos;t Pay for Groceries</video:title>
            <video:description>View the full episode here: https://youtu.be/DolWlgJrsv4

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693800/donating-sperm-just-because-he-cant-afford-a-tesla</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693800_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693800_video_v3.mp4</video:content_loc>
            <video:title>Donating Sperm Just Because He Can&apos;t Afford a Tesla</video:title>
            <video:description>View the full episode here:

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693809/keep-spending-like-this-and-see-what-happens</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693809_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693809_video_v3.mp4</video:content_loc>
            <video:title>Keep Spending Like This and See What Happens</video:title>
            <video:description>View the full episode here: https://youtu.be/5WhbWKKCnXE

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693814/she-thinks-saving-money-is-depressing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693814_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693814_video_v3.mp4</video:content_loc>
            <video:title>She Thinks Saving Money is &quot;Depressing&quot;</video:title>
            <video:description>View the full episode here: https://youtu.be/5WhbWKKCnXE

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693819/owing-over-dollar11000-a-month-on-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693819_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693819_video_v3.mp4</video:content_loc>
            <video:title>Owing Over $11,000 A Month on Debt</video:title>
            <video:description>View the full episode here: https://youtu.be/mXDp6i2ensg

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693823/starting-a-business-with-22-credit-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693823_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693823_video_v3.mp4</video:content_loc>
            <video:title>Starting a Business with 22 Credit Cards</video:title>
            <video:description>View the full episode here: https://youtu.be/mXDp6i2ensg

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693826/single-mom-at-28-cant-figure-her-income-out</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693826_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693826_video_v3.mp4</video:content_loc>
            <video:title>Single Mom at 28  Can&apos;t Figure her Income Out</video:title>
            <video:description></video:description>
            <video:publication_date>2023-05-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693837/ditched-by-parents-to-raise-her-two-brothers-at-25</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693837_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693837_video_v3.mp4</video:content_loc>
            <video:title>Ditched by Parents to Raise Her Two Brothers at 25</video:title>
            <video:description>View the full episode here: https://youtu.be/50MHQ741V4g

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693841/shes-barely-surviving-with-two-kids</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693841_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693841_video_v3.mp4</video:content_loc>
            <video:title>She&apos;s Barely Surviving with Two Kids</video:title>
            <video:description>View the full episode here: https://youtu.be/50MHQ741V4g

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693845/insane-monthly-payment-on-8-maxed-out-cards</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693845_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693845_video_v3.mp4</video:content_loc>
            <video:title>Insane Monthly Payment on 8 Maxed out Cards</video:title>
            <video:description></video:description>
            <video:publication_date>2023-05-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693847/he-prefers-debt-over-groceries</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693847_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693847_video_v3.mp4</video:content_loc>
            <video:title>He Prefers Debt Over Groceries!</video:title>
            <video:description>View the full episode here: https://youtu.be/T8bjHPn_np0

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693853/refusing-to-get-a-better-job-despite-ridiculous-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693853_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693853_video_v3.mp4</video:content_loc>
            <video:title>Refusing to Get a Better Job Despite Ridiculous Debt</video:title>
            <video:description>View the full episode here: https://youtu.be/G11BrKiinqE

_______________________

Resources I use/would use:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Mint Mobile: Cellphone bills are too expensive, use my link to find a plan starting as low as $15/month in just 15 minutes: https://mintmobile.com/hammer

3) Aura: Protect your online privacy and security NOW and for free by following my link: https://aura.com/hammer

4) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

5) Fizz: A debit card that builds credit while preventing overspending: https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

My socials: https://linktr.ee/calebhammer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

*Some of the links and other products that appear on this video are from companies which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-05-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693864/filing-bankruptcy-at-52-with-dollar0-to-his-name</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693864_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693864_video_v3.mp4</video:content_loc>
            <video:title>Filing Bankruptcy at 52 With $0 To His Name</video:title>
            <video:description>View the full episode here: https://youtu.be/br5JYIazGvA

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693868/jobless-living-with-a-mortgage-and-two-vehicle-payments</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693868_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693868_video_v3.mp4</video:content_loc>
            <video:title>Jobless Living with a Mortgage and Two Vehicle Payments</video:title>
            <video:description>View the full episode here: https://youtu.be/cIj0QO6uPuM

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693870/spending-dollar22000-per-month-on-starbucks-and-dog-trainers</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693870_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693870_video_v3.mp4</video:content_loc>
            <video:title>Spending $22,000 Per Month on Starbucks and Dog Trainers</video:title>
            <video:description>View the full episode here: https://youtu.be/DN8lzbAc7dk

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693873/over-dollar18000-in-collections-at-31-years-old-makes-him-weep</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693873_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693873_video_v3.mp4</video:content_loc>
            <video:title>Over $18,000 in Collections at 31 Years Old makes Him Weep</video:title>
            <video:description>View the full Video Here: https://youtu.be/Be1LL3XnxTM
_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
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            <video:title>Real American Going Broke over a New 4Runner</video:title>
            <video:description>View the full episode here: https://youtu.be/L-IZZ8LsiiI

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693894/girlfriend-makes-him-pay-for-her-life</loc>
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            <video:title>Girlfriend Makes him Pay for Her Life</video:title>
            <video:description>View the full episode here: https://youtu.be/Be1LL3XnxTM

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693897/irs-comes-knocking-for-dollar16000-but-he-has-no-money</loc>
          <video:video>
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            <video:title>IRS Comes Knocking for $16,000 but He has No Money</video:title>
            <video:description>View the full episode here: https://youtu.be/L-IZZ8LsiiI

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693899/facing-eviction-at-52-with-dollar0-to-his-name</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693899_thumbnail_resized_v2.webp</video:thumbnail_loc>
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            <video:title>Facing Eviction at 52 with $0 to His Name</video:title>
            <video:description>View the full episode here: https://youtu.be/br5JYIazGvA

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693901/playing-russian-roulette-with-credit-cards-every-day-to-survive</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693901_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693901_video_v3.mp4</video:content_loc>
            <video:title>Playing Russian Roulette with Credit Cards Every Day to Survive</video:title>
            <video:description>View the full episode here: https://youtu.be/cIj0QO6uPuM

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693902/refusing-to-work-at-41-while-relying-on-parents-to-survive</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693902_thumbnail_resized_v2.webp</video:thumbnail_loc>
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            <video:title>Refusing to Work at 41 While Relying on Parents to Survive</video:title>
            <video:description>View the full episode here: https://youtu.be/oZpWki2mOA4

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693909/enslaved-by-credit-card-debt-while-making-over-dollar100k</loc>
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            <video:title>Enslaved by Credit Card Debt while Making Over $100K</video:title>
            <video:description>Watch the Full Video Here: https://youtu.be/xfTyJ4rbh4g

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693913/can-therapy-get-him-off-his-moms-credit-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693913_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693913_video_v3.mp4</video:content_loc>
            <video:title>Can Therapy Get Him off his Mom&apos;s Credit Card?</video:title>
            <video:description>Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693918/spending-half-your-income-on-food-and-apps</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693918_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693918_video_v3.mp4</video:content_loc>
            <video:title>Spending Half Your Income on Food and Apps</video:title>
            <video:description>View full episode here: https://youtu.be/TfZ-Rxw34o8

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693921/you-think-dollar300k-per-year-is-a-lot-think-again</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693921_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693921_video_v3.mp4</video:content_loc>
            <video:title>You Think $300K Per Year is A Lot?  Think Again!</video:title>
            <video:description>Watch the Full Episode here: https://youtu.be/DN8lzbAc7dk

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693928/unemployed-living-with-15-guys-in-a-sober-house</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/693928_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/693928_video_v3.mp4</video:content_loc>
            <video:title>Unemployed Living with 15 Guys in a Sober House</video:title>
            <video:description>Watch the Full Video Here: https://youtu.be/ciseDXsbIQY

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/693937/31-year-old-clings-to-mother-for-financial-help</loc>
          <video:video>
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            <video:title>31 Year Old Clings to Mother For Financial Help</video:title>
            <video:description>View the full episode here: https://youtu.be/StfKvZqxGcA

_______________________

Resources:

1) Acorns: Start investing, or open a retirement account, and get a free $5 by using my link: https://share.acorns.com/calebhammercomposer

2) Coursecareers: Get qualified for a better job and increase your income: https://coursecareers.com/calebhammer and use code HAMMER50 to get $50 off the full course.

3) Fizz: A debit card that builds credit while preventing overspending. https://www.joinfizz.com/caleb use CALEB10 for a $10 signup bonus!

_______________________

Check out these fun things:

Patreon: https://www.patreon.com/calebhammer

YouTube membership: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

My socials: https://linktr.ee/calebhammer

Want a free $5? Sign up for Acorns using my link: https://share.acorns.com/calebhammercomposer

Do you want to be in a Financial Audit and you&apos;re able to film in the Austin area? Email castingcalebhammer@gmail.com
_______________________

My filming equipment:
Camera: https://amzn.to/3OqHkG5
SD storage: https://amzn.to/3OaimKD
Tripod: https://amzn.to/3ObsaEn
Podcast microphones: https://amzn.to/3XaFRc1
Shotgun microphones: https://amzn.to/3ZLYkgO
Sound mixer: https://amzn.to/3w0oUoE
Lighting: https://amzn.to/3REor4Z
Teleprompter: https://amzn.to/3OaiLN9
USB C SD card reader: https://amzn.to/3PAq02m

**Disclaimer: neither this video, nor any content produced by Caleb Hammer should ever be considered investing advice or official financial advice. All content is made for entertainment and educational purposes**
_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co

_______________________

My financial friend, financial education, american debt, the dave ramsey show, budget money debt cash, personal finance, how to invest in real estate, the plain bagel, the rich dad channel, how to start in real estate, graham stephan, meet kevin, rental property, investment property, ryan pineda, elena taber, noelle randall, lili thompson, john olfert, bigger pockets, student loan debt, shorts, biggerpockets, investopads, biaheza, credit cards, student debt, how to make money, debt free, real estate, compound interest, buying house, pardon my take barstool, save, insurance, buy, snowball, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, dave ramsey show, pay off student loans, financial independence retire early, how to pay off student loans fast, debt payoff, dave ramsey live, net worth update 2022, dave ramsey cars, caleb kids show, dave ramsey car loan, college debt, money, debt free community, dave ramsey car payments, my net worth update, dave ramsey live stream, make money online, get rich quick, get rich, net worth, loans, fake guru, student loan, day in my life vlog, day trading, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, ramsey, car payments, credit score, shiba inu, should i go to college, shiba inu token. As a 23-year-old with more debt than anyone should ever have, I know how hard it is to get ahead. This is the story of how I paid off $67,000 in debt in just 3 years using the tips in my new financial audit book, Zero Down Your Debt: Financial Freedom Through Debt Repayment. If you&apos;re feeling overwhelmed by your student loan debt, this Financial Audit book is for you! It shows you how to pay off your debt using the same techniques that I used, and it&apos;s completely free. I hope this video helps you get started on your journey to financial freedom! shiba inu crypto, inflation, manifestation, net worth spreadsheet, car loan, shiba inu price prediction, caleb hammer, financial audit, caleb, is college worth it in 2022, credit card debt, financial, dave ramsey, debt, credit card, payday loans, coffeezilla, car debt, bridgette wilson, pardon my take, is college worth it, john oliver, paying off student loans, net worth update, che and cherice, student loans, caleb maupin, shiba inu coin.

_______________________

Sponsorship and business inquiries: calebhammer@creatorsagency.co</video:description>
            <video:publication_date>2023-04-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743363/shane-gillis-insane-wnba-joke</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743363_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743363_video_v3_converted.mp4</video:content_loc>
            <video:title>Shane Gillis INSANE WNBA Joke</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743364/canadians-no-longer-purchase-american-products</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743364_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743364_video_v3_converted.mp4</video:content_loc>
            <video:title>Canadians NO LONGER Purchase American Products</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743365/i-cant-believe-this-actually-happened-lol</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743365_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743365_video_v3_converted.mp4</video:content_loc>
            <video:title>I can’t believe this actually happened lol</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743366/america-is-losing-dollar12-billion-in-tourism-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743366_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743366_video_v3_converted.mp4</video:content_loc>
            <video:title>America Is Losing $12 BILLION In Tourism Money</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743367/mass-layoffs-are-starting</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743367_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743367_video_v3.mp4</video:content_loc>
            <video:title>Mass layoffs are starting…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=SkAc2P_audc&amp;ab_channel=CNBC

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743368/wnba-vs-nba-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743368_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743368_video_v3_converted.mp4</video:content_loc>
            <video:title>WNBA vs NBA MONEY</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743369/why-europeans-refuse-to-drive-teslas</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743369_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743369_video_v3_converted.mp4</video:content_loc>
            <video:title>Why Europeans REFUSE To Drive Teslas</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743370/women-doxed-men-and-now-theyre-doxed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743370_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743370_video_v3_converted.mp4</video:content_loc>
            <video:title>Women doxed men, and now they’re doxed</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743371/in-n-out-burger-makes-more-money-than-the-wnba</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743371_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743371_video_v3.mp4</video:content_loc>
            <video:title>In-n-Out Burger Makes More Money Than The WNBA!</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743372/it-keeps-getting-worse</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743372_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743372_video_v3_converted.mp4</video:content_loc>
            <video:title>It keeps getting WORSE...</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=iGm4hLbhEYc
▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743373/the-wnba-loses-dollar40-million-per-year</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743373_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743373_video_v3.mp4</video:content_loc>
            <video:title>The WNBA Loses $40 MILLION PER YEAR</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743374/should-wnba-players-make-more-money</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743374_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743374_video_v3_converted.mp4</video:content_loc>
            <video:title>Should WNBA Players Make More MONEY?</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743375/this-credit-card-debt-is-disgusting</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743375_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743375_video_v3_converted.mp4</video:content_loc>
            <video:title>This credit card debt is disgusting…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743376/labubu-dolls-made-dollar400-million</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743376_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743376_video_v3_converted.mp4</video:content_loc>
            <video:title>Labubu Dolls Made $400 MILLION</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743377/how-to-actually-reduce-housing-costs</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743377_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743377_video_v3_converted.mp4</video:content_loc>
            <video:title>How to ACTUALLY reduce housing costs</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743378/ai-is-coming-to-steal-your-job</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743378_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743378_video_v3.mp4</video:content_loc>
            <video:title>AI Is Coming To Steal Your Job</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743379/minimum-wage-worker-spent-all-her-money-on-labubus</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743379_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743379_video_v3_converted.mp4</video:content_loc>
            <video:title>Minimum Wage Worker Spent ALL HER MONEY On LABUBUS</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743380/wild-jeffrey-epstein-news-just-dropped</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743380_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743380_video_v3.mp4</video:content_loc>
            <video:title>Wild Jeffrey Epstein news just dropped...</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743381/caleb-hammer-labubu-unboxing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743381_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743381_video_v3_converted.mp4</video:content_loc>
            <video:title>CALEB HAMMER LABUBU UNBOXING</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743382/i-cant-believe-this-happened</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/743382_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/743382_video_v5.mp4</video:content_loc>
            <video:title>I can’t believe this happened…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Full Interview: https://www.youtube.com/watch?v=XBbkt2vYC4M&amp;t=2989s
▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743383/this-is-why-youre-poor</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/743383_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/743383_video_v5.mp4</video:content_loc>
            <video:title>This is why you&apos;re poor...</video:title>
            <video:description>▶Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶Original Video: https://www.youtube.com/watch?v=oHfMCGUeJ68

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743384/the-worst-credit-card-debt-ive-ever-seen</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743384_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743384_video_v3_converted.mp4</video:content_loc>
            <video:title>The worst credit card debt I’ve ever seen…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=iGm4hLbhEYc
▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743385/canadas-us-boycott-is-wild</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743385_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743385_video_v3_converted.mp4</video:content_loc>
            <video:title>Canada&apos;s U.S. Boycott is WILD</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=alm-MWziU0o

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743386/theyre-asking-for-a-lot</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743386_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743386_video_v3_converted.mp4</video:content_loc>
            <video:title>They’re asking for A LOT</video:title>
            <video:description>Original Video: https://www.youtube.com/watch?v=Rb2XoV8sIXM

Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743387/labubu-is-fcking-everyone</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/743387_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/743387_video_v3_converted.mp4</video:content_loc>
            <video:title>LABUBU is f*cking everyone</video:title>
            <video:description>Original Video: https://www.youtube.com/watch?v=b8TRI63WkP8&amp;t=66s

Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/743388/how-to-ruin-your-life-with-a-degree</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/743388_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/743388_video_v5.mp4</video:content_loc>
            <video:title>How to ruin your LIFE with a degree</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/811327/trump-and-the-epstein-files</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/811327_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/811327_video_v3_converted.mp4</video:content_loc>
            <video:title>Trump and the Epstein files…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/811329/im-going-to-get-canceled-for-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/811329_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/811329_video_v3_converted.mp4</video:content_loc>
            <video:title>I&apos;m going to get canceled for this...</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/811331/she-ignored-her-debt-then-got-sued</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/811331_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/811331_video_v3.mp4</video:content_loc>
            <video:title>She Ignored Her Debt Then Got SUED</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/811333/credit-card-debt-is-insane-in-2025</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/811333_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/811333_video_v3_converted.mp4</video:content_loc>
            <video:title>CREDIT CARD DEBT IS INSANE IN 2025</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/811334/the-worst-car-debt-ive-ever-seen</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/811334_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/811334_video_v3.mp4</video:content_loc>
            <video:title>The worst car debt I’ve ever seen…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889715/these-car-payment-are-getting-out-of-hand</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889715_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889715_video_v3_converted.mp4</video:content_loc>
            <video:title>These Car Payment Are Getting OUT OF HAND!</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889716/the-most-insane-car-loan-ever</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889716_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889716_video_v3.mp4</video:content_loc>
            <video:title>The Most INSANE Car Loan Ever</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889717/why-men-arent-dating-women</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889717_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889717_video_v3_converted.mp4</video:content_loc>
            <video:title>Why men aren’t dating women…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889718/stop-normalizing-high-car-payments</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889718_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889718_video_v3.mp4</video:content_loc>
            <video:title>Stop Normalizing HIGH CAR PAYMENTS!</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889719/confronting-the-most-insane-guest-ive-had-on-financial-audit</loc>
          <video:video>
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            <video:title>Confronting The Most Insane Guest I&apos;ve Had On Financial Audit...</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889720/she-took-out-a-64percent-loan</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889720_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889720_video_v3_converted.mp4</video:content_loc>
            <video:title>She Took Out a 64% LOAN</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889721/why-gen-z-refuses-to-work</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889721_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889721_video_v3_converted.mp4</video:content_loc>
            <video:title>Why Gen Z refuses to work...</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889722/24-years-old-and-facing-bankruptcy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889722_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889722_video_v3.mp4</video:content_loc>
            <video:title>24 Years Old and Facing Bankruptcy</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889723/your-tax-dollars-are-getting-wasted</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889723_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889723_video_v3_converted.mp4</video:content_loc>
            <video:title>Your Tax Dollars Are Getting Wasted…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889724/the-sad-reason-disneyland-is-always-full</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889724_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889724_video_v3.mp4</video:content_loc>
            <video:title>The Sad Reason Disneyland is Always FULL</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889725/the-big-beautiful-bill-ruined-student-loan-forgivness</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889725_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889725_video_v3.mp4</video:content_loc>
            <video:title>The Big Beautiful Bill RUINED Student Loan Forgivness</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889726/influencer-gets-jailed-for-being-fat</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/889726_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/889726_video_v5.mp4</video:content_loc>
            <video:title>Influencer gets jailed for being fat</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=HevnKIXtbtg
▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889727/do-not-buy-pets-if-you-cant-afford-one</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889727_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889727_video_v3.mp4</video:content_loc>
            <video:title>DO NOT BUY PETS IF YOU CAN&apos;T AFFORD ONE</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889728/twitch-banned-me</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889728_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889728_video_v3_converted.mp4</video:content_loc>
            <video:title>Twitch banned me</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889729/adhd-girl-paid-off-dollar20000-of-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889729_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889729_video_v3.mp4</video:content_loc>
            <video:title>ADHD Girl Paid Off $20,000 of Debt!</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889730/no-one-wants-to-date-gen-z</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889730_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889730_video_v3.mp4</video:content_loc>
            <video:title>No one wants to date Gen Z...</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889731/dave-ramsey-is-wrong</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/889731_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/889731_video_v3_converted.mp4</video:content_loc>
            <video:title>DAVE RAMSEY IS WRONG</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/889732/doomspending-is-destroying-gen-z</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/889732_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/889732_video_v5.mp4</video:content_loc>
            <video:title>Doomspending is Destroying Gen Z</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

2. *The best budgeting program online: https://calebhammer.com/budget

3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing

4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula

5. Everything you need for buying your first home to buy your first investment property:
https://calebhammer.com/realestate/

6. Get your own free Hammer Financial Score: https://www.calebhammer.com

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-07-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934690/she-hid-debt-from-her-husband</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934690_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934690_video_v3.mp4</video:content_loc>
            <video:title>She Hid DEBT From Her HUSBAND</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934691/trump-admin-fires-hhs-employees</loc>
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            <video:title>Trump Admin Fires HHS Employees</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934692/addressing-the-controversy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934692_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934692_video_v3.mp4</video:content_loc>
            <video:title>Addressing the controversy￼…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934693/fat-activism-in-2025</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934693_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934693_video_v3.mp4</video:content_loc>
            <video:title>Fat Activism in 2025</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934694/blaming-an-airport-for-being-obese-is-crazy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934694_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934694_video_v3.mp4</video:content_loc>
            <video:title>Blaming An Airport For Being Obese Is CRAZY</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934695/day-trading-youtuber-exposed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934695_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934695_video_v3.mp4</video:content_loc>
            <video:title>Day trading YouTuber exposed...</video:title>
            <video:description>Coffezilla&apos;s Original Video: https://www.youtube.com/watch?v=znl1WhLCnhE

Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934696/when-getting-fired-hits-the-internet</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934696_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934696_video_v3.mp4</video:content_loc>
            <video:title>When Getting Fired Hits the Internet</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934697/they-are-trying-to-control-us</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934697_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934697_video_v3.mp4</video:content_loc>
            <video:title>They are trying to control us </video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

Original Video: https://www.youtube.com/watch?v=uGJHzPHOFXM 

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934698/gen-z-struggling-with-dating</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934698_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934698_video_v3.mp4</video:content_loc>
            <video:title>Gen-Z Struggling with Dating</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934699/us-streets-are-out-of-control</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/934699_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/934699_video_v5.mp4</video:content_loc>
            <video:title>US streets are out of control </video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

Original Video: https://www.youtube.com/watch?v=leUyGRu-sCY

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934700/dollar3000-a-month-on-groceries-with-an-ebt-card</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934700_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934700_video_v3.mp4</video:content_loc>
            <video:title>$3,000 a Month on Groceries… With an EBT Card</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934701/my-life-sucks</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934701_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934701_video_v3.mp4</video:content_loc>
            <video:title>My life sucks..</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

Original Video: http://youtube.com/watch?v=j9NJjpm3duI

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934702/gen-z-needs-help-with-dating</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934702_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934702_video_v3.mp4</video:content_loc>
            <video:title>Gen-Z NEEDS Help with Dating</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934703/this-is-a-marketing-ploy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934703_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934703_video_v3.mp4</video:content_loc>
            <video:title>THIS IS A MARKETING PLOY</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934704/thousands-just-fired-because-of-ai</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934704_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934704_video_v3.mp4</video:content_loc>
            <video:title>Thousands just fired because of AI… </video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=tRKsc7doM68

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934705/banned-on-twitch-for-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934705_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934705_video_v3.mp4</video:content_loc>
            <video:title>Banned On Twitch For This…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934706/student-loan-debt-in-the-us-just-changed-forever</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/934706_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/934706_video_v5.mp4</video:content_loc>
            <video:title>Student loan debt in the US just changed forever…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934707/what-am-i-missing-here</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934707_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934707_video_v3.mp4</video:content_loc>
            <video:title>WHAT AM I MISSING HERE?!</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934708/ai-will-replace-more-jobs-than-it-creates</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934708_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934708_video_v3.mp4</video:content_loc>
            <video:title>AI Will Replace More Jobs Than It Creates</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934709/the-job-market-collapse-is-here</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934709_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934709_video_v3.mp4</video:content_loc>
            <video:title>The Job Market Collapse Is Here</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=_vZsG_ITgBI

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934710/ai-regulations-in-the-big-beautiful-bill</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/934710_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/934710_video_v3.mp4</video:content_loc>
            <video:title>AI regulations in the Big Beautiful Bill</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/934711/pirate-software-drama-is-wild</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/934711_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/934711_video_v5.mp4</video:content_loc>
            <video:title>Pirate Software drama is wild</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video : https://www.youtube.com/watch?v=vRj7RmTobJU

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058706/why-youll-never-be-able-to-retire</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058706_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058706_video_v4.mp4</video:content_loc>
            <video:title>Why you’ll never be able to retire</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=Ep_PoQFRcHk

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058707/the-most-hated-woman-ever</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058707_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058707_video_v4.mp4</video:content_loc>
            <video:title>The MOST HATED Woman EVER!</video:title>
            <video:description></video:description>
            <video:publication_date>2025-09-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058708/no-one-wants-to-hire-weirdos</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058708_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058708_video_v3_converted.mp4</video:content_loc>
            <video:title>No one wants to hire weirdos…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=-3odsYlP6gs

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058709/she-wasted-her-inheritance</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058709_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058709_video_v4.mp4</video:content_loc>
            <video:title>She WASTED Her Inheritance!</video:title>
            <video:description></video:description>
            <video:publication_date>2025-09-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058710/is-dating-this-hard</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058710_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058710_video_v4.mp4</video:content_loc>
            <video:title>Is Dating This Hard!?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058711/i-shouldnt-have-to-payback-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058711_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058711_video_v4.mp4</video:content_loc>
            <video:title>“I shouldn’t have to payback student loans”</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=byPOxPoSQAA

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058712/young-people-are-victims-now</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058712_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058712_video_v4.mp4</video:content_loc>
            <video:title>Young People Are Victims Now!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058713/150000-nurses-just-got-fired</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058713_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058713_video_v4.mp4</video:content_loc>
            <video:title>150,000 nurses just got fired</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=s7CZlJIK1Pg

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058714/young-men-are-falling-behind</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058714_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058714_video_v4.mp4</video:content_loc>
            <video:title>Young Men Are Falling Behind</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058715/are-finance-youtubers-scamming-you</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058715_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058715_video_v4.mp4</video:content_loc>
            <video:title>Are Finance YouTubers Scamming You</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058716/when-crazy-people-get-fired</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058716_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058716_video_v4.mp4</video:content_loc>
            <video:title>When crazy people get fired</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=U0hx8M2V-bU

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058717/what-is-wrong-with-these-people</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058717_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058717_video_v4.mp4</video:content_loc>
            <video:title>What is Wrong With These People!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058718/wife-discovers-husbands-dollar178k-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058718_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058718_video_v4.mp4</video:content_loc>
            <video:title>Wife Discovers Husband’s $178k Student Loans</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058719/giving-everyone-stds-by-cheating</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058719_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058719_video_v4.mp4</video:content_loc>
            <video:title>Giving everyone STDs by cheating</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058720/why-gambling-is-everywhere</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058720_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058720_video_v4.mp4</video:content_loc>
            <video:title>Why Gambling is EVERYWHERE</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058721/millions-of-men-are-done-working</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058721_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058721_video_v4.mp4</video:content_loc>
            <video:title>Millions of Men Are DONE Working</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058722/the-worst-finances-ive-ever-seen-on-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058722_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058722_video_v4.mp4</video:content_loc>
            <video:title>The worst finances I’ve ever seen on financial Audit</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058723/these-people-are-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058723_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058723_video_v4.mp4</video:content_loc>
            <video:title>These people are insane</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive


▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058724/student-loans-ruined-her-life</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058724_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058724_video_v4.mp4</video:content_loc>
            <video:title>Student Loans RUINED Her Life</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058725/she-is-drowning-in-life</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058725_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058725_video_v4.mp4</video:content_loc>
            <video:title>She is DROWNING In Life</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058726/the-most-hated-woman-in-financial-audit-history</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058726_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058726_video_v4.mp4</video:content_loc>
            <video:title>The most hated woman in Financial Audit history</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058727/who-buys-this-much-cheese</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058727_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058727_video_v4.mp4</video:content_loc>
            <video:title>Who Buys This Much Cheese!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058728/ozempic-is-problematic-for-weight-loss</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058728_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058728_video_v4.mp4</video:content_loc>
            <video:title>Ozempic is Problematic for Weight Loss</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058729/how-austin-failed-to-become-the-next-silicon-valley</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058729_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058729_video_v4.mp4</video:content_loc>
            <video:title>How Austin failed to become the next Silicon Valley</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=38ACs0gNZrA

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058730/buying-32-pizzas-is-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058730_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058730_video_v4.mp4</video:content_loc>
            <video:title>Buying 32 Pizzas Is INSANE!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058731/why-are-they-always-crazy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058731_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058731_video_v4.mp4</video:content_loc>
            <video:title>Why are they always crazy?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=g_Zc2H2vgqA

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-31T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058732/the-truth-about-fast-food-waits</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058732_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058732_video_v4.mp4</video:content_loc>
            <video:title>The Truth About Fast Food Waits</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058733/she-loves-her-fries</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058733_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058733_video_v4.mp4</video:content_loc>
            <video:title>She LOVES Her Fries</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058734/hes-getting-fired-this-is-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058734_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058734_video_v4.mp4</video:content_loc>
            <video:title>He’s getting fired. This is insane…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058735/financial-audit-to-new-york-city</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058735_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058735_video_v4.mp4</video:content_loc>
            <video:title>Financial Audit To New York City!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058736/the-us-job-market-is-finished</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058736_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058736_video_v4.mp4</video:content_loc>
            <video:title>The US job market is finished…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=uqf6NoAhFts

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058737/the-real-problem-with-fast-food</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058737_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058737_video_v4.mp4</video:content_loc>
            <video:title>The REAL Problem With Fast Food</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058738/financial-audit-moving-locations</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058738_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058738_video_v4.mp4</video:content_loc>
            <video:title>Financial Audit Moving Locations!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058739/are-americans-leaving-for-canada</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058739_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058739_video_v4.mp4</video:content_loc>
            <video:title>Are Americans leaving for Canada?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=3dGdJH1Hq68

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058740/bring-back-nostalgic-fast-food-designs</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058740_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058740_video_v4.mp4</video:content_loc>
            <video:title>Bring Back Nostalgic Fast Food Designs!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058741/immature-children-crying-for-paying-back-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058741_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058741_video_v4.mp4</video:content_loc>
            <video:title>Immature children crying for paying back student loans</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=_fS3qF_zyD4

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058742/financial-audit-casting-from-nyc</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058742_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058742_video_v4.mp4</video:content_loc>
            <video:title>Financial Audit Casting From NYC!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058743/im-selling-my-youtube-channel</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058743_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058743_video_v4.mp4</video:content_loc>
            <video:title>I&apos;m selling my YouTube channel?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=hJ-rRXWhElI

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058744/concerns-with-moving-to-new-york-city</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058744_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058744_video_v4.mp4</video:content_loc>
            <video:title>Concerns With Moving To New York City</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058745/they-hate-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058745_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058745_video_v4.mp4</video:content_loc>
            <video:title>They hate Financial Audit</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058746/the-truth-about-fast-food</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058746_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058746_video_v4.mp4</video:content_loc>
            <video:title>The Truth About Fast Food</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058747/losers-keep-rage-quitting-their-jobs</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058747_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058747_video_v4.mp4</video:content_loc>
            <video:title>Losers keep rage quitting their jobs</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058748/i-got-banned-from-tinder-bumble-and-hinge</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058748_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058748_video_v4.mp4</video:content_loc>
            <video:title>I got banned from Tinder, Bumble, &amp; Hinge</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=uax9t3eAneo

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058749/stop-fearing-ai</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058749_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058749_video_v4.mp4</video:content_loc>
            <video:title>Stop Fearing AI</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058750/save-your-money-when-living-at-home</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058750_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058750_video_v4.mp4</video:content_loc>
            <video:title>Save Your Money When Living At Home!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058751/livestreaming-is-fun</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058751_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058751_video_v4.mp4</video:content_loc>
            <video:title>Livestreaming is FUN!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058752/irl-streamers-are-getting-arrested</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058752_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058752_video_v4.mp4</video:content_loc>
            <video:title>IRL streamers are getting arrested</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=G2GbsmQRGA4

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058753/the-most-dangerous-retirement-withdraw-rate</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058753_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058753_video_v4.mp4</video:content_loc>
            <video:title>The MOST Dangerous Retirement Withdraw Rate</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058754/attorney-general-arrested</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058754_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058754_video_v4.mp4</video:content_loc>
            <video:title>Attorney General arrested!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=iHvH7ZX_7Xc

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058755/she-cant-handle-adulting</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058755_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058755_video_v4.mp4</video:content_loc>
            <video:title>She Can’t Handle Adulting</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058756/rage-quitting-their-jobs-because-they-were-asked-to-work</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058756_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058756_video_v4.mp4</video:content_loc>
            <video:title>Rage quitting their jobs because they were asked to work</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058757/friends-moving-away-after-college</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058757_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058757_video_v4.mp4</video:content_loc>
            <video:title>Friends Moving Away After College…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058758/trump-is-ending-no-cash-bail</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058758_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058758_video_v4.mp4</video:content_loc>
            <video:title>Trump is ending no cash bail </video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=sgYGPXRJM8A

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058759/gen-z-wants-to-bang-ai</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058759_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058759_video_v4.mp4</video:content_loc>
            <video:title>Gen Z wants to bang AI</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=gAIKv_aXBHA

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058760/life-is-easier-now-than-ever</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058760_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058760_video_v4.mp4</video:content_loc>
            <video:title>Life is Easier NOW Than Ever!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058761/good-debt-can-make-you-rich</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058761_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058761_video_v4.mp4</video:content_loc>
            <video:title>Good Debt Can Make You Rich</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058762/disney-is-fun-when-you-can-afford-it</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058762_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058762_video_v4.mp4</video:content_loc>
            <video:title>Disney is FUN When You Can Afford It!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058763/committing-unemployment-fraud-like-a-hobby</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058763_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058763_video_v4.mp4</video:content_loc>
            <video:title>Committing unemployment fraud like a hobby…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=e0cd5ulJ7QE

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058764/dollar250000-of-girl-boss-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058764_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058764_video_v4.mp4</video:content_loc>
            <video:title>$250,000 of “girl boss” student loans</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=t1rnYjmvp08

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058765/why-financial-audit-is-entertaining</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058765_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058765_video_v4.mp4</video:content_loc>
            <video:title>Why Financial Audit Is Entertaining</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058766/the-content-blueprint</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058766_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058766_video_v4.mp4</video:content_loc>
            <video:title>The Content Blueprint</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058767/is-the-housing-crash-finally-coming</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058767_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058767_video_v4.mp4</video:content_loc>
            <video:title>Is the housing crash finally coming?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=oyrK7ml6f6k

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058768/finding-the-facts-with-politics</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058768_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058768_video_v4.mp4</video:content_loc>
            <video:title>Finding The Facts With Politics</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058769/wtf-are-these-people-doing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058769_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058769_video_v4.mp4</video:content_loc>
            <video:title>WTF are these people doing?!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058770/the-evolution-of-financial-audit</loc>
          <video:video>
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            <video:title>The Evolution of Financial Audit</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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            <video:title>Get her on Financial Audit ASAP</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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            <video:live>no</video:live>
          </video:video>
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        <url>
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            <video:title>Paying Guests on Financial Audit</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058773/gen-z-is-never-owning-real-estate</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058773_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058773_video_v4.mp4</video:content_loc>
            <video:title>Gen Z is NEVER Owning Real Estate</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058774/jerome-powell-just-flipped-the-market</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058774_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058774_video_v4.mp4</video:content_loc>
            <video:title>Jerome Powell just flipped the market</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶ Featured Video: https://www.youtube.com/watch?v=exjVQpStDh8

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058775/prosecutors-drop-charges-due-to-controversial-law</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058775_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058775_video_v4.mp4</video:content_loc>
            <video:title>Prosecutors DROP Charges Due To Controversial Law</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058776/the-future-of-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058776_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058776_video_v4.mp4</video:content_loc>
            <video:title>The Future of Financial Audit</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058777/everyone-is-getting-their-car-repoed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058777_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058777_video_v4.mp4</video:content_loc>
            <video:title>Everyone is getting their car repoed</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058778/the-fear-epidemic-among-young-people</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058778_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058778_video_v4.mp4</video:content_loc>
            <video:title>The Fear Epidemic Among Young People</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058779/applying-to-work-for-a-youtuber</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058779_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058779_video_v4.mp4</video:content_loc>
            <video:title>Applying to Work For A Youtuber</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058780/financial-audit-ugandan-gold-mine-update</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058780_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058780_video_v4.mp4</video:content_loc>
            <video:title>Financial Audit Ugandan Gold Mine Update…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058781/peaking-in-college-is-sad</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058781_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058781_video_v4.mp4</video:content_loc>
            <video:title>Peaking in College Is Sad</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058782/what-the-older-generations-will-never-understand</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058782_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058782_video_v4.mp4</video:content_loc>
            <video:title>What the Older Generations Will Never Understand</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058783/blaming-donald-trump-for-having-to-pay-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058783_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058783_video_v4.mp4</video:content_loc>
            <video:title>Blaming Donald Trump for having to pay student loans￼</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : Featured Video: https://www.youtube.com/watch?v=qfy9BlRFSB4

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058784/dieting-is-difficult-after-college</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058784_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058784_video_v4.mp4</video:content_loc>
            <video:title>Dieting is DIFFICULT After College</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058785/why-everyone-hates-caleb-hammer</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058785_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058785_video_v4.mp4</video:content_loc>
            <video:title>Why everyone hates Caleb Hammer</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058786/college-can-help-you-earn-more</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058786_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058786_video_v4.mp4</video:content_loc>
            <video:title>College CAN Help You Earn More</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058787/these-ebt-scams-are-crazy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058787_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058787_video_v4.mp4</video:content_loc>
            <video:title>These EBT scams are crazy</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058788/the-truth-about-america</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058788_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058788_video_v4.mp4</video:content_loc>
            <video:title>The TRUTH About America</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058789/the-reason-no-one-will-be-able-to-retire</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058789_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058789_video_v4.mp4</video:content_loc>
            <video:title>The reason no one will be able to retire</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=OaKhxqH4t7s

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058790/the-real-problem-with-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058790_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058790_video_v4.mp4</video:content_loc>
            <video:title>The REAL Problem With Student Loans</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058791/klarna-broke-the-middle-class</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058791_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058791_video_v4.mp4</video:content_loc>
            <video:title>Klarna Broke the Middle Class</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058792/drowning-in-dollar200k-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058792_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058792_video_v4.mp4</video:content_loc>
            <video:title>Drowning in $200K Student Loans</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058793/financial-audit-is-changing-forever</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058793_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058793_video_v4.mp4</video:content_loc>
            <video:title>Financial Audit is changing forever</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058794/shes-a-victim-of-taking-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058794_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058794_video_v4.mp4</video:content_loc>
            <video:title>She’s a Victim… of Taking Student Loans</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058795/fat-activists-are-sad-ozempic-is-making-people-skinny</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058795_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058795_video_v4.mp4</video:content_loc>
            <video:title>Fat activists are sad Ozempic is making people skinny</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058796/crying-because-she-has-to-pay-back-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058796_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058796_video_v4.mp4</video:content_loc>
            <video:title>Crying because she has to pay back student loans</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=IJH2mtDtcMk

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058797/10-million-men-refuse-to-work</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058797_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058797_video_v4.mp4</video:content_loc>
            <video:title>10 million men REFUSE to work</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=LDdPag-3FoI

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058798/providing-more-healthy-food-with-snap-benefits</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058798_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058798_video_v4.mp4</video:content_loc>
            <video:title>Providing More Healthy Food With SNAP Benefits</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058799/insane-junk-food-ebt-scam</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058799_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058799_video_v4.mp4</video:content_loc>
            <video:title>Insane junk food EBT scam…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058800/banning-unhealthy-food-with-snap-benefits</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058800_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058800_video_v4.mp4</video:content_loc>
            <video:title>Banning Unhealthy Food with SNAP Benefits</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058801/we-need-real-solutions</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058801_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058801_video_v4.mp4</video:content_loc>
            <video:title>We NEED Real Solutions</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058802/gambling-is-everywhere-now</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058802_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058802_video_v4_converted.mp4</video:content_loc>
            <video:title>Gambling is EVERYWHERE now…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=x0nhGnAehXQ

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058803/this-habit-keeps-you-broke</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058803_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058803_video_v4.mp4</video:content_loc>
            <video:title>This Habit Keeps You Broke</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058804/why-the-cybertruck-failed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058804_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058804_video_v4_converted.mp4</video:content_loc>
            <video:title>Why the Cybertruck FAILED</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=i6FaSBBYv-Q

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058805/the-real-cost-of-comfort-in-america</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058805_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058805_video_v4.mp4</video:content_loc>
            <video:title>The REAL Cost of Comfort in America</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058806/dave-and-i-will-never-agree-on-this</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058806_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058806_video_v4_converted.mp4</video:content_loc>
            <video:title>Dave and I will never agree on this</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* :  https://www.youtube.com/watch?v=6HVtq2tYTkY

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058807/school-is-her-entire-personality</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058807_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058807_video_v4.mp4</video:content_loc>
            <video:title>School Is Her ENTIRE Personality…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058808/are-finance-youtubers-grifters</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058808_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058808_video_v4_converted.mp4</video:content_loc>
            <video:title>Are Finance YouTubers Grifters?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=C3FyIev_f8s

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058809/he-really-wants-a-traditional-wife</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058809_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058809_video_v4.mp4</video:content_loc>
            <video:title>He REALLY Wants A Traditional Wife</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058810/communism-is-coming-back</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058810_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058810_video_v4.mp4</video:content_loc>
            <video:title>Communism Is Coming Back</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058811/theyre-angry-they-have-to-pay-back-student-loans-lol</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058811_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058811_video_v4.mp4</video:content_loc>
            <video:title>They&apos;re angry they have to pay back student loans lol</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=6UwGVtoyDho

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058812/how-to-never-get-a-job-again</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058812_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058812_video_v4.mp4</video:content_loc>
            <video:title>How to never get a job again</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=TtvSropNTKs

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058813/some-college-degrees-are-worthless</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058813_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058813_video_v4.mp4</video:content_loc>
            <video:title>Some College Degrees are WORTHLESS</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058814/gen-z-is-struggling</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058814_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058814_video_v4.mp4</video:content_loc>
            <video:title>Gen-z Is STRUGGLING!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058815/dollar50000-bank-fraud-is-crazy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058815_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058815_video_v4.mp4</video:content_loc>
            <video:title>$50,000 bank fraud is crazy</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=aHjUmIoADfQ

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058816/dollar50k-in-chat-donations-spent-in-only-a-year</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058816_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058816_video_v4.mp4</video:content_loc>
            <video:title>$50k In Chat Donations Spent In Only A Year…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058817/we-are-in-a-fast-food-recession</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058817_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058817_video_v4.mp4</video:content_loc>
            <video:title>We are in a fast food recession</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=Baj7AINpqXA

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058818/are-all-young-people-wannabe-victims-now</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058818_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058818_video_v4.mp4</video:content_loc>
            <video:title>Are all young people wannabe victims now?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=qlAAToZjeU0

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058819/this-is-not-love-bombing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058819_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058819_video_v4.mp4</video:content_loc>
            <video:title>This Is Not Love Bombing…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058820/the-most-insane-woman-ever</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058820_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058820_video_v4.mp4</video:content_loc>
            <video:title>The Most INSANE Woman Ever!</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058821/what-is-wrong-with-young-men-today</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058821_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058821_video_v4.mp4</video:content_loc>
            <video:title>What is wrong with young men today?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=cz9ldnpc3AI

▶ Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058822/eating-at-disney-world-be-like</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058822_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058822_video_v4.mp4</video:content_loc>
            <video:title>Eating at Disney World Be Like…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058823/they-refuse-to-pay-their-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058823_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058823_video_v4.mp4</video:content_loc>
            <video:title>They refuse to pay their student loans</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=ACbDHcpNVHs

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit-building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058824/she-needs-to-be-jailed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058824_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058824_video_v4.mp4</video:content_loc>
            <video:title>She needs to be jailed…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058825/spending-money-you-dont-have-thanks-to-afterpay</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058825_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058825_video_v4.mp4</video:content_loc>
            <video:title>Spending Money You Don’t Have… Thanks to Afterpay</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058826/stop-afterpaying-your-food</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058826_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058826_video_v4.mp4</video:content_loc>
            <video:title>Stop Afterpaying Your Food</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058827/gen-z-will-never-own-anything</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058827_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058827_video_v4.mp4</video:content_loc>
            <video:title>Gen z will never own anything</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Featured Video: https://www.youtube.com/watch?v=FOyCxNtaxmM

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058828/she-fell-in-love-with-her-psychiatrist</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058828_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058828_video_v4.mp4</video:content_loc>
            <video:title>She Fell In Love With Her Psychiatrist</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058829/this-is-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058829_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058829_video_v4.mp4</video:content_loc>
            <video:title>This is insane…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ Featured Videos:
 https://www.youtube.com/watch?v=2NDxhUX1cLw
 https://www.youtube.com/watch?v=g0Ya-yvwB9Q

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058830/showing-off-credit-card-debt-on-social-media</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058830_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058830_video_v4.mp4</video:content_loc>
            <video:title>Showing Off Credit Card Debt On Social Media</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058831/klarna-has-destroyed-the-middle-class</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058831_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058831_video_v4.mp4</video:content_loc>
            <video:title>Klarna has destroyed the middle class</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=R7H6cl3CHYY

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058832/ending-homeslessness-in-usa</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058832_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058832_video_v4.mp4</video:content_loc>
            <video:title>Ending Homeslessness in USA</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058833/they-borrows-for-college-now-theyre-all-victims</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058833_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058833_video_v4.mp4</video:content_loc>
            <video:title>They borrows for college, now they’re all “victims”</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=H7kqrJMz1cg

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058834/disabled-veterans-earned-these-benefits</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058834_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058834_video_v4.mp4</video:content_loc>
            <video:title>Disabled Veterans Earned These Benefits</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058835/these-economic-numbers-are-fake</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058835_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058835_video_v4_converted.mp4</video:content_loc>
            <video:title>These economic numbers are… fake?</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=pAJd5w1h4eo
▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058836/quitting-a-job-should-not-be-difficult</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058836_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058836_video_v4.mp4</video:content_loc>
            <video:title>Quitting A Job Should NOT Be Difficult</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058837/trump-administration-putting-an-end-to-food-stamps</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058837_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058837_video_v4.mp4</video:content_loc>
            <video:title>Trump administration putting an end to Food Stamps</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ UPGRADE TO *HAMMER ELITE* - YouTube has told us this is the BEST membership that has ever existed on this platform. Coming June 30th, 3 shows *A DAY* M-F. Thousands of hours of extra content.
You can upgrade by going on your computer --- go to this link https://www.youtube.com/@CalebHammer/membership --- click *upgrade* to the right of your profile icon at the top of the page. See you inside 🙂

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058838/its-getting-hard-to-live-in-america</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058838_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058838_video_v4.mp4</video:content_loc>
            <video:title>It’s Getting Hard To Live In America</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058839/paycheck-to-paycheck-rich-people</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058839_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058839_video_v4.mp4</video:content_loc>
            <video:title>“Paycheck to paycheck” rich people…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Original Video: https://www.youtube.com/watch?v=qtDIBJiuei4
▶ UPGRADE TO *HAMMER ELITE* - YouTube has told us this is the BEST membership that has ever existed on this platform. Coming June 30th, 3 shows *A DAY* M-F. Thousands of hours of extra content.
You can upgrade by going on your computer --- go to this link https://www.youtube.com/@CalebHammer/membership --- click *upgrade* to the right of your profile icon at the top of the page. See you inside 🙂

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058840/financial-audits-worst-couple</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058840_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058840_video_v4.mp4</video:content_loc>
            <video:title>Financial Audit’s worst couple…</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
Main Episode: https://www.youtube.com/watch?v=YIKKjK97QYc

▶ UPGRADE TO *HAMMER ELITE* - YouTube has told us this is the BEST membership that has ever existed on this platform. Coming June 30th, 3 shows *A DAY* M-F. Thousands of hours of extra content.
You can upgrade by going on your computer --- go to this link https://www.youtube.com/@CalebHammer/membership --- click *upgrade* to the right of your profile icon at the top of the page. See you inside 🙂

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058841/everyone-should-not-get-veteran-disability-forever</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058841_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058841_video_v4.mp4</video:content_loc>
            <video:title>Everyone SHOULD NOT Get Veteran Disability Forever!</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058842/the-internet-cant-agree-on-this-one-word</loc>
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            <video:content_loc>https://atto.videonest.co/1058842_video_v4.mp4</video:content_loc>
            <video:title>The Internet Can&apos;t Agree On THIS One Word...</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058843/usa-communists-are-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058843_thumbnail_resized_v2.webp</video:thumbnail_loc>
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            <video:title>USA communists are insane..</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058844/this-is-the-problem-with-veteran-disability</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058844_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058844_video_v4.mp4</video:content_loc>
            <video:title>This Is The Problem With Veteran Disability...</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058845/gen-z-cant-survive-outside-of-college</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058845_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058845_video_v4.mp4</video:content_loc>
            <video:title>Gen Z can’t survive outside of college</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058846/dollar50000-of-debt-for-twitch-donations</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058846_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058846_video_v4.mp4</video:content_loc>
            <video:title>$50,000 of debt for Twitch donations</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive
The Ramsey Show Original Video: https://www.youtube.com/watch?v=L6398lZQHDk

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058847/concerns-on-universal-based-income</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058847_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058847_video_v4.mp4</video:content_loc>
            <video:title>Concerns On Universal Based Income</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058848/tech-companies-are-firing-americans-and-applying-for-visa</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058848_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058848_video_v4.mp4</video:content_loc>
            <video:title>Tech Companies Are Firing Americans &amp; Applying For Visa!</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058849/tech-companies-are-doing-major-layoffs</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058849_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058849_video_v4.mp4</video:content_loc>
            <video:title>Tech Companies are doing MAJOR Layoffs</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058850/companies-are-hiring-women-and-firing-men</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058850_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058850_video_v4.mp4</video:content_loc>
            <video:title>Companies are hiring women and firing men?</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058851/you-need-to-be-prepared-when-losing-a-job</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058851_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058851_video_v4.mp4</video:content_loc>
            <video:title>You NEED To Be Prepared When Losing A Job</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058853/why-women-stop-talking-to-men</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058853_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058853_video_v4.mp4</video:content_loc>
            <video:title>Why women stop talking to men..</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

Original Video: https://www.youtube.com/watch?v=AfRWM5k6ek8

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058854/sydney-sweeney-controversy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058854_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058854_video_v4.mp4</video:content_loc>
            <video:title>Sydney Sweeney Controversy</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058855/stop-doing-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058855_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058855_video_v4.mp4</video:content_loc>
            <video:title>Stop Doing This..</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058856/australia-just-made-youtube-harder-for-kids-to-access</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058856_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058856_video_v4.mp4</video:content_loc>
            <video:title>Australia just made YouTube harder for kids to access</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058858/the-uk-is-actually-doing-this-censorship-gone-too-far</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058858_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058858_video_v4.mp4</video:content_loc>
            <video:title>The UK is Actually Doing This... Censorship Gone Too Far</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058859/the-job-market-got-worse-over-the-summer</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058859_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058859_video_v4.mp4</video:content_loc>
            <video:title>The Job Market Got Worse Over the Summer</video:title>
            <video:description></video:description>
            <video:publication_date>2025-08-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058860/finance-influencers-exposed</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058860_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058860_video_v4.mp4</video:content_loc>
            <video:title>Finance Influencers exposed..</video:title>
            <video:description>Original Video: https://www.youtube.com/watch?app=desktop&amp;v=WT0KW--PWUI

Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058861/why-men-are-blaming-women-for-the-dating-struggle</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058861_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058861_video_v4.mp4</video:content_loc>
            <video:title>Why Men Are Blaming Women for the Dating Struggle</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058862/trump-fired-his-top-bureau-of-labor-statistics</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058862_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058862_video_v4.mp4</video:content_loc>
            <video:title>Trump FIRED His Top Bureau of Labor Statistics</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058863/klarna-debt-is-getting-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058863_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058863_video_v4.mp4</video:content_loc>
            <video:title>Klarna debt is getting insane</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058864/men-arent-approaching-women-and-its-womens-fault</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1058864_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1058864_video_v4.mp4</video:content_loc>
            <video:title>Men Aren’t Approaching Women… And It’s Women’s Fault!</video:title>
            <video:description>Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1058865/day-trading-youtuber-responds-to-coffeezilla</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1058865_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1058865_video_v4.mp4</video:content_loc>
            <video:title>Day Trading Youtuber Responds To Coffeezilla</video:title>
            <video:description>Original video: https://youtu.be/33PypsU6-m4?si=cwNYcmJ5k1hsdp7e

Join my livestreams *HERE* : https://linktr.ee/calebhammerlive

▶ *FREE BONUS EPISODES* - I am personally paying for your Hammer *ELITE* subscription for the first month https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join Sign up for *ELITE* and I&apos;ll send you a digital gift card covering the $10 cost. In today&apos;s post show, IT&apos;S EVEN WORST THAN WE THOUGHT- I make him call his parents, and things go off the rails...

Submit proof of purchase at https://hammerelite.com for reimbursement.

▶▶ *MAJOR ANNOUNCEMENT* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ plus you get the cookbook signed by me when you join!

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode&apos;s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium.

2. Checking &amp; Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&amp;adnetwork=brand *affiliate link

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-08-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1059426/college-is-a-scam</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/wsEgPLXQacM_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/wsEgPLXQacM_video_v3.mp4</video:content_loc>
            <video:title>College is a Scam!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060169/she-is-drowning-in-dollar200k-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/W9ixF38mm0I_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/W9ixF38mm0I_video_v3_converted.mp4</video:content_loc>
            <video:title>She Is DROWNING in $200k+ Debt</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060348/they-want-to-abolish-prisons</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/CVO3bVKvvlg_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/CVO3bVKvvlg_video_v3_converted.mp4</video:content_loc>
            <video:title>They want to abolish prisons</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060378/the-racial-divide-behind-wokeness</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/Z4wO8mwYMUg_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/Z4wO8mwYMUg_video_v3_converted.mp4</video:content_loc>
            <video:title>The Racial Divide Behind Wokeness</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060609/the-us-is-officially-in-a-recession</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/oayAB0xs-FM_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/oayAB0xs-FM_video_v3.mp4</video:content_loc>
            <video:title>The US is officially in a recession...</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=d2CpC-G9cBw

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060674/hating-cats-misogynist</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/gq3r6GlazXI_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/gq3r6GlazXI_video_v3.mp4</video:content_loc>
            <video:title>Hating Cats Misogynist</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060711/walkable-cities-are-fatphobic</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/8onKxyZbDOs_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/8onKxyZbDOs_video_v3.mp4</video:content_loc>
            <video:title>Walkable Cities Are Fatphobic!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060752/wokeness-is-out-of-control</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/vhjvI9oe96I_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/vhjvI9oe96I_video_v3.mp4</video:content_loc>
            <video:title>Wokeness Is Out of Control</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060755/american-hoas-are-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/JOkg9gN9xoA_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/JOkg9gN9xoA_video_v3.mp4</video:content_loc>
            <video:title>American HOAs are insane...</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060962/can-i-get-these-losers-to-find-love</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/OJCoLPYRlPM_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/OJCoLPYRlPM_video_v3.mp4</video:content_loc>
            <video:title>Can I get these losers to find love?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1060987/the-problem-with-face-dependent-content</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/ASjad63IuGw_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/ASjad63IuGw_video_v3.mp4</video:content_loc>
            <video:title>The Problem With Face Dependent Content</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1061097/these-people-are-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/vCViJcyodk0_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/vCViJcyodk0_video_v3.mp4</video:content_loc>
            <video:title>THESE PEOPLE ARE INSANE</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1061220/dollar72k-debt-for-teachers-master-degree</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/69LQdOZyscs_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/69LQdOZyscs_video_v3.mp4</video:content_loc>
            <video:title>$72k Debt For Teachers Master Degree!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1073729/financial-audit-has-its-haters</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/EBV2qFVrXSU_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/EBV2qFVrXSU_video_v3.mp4</video:content_loc>
            <video:title>Financial Audit Has Its Haters…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1084504/how-do-you-not-know-you-have-an-std</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/xD-uKT4w2Ok_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/xD-uKT4w2Ok_video_v3.mp4</video:content_loc>
            <video:title>How Do You NOT Know You Have an STD</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1084537/how-ive-invested-in-2025-so-far</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/HyAl_Eo4ccQ_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/HyAl_Eo4ccQ_video_v3_converted.mp4</video:content_loc>
            <video:title>How I’ve invested in 2025 so far</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=_-nMc9LkDAA

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1084606/she-got-fired-for-this</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/UagERz2jGes_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/UagERz2jGes_video_v3.mp4</video:content_loc>
            <video:title>She Got FIRED For This!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1084647/she-doesnt-respect-you-unless-you-make-dollar100000-a-year</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/vQY3etuLeO4_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/vQY3etuLeO4_video_v3.mp4</video:content_loc>
            <video:title>She doesn’t respect you unless you make $100,000 a year</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=DHTpP9p3IYY

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1108967/they-are-afraid-of-having-a-gay-son</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/hHEAoNZNE6A_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/hHEAoNZNE6A_video_v3.mp4</video:content_loc>
            <video:title>They are afraid of having a gay son</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=3nHnajX00B4

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1109054/i-will-never-pay-my-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/67gE-LQDW6M_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/67gE-LQDW6M_video_v3.mp4</video:content_loc>
            <video:title>“I will NEVER pay my student loans”</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1109103/what-pushed-me-to-invest-right-now</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/ibrwZQn_1BQ_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/ibrwZQn_1BQ_video_v3.mp4</video:content_loc>
            <video:title>What Pushed Me to Invest Right Now</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1109209/dating-apps-are-a-scam</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/XX-SlM0bWdE_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/XX-SlM0bWdE_video_v3.mp4</video:content_loc>
            <video:title>Dating Apps Are A Scam</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1109298/is-it-time-for-the-market-to-crash</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/04PCovRj71I_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/04PCovRj71I_video_v3.mp4</video:content_loc>
            <video:title>Is it time for the market to crash?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=AuXYXih0wVA

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1109471/this-guy-is-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/Yqh14UavbTk_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/Yqh14UavbTk_video_v3.mp4</video:content_loc>
            <video:title>This guy is INSANE</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1109559/confronting-my-biggest-fear</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/H2RxeRiHBRE_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/H2RxeRiHBRE_video_v3.mp4</video:content_loc>
            <video:title>Confronting My Biggest Fear</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1111671/i-cant-believe-shes-paying-this-car-payment</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/RWvACInRctM_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/RWvACInRctM_video_v3.mp4</video:content_loc>
            <video:title>I Can’t Believe She’s Paying This Car Payment</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1111810/she-really-believes-i-am-dangerous</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/YpWm60x38Cc_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/YpWm60x38Cc_video_v3.mp4</video:content_loc>
            <video:title>She Really Believes I Am Dangerous…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1119677/fat-activists-are-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/selXT4MqkKA_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/selXT4MqkKA_video_v3.mp4</video:content_loc>
            <video:title>Fat activists are insane</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=_ypeyzfD4no&amp;t=205s

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121416/young-people-are-struggling</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121416_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121416_video_v4.mp4</video:content_loc>
            <video:title>Young People Are STRUGGLING</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121417/the-fed-rate-seriously-changed-everything</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121417_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121417_video_v4.mp4</video:content_loc>
            <video:title>The Fed Rate Seriously Changed Everything</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121418/responding-to-the-caleb-hammer-controversy</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1121418_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1121418_video_v4.mp4</video:content_loc>
            <video:title>Responding to the Caleb Hammer controversy</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@CalebHammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121419/i-am-disgusted</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121419_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121419_video_v4.mp4</video:content_loc>
            <video:title>I AM DISGUSTED!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121420/60percent-of-student-loans-borrowers-refuse-to-pay</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1121420_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1121420_video_v4.mp4</video:content_loc>
            <video:title>60% of student loans borrowers refuse to pay</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121421/are-tariffs-really-increasing-prices</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121421_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121421_video_v4.mp4</video:content_loc>
            <video:title>Are Tariffs REALLY Increasing Prices!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121422/affirm-vs-klarna</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121422_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121422_video_v4.mp4</video:content_loc>
            <video:title>Affirm Vs. Klarna</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121423/the-most-frugal-guy-ever</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121423_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121423_video_v4.mp4</video:content_loc>
            <video:title>The Most FRUGAL Guy Ever!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121424/the-most-disgusting-guy-ever</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121424_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121424_video_v4.mp4</video:content_loc>
            <video:title>The Most DISGUSTING Guy Ever!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121425/the-business-model-of-klarna</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121425_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121425_video_v4.mp4</video:content_loc>
            <video:title>The Business Model Of Klarna</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121426/they-really-fear-having-a-gay-son</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121426_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121426_video_v4.mp4</video:content_loc>
            <video:title>They Really Fear Having a Gay Son</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121427/she-is-never-paying-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121427_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121427_video_v4.mp4</video:content_loc>
            <video:title>She Is NEVER Paying Student Loans</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121428/crazy-how-student-loans-dont-exist-to-him</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121428_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121428_video_v4.mp4</video:content_loc>
            <video:title>Crazy How Student Loans Don’t Exist to Him</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121429/dollar100k-in-student-loans-for-nursing</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121429_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121429_video_v4.mp4</video:content_loc>
            <video:title>$100k In Student Loans For Nursing!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121430/the-worst-thing-about-gen-z</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121430_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121430_video_v4.mp4</video:content_loc>
            <video:title>The Worst Thing About Gen Z</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121431/boomers-worked-harder-than-gen-z</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121431_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121431_video_v4.mp4</video:content_loc>
            <video:title>Boomers Worked Harder Than Gen Z!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121432/the-us-job-market-has-officially-collapsed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121432_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121432_video_v4.mp4</video:content_loc>
            <video:title>The US job market has officially collapsed</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=2JvZYSHsyyo

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121433/loyalty-in-the-corporate-world</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121433_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121433_video_v4.mp4</video:content_loc>
            <video:title>Loyalty In The Corporate World</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121434/the-problem-with-gen-z</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121434_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121434_video_v4.mp4</video:content_loc>
            <video:title>The Problem with Gen Z</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121435/my-thoughts-on-charlie-kirks-assassination</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121435_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121435_video_v4.mp4</video:content_loc>
            <video:title>My Thoughts On Charlie Kirk’s Assassination</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121436/fed-rate-just-just-changed-everything</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1121436_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1121436_video_v4.mp4</video:content_loc>
            <video:title>Fed rate just just changed everything…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=eAlHxZ3yR5U

*Featured Video* : https://www.youtube.com/watch?v=8g12eucsuRk

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121437/gen-z-using-ai-as-a-therapist</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121437_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121437_video_v4.mp4</video:content_loc>
            <video:title>Gen-Z Using AI as a Therapist</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121438/ai-is-ruining-gen-z</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121438_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121438_video_v4.mp4</video:content_loc>
            <video:title>AI Is Ruining Gen Z</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121439/the-harsh-reality-of-living-in-las-vegas</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121439_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121439_video_v4.mp4</video:content_loc>
            <video:title>The Harsh Reality of Living in Las Vegas</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121440/las-vegas-facing-layoffs</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121440_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121440_video_v4.mp4</video:content_loc>
            <video:title>Las Vegas Facing Layoffs</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121441/financial-audits-most-disgusting-couple</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1121441_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1121441_video_v4.mp4</video:content_loc>
            <video:title>Financial Audit’s Most Disgusting Couple?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : http://youtube.com/watch?v=tkcUdMTyzhQ

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121442/she-actually-said-she-hates-her-siblings</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121442_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121442_video_v4.mp4</video:content_loc>
            <video:title>She Actually Said She Hates Her Siblings</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121443/las-vegas-tourism-is-declining</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121443_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121443_video_v4.mp4</video:content_loc>
            <video:title>Las Vegas Tourism Is Declining…</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121444/american-hoas-are-out-of-control</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121444_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121444_video_v4.mp4</video:content_loc>
            <video:title>American HOAs Are OUT of Control</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121445/this-is-not-how-you-get-hired</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121445_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121445_video_v4.mp4</video:content_loc>
            <video:title>This Is NOT How You Get Hired</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121446/do-ceos-make-too-much-money</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1121446_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1121446_video_v4.mp4</video:content_loc>
            <video:title>Do CEOs make too much money?</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=GelYXVJZ-EI

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121447/not-everything-is-political</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121447_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121447_video_v4.mp4</video:content_loc>
            <video:title>Not Everything Is Political!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121448/klarna-is-literally-evil</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121448_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121448_video_v4.mp4</video:content_loc>
            <video:title>Klarna is literally evil</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=411aCnggVlI&amp;t=444s

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121449/what-financial-audit-really-focuses-on</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121449_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121449_video_v4.mp4</video:content_loc>
            <video:title>What Financial Audit REALLY Focuses On</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121450/i-cant-believe-she-wants-a-man-with-no-job</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121450_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121450_video_v4.mp4</video:content_loc>
            <video:title>I Can’t Believe She Wants a Man With No Job</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121451/finding-a-job-is-hard</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121451_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121451_video_v4.mp4</video:content_loc>
            <video:title>Finding A Job Is HARD!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121452/genz-and-boomers-fight-over-working</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1121452_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1121452_video_v4.mp4</video:content_loc>
            <video:title>GenZ and Boomers fight over working</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=JCvs5_TJSXM

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121453/a-better-solution-than-social-security</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121453_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121453_video_v4.mp4</video:content_loc>
            <video:title>A Better Solution Than Social Security</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121454/the-housing-market-is-finished</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1121454_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1121454_video_v4.mp4</video:content_loc>
            <video:title>The housing market is finished</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Featured Video: https://www.youtube.com/watch?v=AgLgHzxoLQg

▶Featured Video: https://www.youtube.com/watch?v=UiERV0MLFQA&amp;t=360s

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1121455/charlie-kirk</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1121455_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1121455_video_v4.mp4</video:content_loc>
            <video:title>Charlie Kirk</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1123426/stop-fearing-investments</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1123426_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1123426_video_v4.mp4</video:content_loc>
            <video:title>Stop Fearing Investments!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1123427/if-interest-rates-drop-housing-market-shifts</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1123427_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1123427_video_v4.mp4</video:content_loc>
            <video:title>If Interest Rates Drop… Housing Market Shifts</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1123428/the-best-way-to-find-a-job</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1123428_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1123428_video_v4.mp4</video:content_loc>
            <video:title>The Best Way To Find A Job!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-24T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1123429/gen-z-is-broke</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1123429_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1123429_video_v4.mp4</video:content_loc>
            <video:title>Gen Z is Broke!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1123430/are-trumps-tariffs-destroying-the-economy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1123430_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1123430_video_v4.mp4</video:content_loc>
            <video:title>Are Trump’s Tariffs destroying the economy?</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=UXT0H2dItos

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@CalebHammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-23T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124043/us-job-market-has-officially-collapsed</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1124043_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1124043_video_v4.mp4</video:content_loc>
            <video:title>US job market has officially collapsed</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@CalebHammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124044/living-on-debt-is-insane</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124044_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124044_video_v4.mp4</video:content_loc>
            <video:title>Living On Debt Is INSANE!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124045/collections-when-to-pay</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124045_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124045_video_v4.mp4</video:content_loc>
            <video:title>Collections… When To Pay</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124046/credit-scores-falling-hard-since-the-great-recession</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124046_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124046_video_v4.mp4</video:content_loc>
            <video:title>Credit Scores Falling Hard Since The Great Recession</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124047/these-tiktok-moms-need-to-be-arrested</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124047_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124047_video_v4.mp4</video:content_loc>
            <video:title>These TikTok moms need to be arrested</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=gYK98on0RTs

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@CalebHammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-25T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124320/how-to-avoid-wages-being-garnished</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124320_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124320_video_v4.mp4</video:content_loc>
            <video:title>How To Avoid Wages Being Garnished!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124665/i-make-fun-of-everyone</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124665_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124665_video_v4.mp4</video:content_loc>
            <video:title>I Make Fun Of EVERYONE!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124666/guests-fighting-to-be-on-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124666_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124666_video_v4.mp4</video:content_loc>
            <video:title>Guests Fighting To Be On Financial Audit!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124667/i-am-fat-shaming-people</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124667_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124667_video_v4.mp4</video:content_loc>
            <video:title>I Am Fat Shaming People?!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124668/she-wants-college-to-be-free</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124668_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124668_video_v4.mp4</video:content_loc>
            <video:title>She Wants College To Be FREE!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1124831/people-think-i-am-caleb-hearon</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1124831_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1124831_video_v4.mp4</video:content_loc>
            <video:title>People Think I Am Caleb Hearon!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-27T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320032/is-this-house-really-clean</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1320032_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1320032_video_v4.mp4</video:content_loc>
            <video:title>Is This House REALLY Clean?!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320033/overfeeding-is-abuse</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1320033_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1320033_video_v4.mp4</video:content_loc>
            <video:title>OVERFEEDING Is Abuse</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320049/obesity-is-not-healthy</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1320049_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1320049_video_v4.mp4</video:content_loc>
            <video:title>Obesity is NOT HEALTHY!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320050/60percent-of-college-grads-are-unemployed</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1320050_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1320050_video_v4.mp4</video:content_loc>
            <video:title>60% of College Grads Are Unemployed</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=IeTFpsuCor8

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@CalebHammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-30T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320051/fat-positivity-isnt-always-positive</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1320051_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1320051_video_v4.mp4</video:content_loc>
            <video:title>Fat Positivity Isn’t Always Positive</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320052/i-am-not-a-bully</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1320052_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1320052_video_v4.mp4</video:content_loc>
            <video:title>I Am NOT A Bully!!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320053/people-saying-i-shame-veterans</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1320053_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1320053_video_v4.mp4</video:content_loc>
            <video:title>People Saying I Shame Veterans!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320055/stay-at-home-mom-took-lazy-to-another-level</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1320055_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1320055_video_v4.mp4</video:content_loc>
            <video:title>Stay At Home Mom Took Lazy To Another Level</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-29T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320056/fat-activism-on-flights</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1320056_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1320056_video_v4.mp4</video:content_loc>
            <video:title>Fat Activism On Flights</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1320057/my-rule-about-being-too-fat</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1320057_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1320057_video_v4.mp4</video:content_loc>
            <video:title>My Rule About Being Too Fat</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-28T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1366476/caitlin-clark-is-carrying-the-wnba</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1366476_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1366476_video_v4.mp4</video:content_loc>
            <video:title>Caitlin Clark is CARRYING The WNBA</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1366730/does-the-wnba-revenue-share-need-changed</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1366730_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1366730_video_v4.mp4</video:content_loc>
            <video:title>Does The WNBA Revenue Share Need Changed?</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1366731/wnba-can-soon-be-profitable</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1366731_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1366731_video_v4.mp4</video:content_loc>
            <video:title>WNBA Can SOON Be Profitable!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-01T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1367205/finances-are-a-big-problem-in-her-marriage</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1367205_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1367205_video_v4.mp4</video:content_loc>
            <video:title>Finances Are A BIG PROBLEM In Her Marriage</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1367206/dealing-with-taxes-in-new-york-city</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1367206_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1367206_video_v4.mp4</video:content_loc>
            <video:title>Dealing With Taxes In New York City…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-02T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377373/why-guests-get-nervous-on-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/1PEEJhpvU8M_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/1PEEJhpvU8M_video_v4.mp4</video:content_loc>
            <video:title>Why Guests Get Nervous On Financial Audit</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377454/her-dating-life-is-brutal</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/cFwureM-vqM_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/cFwureM-vqM_video_v4.mp4</video:content_loc>
            <video:title>Her Dating Life Is Brutal…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377487/college-graduates-struggling-to-find-a-job</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/Pdx7P-UY74Y_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/Pdx7P-UY74Y_video_v4.mp4</video:content_loc>
            <video:title>College Graduates STRUGGLING To Find A Job…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-03T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377692/therapy-is-for-weak-people</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/ZHG_WLQWk7o_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/ZHG_WLQWk7o_video_v4.mp4</video:content_loc>
            <video:title>Therapy Is For Weak People</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377759/are-college-graduates-screwed</loc>
          <video:video>
            <video:thumbnail_loc>https://atto.videonest.co/K-rpVw2TAGg_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://atto.videonest.co/K-rpVw2TAGg_video_v4.mp4</video:content_loc>
            <video:title>Are College Graduates SCREWED?!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377943/she-is-alive-but-not-living</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377943_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377943_video_v4.mp4</video:content_loc>
            <video:title>She Is Alive But Not Living</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-04T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377944/crybabies-think-work-is-a-scam</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377944_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377944_video_v4.mp4</video:content_loc>
            <video:title>Crybabies think work is a “scam”</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=h2gytzWJ_Gs

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377945/why-crime-dropped-in-san-francisco</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377945_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377945_video_v4.mp4</video:content_loc>
            <video:title>Why Crime Dropped in San Francisco</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377946/should-we-end-the-prison-system</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377946_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377946_video_v4.mp4</video:content_loc>
            <video:title>Should We End the Prison System</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377947/taxpayers-fund-the-prison-system</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377947_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377947_video_v4.mp4</video:content_loc>
            <video:title>Taxpayers Fund the Prison System</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377948/i-started-crying</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377948_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377948_video_v4.mp4</video:content_loc>
            <video:title>I started crying..</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377949/shes-done-with-nursing</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377949_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377949_video_v4.mp4</video:content_loc>
            <video:title>She&apos;s Done With Nursing</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377950/she-failed-her-nursing-exam</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377950_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377950_video_v4.mp4</video:content_loc>
            <video:title>She FAILED Her Nursing Exam</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377951/las-vegas-is-officially-in-a-recession</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377951_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377951_video_v4.mp4</video:content_loc>
            <video:title>Las Vegas is officially in a recession</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377952/drowning-in-student-loan-stress</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377952_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377952_video_v4.mp4</video:content_loc>
            <video:title>Drowning in Student Loan Stress</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377953/she-couldnt-even-survive-the-first-week</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377953_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377953_video_v4.mp4</video:content_loc>
            <video:title>She Couldn’t Even Survive the First Week!</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377954/she-cannot-keep-a-job</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377954_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377954_video_v4.mp4</video:content_loc>
            <video:title>She Cannot Keep A Job</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377955/men-do-not-like-nice-women</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377955_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377955_video_v4.mp4</video:content_loc>
            <video:title>Men Do Not Like Nice Women</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : 

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@calebhammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1377956/responding-caleb-hammer-is-evil</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1377956_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1377956_video_v4.mp4</video:content_loc>
            <video:title>Responding: Caleb Hammer is evil</video:title>
            <video:description>▶Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

▶Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

▶Get your own free Hammer Financial Score: https://www.calebhammer.com

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
▶More Content

1. Caleb Hammer/Financial Audit: https://www.youtube.com/@CalebHammer

2. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups

3. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

4. My socials: https://stan.store/calebhammer

5. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-09-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1378212/i-stream-sniped-yourrage</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1378212_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1378212_video_v4.mp4</video:content_loc>
            <video:title>I Stream Sniped YourRAGE!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1378213/why-i-pay-my-employees-top-dollar</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1378213_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1378213_video_v4.mp4</video:content_loc>
            <video:title>Why I Pay My Employees Top Dollar…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1378214/financial-audit-is-moving-to-new-york-city</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1378214_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1378214_video_v4.mp4</video:content_loc>
            <video:title>Financial Audit Is Moving to New York City!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1378215/thousands-in-debt-to-stalk-women</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1378215_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1378215_video_v4.mp4</video:content_loc>
            <video:title>Thousands in debt to stalk women</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@CalebHammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1378563/the-government-shut-down</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1378563_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1378563_video_v4.mp4</video:content_loc>
            <video:title>The Government Shut Down</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1378797/democrats-explaining-why-the-government-shut-down</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1378797_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1378797_video_v4.mp4</video:content_loc>
            <video:title>Democrats Explaining WHY The Government Shut Down…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1378798/republicans-explaining-why-the-government-shut-down</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1378798_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1378798_video_v4.mp4</video:content_loc>
            <video:title>Republicans Explaining WHY The Government Shut Down…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-06T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1401644/they-exposed-my-secrets</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1401644_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1401644_video_v4.mp4</video:content_loc>
            <video:title>They exposed my secrets…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@CalebHammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1401645/i-refuse-to-be-owned-by-a-political-party</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1401645_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1401645_video_v4.mp4</video:content_loc>
            <video:title>I Refuse To Be Owned By a Political Party</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1401646/extremists-in-politics-hate-me</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1401646_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1401646_video_v4.mp4</video:content_loc>
            <video:title>Extremists In Politics HATE Me</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1401647/working-a-job-has-never-been-easier</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1401647_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1401647_video_v4.mp4</video:content_loc>
            <video:title>Working a Job Has NEVER Been Easier</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-07T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1401861/the-harsh-truth-about-graduating-in-2025</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1401861_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1401861_video_v4.mp4</video:content_loc>
            <video:title>The Harsh Truth About Graduating in 2025</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1402010/democrats-and-republicans-can-agree-on-this</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1402010_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1402010_video_v4.mp4</video:content_loc>
            <video:title>Democrats &amp; Republicans Can Agree On This</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1402011/renovations-at-the-white-house</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1402011_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1402011_video_v4.mp4</video:content_loc>
            <video:title>Renovations at the White House</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@CalebHammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-08T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1402622/how-i-meet-guests-before-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1402622_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1402622_video_v4.mp4</video:content_loc>
            <video:title>How I Meet Guests Before Financial Audit</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1402623/getting-a-job-is-losing-freedom</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1402623_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1402623_video_v4.mp4</video:content_loc>
            <video:title>Getting A Job Is Losing Freedom?!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1402624/i-love-veteran-disability</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1402624_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1402624_video_v4.mp4</video:content_loc>
            <video:title>I LOVE Veteran Disability</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1402625/the-most-famous-guest-on-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1402625_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1402625_video_v4.mp4</video:content_loc>
            <video:title>The Most Famous Guest on Financial Audit</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-09T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1403101/the-process-before-filming-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/Qf02-Hv5-8c_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/Qf02-Hv5-8c_video_v4.mp4</video:content_loc>
            <video:title>The Process Before Filming Financial Audit!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1403251/financial-audit-employees-rating-their-job</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1403251_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1403251_video_v4.mp4</video:content_loc>
            <video:title>Financial Audit Employees Rating Their Job!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1403252/the-worst-job-ever</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1403252_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1403252_video_v4.mp4</video:content_loc>
            <video:title>The WORST Job Ever!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-10T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1403367/inside-our-financial-audit-office</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/dAOQ9jfor6Y_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/dAOQ9jfor6Y_video_v4.mp4</video:content_loc>
            <video:title>Inside OUR Financial Audit Office!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1403406/i-cant-work-without-my-coffee-creamer</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/Ndi6HLDIhdE_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/Ndi6HLDIhdE_video_v4.mp4</video:content_loc>
            <video:title>I Can’t Work Without My Coffee Creamer</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-11T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1403633/real-estate-agents-are-screwed</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1403633_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1403633_video_v4.mp4</video:content_loc>
            <video:title>Real Estate Agents Are SCREWED</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1403634/the-housing-market-is-done</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1403634_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1403634_video_v4.mp4</video:content_loc>
            <video:title>The Housing Market is DONE</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1403635/my-secrets-are-exposed</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1403635_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1403635_video_v4.mp4</video:content_loc>
            <video:title>My Secrets Are EXPOSED…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-12T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1404165/a-man-should-not-pay-for-the-first-date</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1404165_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1404165_video_v4.mp4</video:content_loc>
            <video:title>A Man SHOULD NOT Pay For The First Date</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1404166/nyc-is-not-disgusting</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1404166_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1404166_video_v4.mp4</video:content_loc>
            <video:title>NYC Is NOT Disgusting!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1404167/should-i-move-to-nyc</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1404167_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1404167_video_v4.mp4</video:content_loc>
            <video:title>Should I Move To NYC?</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-13T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1406494/brandon-takes-the-lie-detector-test</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1406494_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1406494_video_v4.mp4</video:content_loc>
            <video:title>Brandon Takes The Lie Detector Test</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1406495/ban-the-non-tippers-at-restaurants</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1406495_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1406495_video_v4.mp4</video:content_loc>
            <video:title>Ban The Non Tippers At Restaurants</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1406496/money-can-buy-happiness</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1406496_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1406496_video_v4.mp4</video:content_loc>
            <video:title>Money CAN Buy Happiness</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-14T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1408959/the-legal-drinking-age-should-be-lowered</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1408959_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1408959_video_v4.mp4</video:content_loc>
            <video:title>The LEGAL Drinking Age Should Be Lowered</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1408960/should-old-people-be-allowed-to-vote</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1408960_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1408960_video_v4.mp4</video:content_loc>
            <video:title>Should Old People Be Allowed To Vote?!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1408961/shes-falling-behind-on-retirement</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1408961_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1408961_video_v4.mp4</video:content_loc>
            <video:title>She’s Falling Behind On Retirement</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-15T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1409293/brandons-future-girlfriend</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1409293_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1409293_video_v4.mp4</video:content_loc>
            <video:title>Brandon&apos;s Future Girlfriend!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1409611/the-most-emotional-financial-audit-ever</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1409611_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1409611_video_v4.mp4</video:content_loc>
            <video:title>The Most EMOTIONAL Financial Audit EVER!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1409612/use-this-trick-to-get-a-pay-increase</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1409612_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1409612_video_v4.mp4</video:content_loc>
            <video:title>Use This Trick To Get A Pay Increase</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-16T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1411068/this-guest-used-her-disability</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1411068_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1411068_video_v4.mp4</video:content_loc>
            <video:title>This Guest USED Her Disability…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1411291/this-guests-therapist-completely-failed-her</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1411291_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1411291_video_v4.mp4</video:content_loc>
            <video:title>This Guest’s Therapist Completely Failed Her</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1411292/this-financeial-audit-took-an-unexpected-turn</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1411292_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1411292_video_v4.mp4</video:content_loc>
            <video:title>This Financeial Audit Took An Unexpected Turn</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-17T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1417095/i-didnt-think-dating-could-get-this-dangerous</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1417095_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1417095_video_v4.mp4</video:content_loc>
            <video:title>I Didn’t Think Dating Could Get This Dangerous</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1417096/intense-game-of-mafia</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1417096_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1417096_video_v4.mp4</video:content_loc>
            <video:title>INTENSE Game Of Mafia!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1417097/why-men-are-not-dating-anymore</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1417097_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1417097_video_v4.mp4</video:content_loc>
            <video:title>Why Men Are Not Dating Anymore…</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-19T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1417098/this-lady-is-insufferable</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1417098_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1417098_video_v4.mp4</video:content_loc>
            <video:title>This Lady Is INSUFFERABLE</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1417099/she-does-not-believe-in-money</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1417099_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1417099_video_v4.mp4</video:content_loc>
            <video:title>She Does Not Believe In Money</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1417100/i-need-her-on-financial-audit-asap</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1417100_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1417100_video_v4.mp4</video:content_loc>
            <video:title>I NEED Her On Financial Audit ASAP!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-18T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1417606/americans-struggling-to-pay-student-loans</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1417606_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1417606_video_v4.mp4</video:content_loc>
            <video:title>Americans STRUGGLING To Pay Student Loans</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1417607/college-needs-to-change</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1417607_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1417607_video_v4.mp4</video:content_loc>
            <video:title>College NEEDS To Change</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1417608/i-get-why-datings-so-hard-now</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1417608_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1417608_video_v4.mp4</video:content_loc>
            <video:title>I Get Why Dating’s So Hard Now</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-20T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1421997/dollar65k-in-credit-card-debt</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1421997_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1421997_video_v4.mp4</video:content_loc>
            <video:title>$65k In Credit Card Debt</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1421998/college-athletes-struggling-post-grad</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1421998_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1421998_video_v4.mp4</video:content_loc>
            <video:title>College Athletes STRUGGLING Post Grad</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1421999/a-college-degree-is-a-tool</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1421999_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1421999_video_v4.mp4</video:content_loc>
            <video:title>A College Degree Is A TOOL!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-21T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1422286/the-problem-with-gen-z</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1422286_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1422286_video_v4.mp4</video:content_loc>
            <video:title>The Problem With Gen Z</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1422287/housing-prices-are-crazy-expensive</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1422287_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1422287_video_v4.mp4</video:content_loc>
            <video:title>Housing Prices Are CRAZY Expensive</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1422435/she-is-feeling-lost-after-college</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1422435_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1422435_video_v4.mp4</video:content_loc>
            <video:title>She Is Feeling LOST After College</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-22T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1424431/she-lied-about-spending-dollar4k-on-shakira-tickets</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/dL3ggNhVzkw_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/dL3ggNhVzkw_video_v4.mp4</video:content_loc>
            <video:title>She LIED About Spending $4k On Shakira Tickets!</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-10-26T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1443139/he-purchased-mcdonalds-every-day-for-a-month</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1443139_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1443139_video_v5.mp4</video:content_loc>
            <video:title>He Purchased McDonald&apos;s EVERY DAY For a MONTH</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-11-05T00:00:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1479406/the-worst-call-weve-ever-had</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1479406_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1479406_video_v4.mp4</video:content_loc>
            <video:title>The worst call we&apos;ve ever had...</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-05T17:00:45.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1481252/odell-beckham-jr-says-dollar100m-isnt-a-lot</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1481252_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1481252_video_v4.mp4</video:content_loc>
            <video:title>Odell Beckham Jr. Says $100M Isn’t a Lot</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-05T20:36:18.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1481654/fbi-arrests-suspect-in-jan-6-pipe-bomb-case</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1481654_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1481654_video_v4.mp4</video:content_loc>
            <video:title>FBI arrests suspect in Jan. 6 pipe bomb case</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-06T22:00:08.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1481724/why-the-fck-would-she-move-to-kansas-or-hammer-it-out</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1481724_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1481724_video_v4.mp4</video:content_loc>
            <video:title>Why the f*ck would she move to Kansas? | Hammer it out</video:title>
            <video:description>📺 Live stream, VODs, and Discord for react suggestions: https://linktr.ee/calebhammerlive

*Featured Video* : https://www.youtube.com/watch?v=NP0sE4Jk6DE

🍿 Join Hammer *ELITE* and get access to 3 premium Caleb Hammer shows every day, M-F https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

*Learn more* : https://hammerelite.com

💰Get your own free Hammer Financial Score: https://www.calebhammer.com

💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don&apos;t overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book,  just submit proof of purchase here: https://tally.so/r/3xzPq5

💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/

🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸

___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻‍💻📓✍🏻💡

1. *I&apos;VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking &amp; Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
10:23 but wait, theres more!
20:11 thats a big f*cking number
35:55 poor guy is coping so hard
58:52 oh this isnt their first rodeo..
01:10:56 he came back (unlike my dad)
01:38:38 what an obnoxious creature
01:55:08 maybe you should want to fix your finances 

___________________________________________
▶More Content 🍿🎥📺🎞️🎬

1. Financial Audit: https://www.youtube.com/@calebhammer

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-06T23:22:01.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1487486/the-streamer-awards-were-a-disaster</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1487486_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1487486_video_v4.mp4</video:content_loc>
            <video:title>The streamer awards were a disaster..</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/PlECOXo7h7o

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-09T23:01:08.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1487487/bonnie-blue-arrested-by-muslims</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1487487_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1487487_video_v4.mp4</video:content_loc>
            <video:title>Bonnie Blue arrested by muslims...</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/PlECOXo7h7o

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-09T21:42:19.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1488065/i-want-my-parents-to-die-or-hammer-it-out</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1488065_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1488065_video_v4.mp4</video:content_loc>
            <video:title>I want my parents to die | Hammer it out</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/PlECOXo7h7o

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-10T21:00:06.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1488066/reddit-is-going-to-get-someone-killed</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1488066_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1488066_video_v4.mp4</video:content_loc>
            <video:title>Reddit is going to get someone killed</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/PlECOXo7h7o

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-10T19:00:07.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1488934/idubbbz-is-broke</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1488934_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1488934_video_v4.mp4</video:content_loc>
            <video:title>IDubbbz Is Broke!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-11T17:01:18.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489122/odell-beckham-jr-is-going-bankrupt</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489122_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489122_video_v4.mp4</video:content_loc>
            <video:title>Odell Beckham Jr. Is Going Bankrupt?!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-11T23:01:31.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489123/the-fed-just-changed-everything</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489123_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489123_video_v4.mp4</video:content_loc>
            <video:title>The Fed just changed everything</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: People are getting shot.. (Candace Owens, Tim Pool, Erika Kirk) | CHL #3
https://youtube.com/live/FAgE4if7yIU?feature=share

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-11T23:00:43.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489125/fbi-arrests-jan-6-suspect</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489125_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489125_video_v4.mp4</video:content_loc>
            <video:title>FBI Arrests Jan  6 Suspect</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-11T20:01:03.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489345/crying-because-she-committed-a-crime-Bl5wUZ3SGJ</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489345_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489345_video_v4.mp4</video:content_loc>
            <video:title>Crying because she committed a crime </video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-12T14:01:28.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489433/idubbbz-banned-me-from-his-twitch</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489433_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489433_video_v4.mp4</video:content_loc>
            <video:title>IDubbbz BANNED Me From His Twitch</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-12T17:01:18.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489537/odell-beckham-jr-is-completely-out-of-touch</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489537_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489537_video_v4.mp4</video:content_loc>
            <video:title>Odell Beckham Jr. Is COMPLETELY Out of Touch</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-12T23:00:07.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489538/i-look-like-hasan-piker</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489538_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489538_video_v4.mp4</video:content_loc>
            <video:title>I Look Like Hasan Piker!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-12T20:00:16.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489539/tiktoker-confronts-online-hater-in-person</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489539_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489539_video_v4.mp4</video:content_loc>
            <video:title>TikToker confronts online hater in person</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://www.youtube.com/live/PlECOXo7h7o

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-12T19:56:58.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489812/this-needs-to-happen-in-the-creator-community</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489812_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489812_video_v4.mp4</video:content_loc>
            <video:title>This NEEDS To Happen In The Creator Community!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-13T17:01:00.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489891/she-wants-to-leave-arizona-for-kansas</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489891_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489891_video_v4.mp4</video:content_loc>
            <video:title>She Wants To Leave Arizona For Kansas</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-13T23:01:06.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1489892/her-ex-did-what-with-the-dogs</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1489892_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1489892_video_v4.mp4</video:content_loc>
            <video:title>Her Ex Did WHAT With The Dogs?!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-13T20:00:27.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1490112/i-do-not-glaze-anyone</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1490112_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1490112_video_v4.mp4</video:content_loc>
            <video:title>I Do Not Glaze Anyone…</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-14T17:00:05.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1490260/this-actually-makes-me-mad</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1490260_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1490260_video_v4.mp4</video:content_loc>
            <video:title>This Actually Makes Me Mad…</video:title>
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-14T23:01:09.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1490261/my-college-roommate-tried-ruining-my-life</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1490261_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1490261_video_v4.mp4</video:content_loc>
            <video:title>My College Roommate Tried Ruining My Life…</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-14T20:00:32.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1490591/this-is-the-problem-with-china</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1490591_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1490591_video_v4.mp4</video:content_loc>
            <video:title>This Is The Problem With China....</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-15T17:00:13.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1491847/bonnie-blue-arrested-for-doing-this</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1491847_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1491847_video_v4.mp4</video:content_loc>
            <video:title>Bonnie Blue Arrested For Doing This</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-15T23:00:21.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1491848/i-hate-the-division-in-america</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1491848_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1491848_video_v4.mp4</video:content_loc>
            <video:title>I Hate The Division In America</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-15T20:00:41.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1492242/i-am-inviting-idubbbz-onto-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1492242_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1492242_video_v4.mp4</video:content_loc>
            <video:title>I Am Inviting IDubbbz Onto Financial Audit!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-16T17:00:43.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1492336/kai-cenat-looks-like-diddy-6a9hZRbymA</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1492336_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1492336_video_v4.mp4</video:content_loc>
            <video:title>Kai Cenat Looks Like Diddy</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-16T20:00:49.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1492377/these-are-the-worst-jokes-ive-ever-heard</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1492377_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1492377_video_v4.mp4</video:content_loc>
            <video:title>These Are the WORST Jokes I’ve Ever Heard</video:title>
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🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-16T23:00:30.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1492455/denims-just-got-exposed</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1492455_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1492455_video_v4.mp4</video:content_loc>
            <video:title>Denims just got exposed</video:title>
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🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-16T23:41:52.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1492711/he-wants-his-parents-to-die</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1492711_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1492711_video_v4.mp4</video:content_loc>
            <video:title>He Wants His Parents To Die….</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-17T20:00:26.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1492713/h3h3-lawsuit-hits-this-twitch-streamer-hard</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1492713_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1492713_video_v4.mp4</video:content_loc>
            <video:title>H3H3 Lawsuit Hits This Twitch Streamer HARD</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-17T17:00:24.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1492714/frogan-needs-to-come-on-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1492714_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1492714_video_v4.mp4</video:content_loc>
            <video:title>Frogan NEEDS to come on Financial Audit</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE:  https://www.youtube.com/live/MwXYyG-9css

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-17T14:01:24.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1492878/this-internet-drama-with-h3h3-and-kaceytron-is-crazy</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1492878_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1492878_video_v4.mp4</video:content_loc>
            <video:title>This Internet Drama With H3H3 &amp; Kaceytron Is CRAZY!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-17T23:00:03.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1493283/tim-pool-and-candace-owens-drama</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1493283_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1493283_video_v4.mp4</video:content_loc>
            <video:title>Tim Pool &amp; Candace Owens DRAMA</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-18T17:00:48.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1493441/doordash-driver-pepper-sprays-food</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1493441_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1493441_video_v4.mp4</video:content_loc>
            <video:title>Doordash Driver Pepper Sprays Food</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-18T23:01:05.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1493443/candace-owens-controversy-after-charlie-kirks-death</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1493443_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1493443_video_v4.mp4</video:content_loc>
            <video:title>Candace Owens Controversy After Charlie Kirk’s Death</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-18T20:00:03.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1493805/frogan-is-coming-for-me--eWDdHXeh5</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1493805_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1493805_video_v4.mp4</video:content_loc>
            <video:title>Frogan is coming for me</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/AlYJjBaJej4

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-19T02:42:31.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1494002/doordash-driver-controversy-over-sa-claim-5_HUXftXz3</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1494002_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1494002_video_v4.mp4</video:content_loc>
            <video:title>Doordash Driver Controversy Over SA Claim</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-19T17:00:12.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1494075/locked-up-for-a-joke</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1494075_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1494075_video_v4.mp4</video:content_loc>
            <video:title>Locked up for a joke</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://www.youtube.com/live/AlYJjBaJej4

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-19T19:00:08.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1494315/tiktoker-tracks-down-online-hater</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1494315_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1494315_video_v4.mp4</video:content_loc>
            <video:title>TikToker Tracks Down Online Hater</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-19T23:00:08.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1494316/she-needs-to-be-jailed</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1494316_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1494316_video_v4.mp4</video:content_loc>
            <video:title>She needs to be jailed</video:title>
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🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-19T21:01:09.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1494651/interest-rates-not-going-down-in-2026</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1494651_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1494651_video_v4.mp4</video:content_loc>
            <video:title>Interest Rates NOT Going Down in 2026!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-20T17:00:01.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1494765/the-truth-about-tariffs</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1494765_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1494765_video_v4.mp4</video:content_loc>
            <video:title>The TRUTH About Tariffs</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-20T23:00:01.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1494766/real-estate-will-never-be-the-same</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1494766_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1494766_video_v4.mp4</video:content_loc>
            <video:title>Real Estate Will NEVER Be The Same</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-20T20:00:50.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1495137/i-may-go-on-the-tim-pool-show</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1495137_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1495137_video_v4.mp4</video:content_loc>
            <video:title>I May Go on the Tim Pool Show!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-21T17:01:18.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1495275/denims-dislikes-financial-audit</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1495275_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1495275_video_v4.mp4</video:content_loc>
            <video:title>Denims DISLIKES Financial Audit</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-21T23:00:45.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1495276/an-objective-take-on-hasan</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1495276_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1495276_video_v4.mp4</video:content_loc>
            <video:title>An Objective Take on Hasan</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
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👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
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=============================
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*Want to be a guest on Financial Audit?*
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Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-21T20:00:28.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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          <loc>https://caleb-hammerlive.videonest.co/videos/1495742/the-australian-social-media-ban-is-wild-mrnF5FjtmN</loc>
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            <video:content_loc>https://nano.videonest.co/1495742_video_v4.mp4</video:content_loc>
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=============================
Master Your Money with Caleb Hammer
=============================
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⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
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👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
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👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
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👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
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=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-22T17:01:20.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1495972/financial-audit-is-not-stupid</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1495972_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1495972_video_v4.mp4</video:content_loc>
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
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00:00 Intro

=============================
Want more content?
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-22T23:00:26.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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          <loc>https://caleb-hammerlive.videonest.co/videos/1495973/racist-worker-at-cinnabon-gets-fired</loc>
          <video:video>
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            <video:content_loc>https://nano.videonest.co/1495973_video_v4.mp4</video:content_loc>
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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-22T20:00:19.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1496639/i-have-bad-days-on-financial-audit-a2UbUSEBXV</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1496639_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1496639_video_v4.mp4</video:content_loc>
            <video:title>I Have Bad Days on Financial Audit</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-23T17:00:48.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1496837/education-is-ruined-in-america-LdZpDI8BoF</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1496837_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1496837_video_v4.mp4</video:content_loc>
            <video:title>Education Is RUINED In America</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-23T23:00:05.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1496838/i-need-the-far-right-despising-me-JGXzrGNzWJ</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1496838_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1496838_video_v4.mp4</video:content_loc>
            <video:title>I NEED The Far Right DESPISING Me!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-23T20:00:12.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1497019/i-am-very-empathetic-oSyr3SDj6Y</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1497019_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1497019_video_v4.mp4</video:content_loc>
            <video:title>I Am VERY Empathetic</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-24T17:00:27.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1497319/the-far-left-despises-me-h6xvkJPSUA</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1497319_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1497319_video_v4.mp4</video:content_loc>
            <video:title>The Far Left DESPISES Me</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-24T20:00:32.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1497323/arbys-food-is-amazing-ns4A5EO9Tx</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1497323_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1497323_video_v4.mp4</video:content_loc>
            <video:title>Arby’s Food Is AMAZING!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-24T20:00:47.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1498025/inviting-frogan-onto-financial-audit-mE-gdqizJX</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1498025_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1498025_video_v4.mp4</video:content_loc>
            <video:title>Inviting Frogan Onto Financial Audit</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-26T17:00:50.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1498139/hasan-is-not-a-bad-person-a9PNo0Zsfv</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1498139_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1498139_video_v4.mp4</video:content_loc>
            <video:title>Hasan Is NOT A Bad Person</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-26T20:00:33.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1498205/uk-police-arrest-man-for-online-post-j5-A0f27l2</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1498205_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1498205_video_v4.mp4</video:content_loc>
            <video:title>UK Police Arrest Man for Online Post</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-26T23:00:05.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1498656/the-internet-cant-agree-on-charlie-kirk-vwLLw29wPC</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1498656_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1498656_video_v4.mp4</video:content_loc>
            <video:title>The Internet Can’t Agree on Charlie Kirk</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-27T20:00:45.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1498657/customer-has-bad-attitude-in-starbucks-qeIRct8Ce_</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1498657_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1498657_video_v4.mp4</video:content_loc>
            <video:title>Customer Has BAD Attitude In Starbucks</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-27T17:00:14.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1498738/i-will-stop-crashing-out-on-x-75lswmbve9</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1498738_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1498738_video_v4.mp4</video:content_loc>
            <video:title>I Will Stop Crashing Out On X</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-27T23:01:13.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1498941/he-has-never-watched-financial-audit-705KWytloS</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1498941_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1498941_video_v4.mp4</video:content_loc>
            <video:title>He Has NEVER Watched Financial Audit</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-28T20:00:57.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1499060/i-questioned-my-sexuality-for-years-VwNcLubC9_</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1499060_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1499060_video_v4.mp4</video:content_loc>
            <video:title>I Questioned My Sexuality for Years</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-28T23:01:11.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1499238/the-homelessness-crisis-in-california-CU8ob6euC9</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1499238_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1499238_video_v4.mp4</video:content_loc>
            <video:title>The Homelessness CRISIS In California</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-29T17:00:06.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1499427/man-arrested-in-the-uk-over-a-tweet-vMh7Ov7qbX</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1499427_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1499427_video_v4.mp4</video:content_loc>
            <video:title>Man Arrested in the UK Over a Tweet</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-29T20:00:40.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1499428/the-downfall-of-the-uk-uxEVj9nwV_</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1499428_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1499428_video_v4.mp4</video:content_loc>
            <video:title>The Downfall of the UK</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

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Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-29T17:00:43.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1499597/i-will-never-fake-financial-audit-KNxe3m74d3</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1499597_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1499597_video_v4.mp4</video:content_loc>
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
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=============================
*Chapters*
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=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-29T23:00:05.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1499818/the-concern-with-ai-in-the-workforce-moXbONx2gw</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1499818_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1499818_video_v4.mp4</video:content_loc>
            <video:title>The Concern With AI In The Workforce</video:title>
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🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-30T17:01:41.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1499894/the-survival-of-tpusa-IyNC3f9ZE6</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1499894_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1499894_video_v4.mp4</video:content_loc>
            <video:title>The Survival of TPUSA</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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IG: https://www.instagram.com/calebhammercomposer/
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-30T23:00:06.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1499896/budgeting-is-not-political-QzUiLbRpEX</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1499896_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1499896_video_v4.mp4</video:content_loc>
            <video:title>Budgeting Is NOT Political</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-30T20:00:06.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1500112/faze-banks-pedo-accusations-fTjftsS7b5</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1500112_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1500112_video_v4.mp4</video:content_loc>
            <video:title>Faze Banks Pedo Accusations</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/2u9exzkYw4o

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-31T16:32:17.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1500178/streamer-clavicular-arrest-situation-2Jg1iaNgRb</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1500178_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1500178_video_v4.mp4</video:content_loc>
            <video:title>Streamer Clavicular Arrest Situation </video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/2u9exzkYw4o

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2025-12-31T19:00:19.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1500792/i-got-cooked-on-this-tweet-FVUe5IwHCn</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1500792_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1500792_video_v4.mp4</video:content_loc>
            <video:title>I Got COOKED On This Tweet</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-02T20:00:46.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1500793/the-internet-is-divided-on-fat-shaming-_tBFEyyW19</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1500793_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1500793_video_v4.mp4</video:content_loc>
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-02T17:00:17.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1500940/breaking-news-on-denims-iAU7UU9OX_</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1500940_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1500940_video_v4.mp4</video:content_loc>
            <video:title>Breaking News On Denims</video:title>
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🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-02T23:01:08.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1501317/she-makes-me-want-to-crash-out-QefxzxKLbl</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1501317_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1501317_video_v4.mp4</video:content_loc>
            <video:title>She Makes Me Want To Crash Out</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-03T20:00:04.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1501318/the-most-rude-customer-at-buffet-ZuKr0Lc819</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1501318_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1501318_video_v4.mp4</video:content_loc>
            <video:title>The MOST RUDE Customer At Buffet</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-03T17:01:36.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1501422/free-speech-is-done-in-the-uk-ityzdQ_dg4</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1501422_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1501422_video_v4.mp4</video:content_loc>
            <video:title>Free Speech Is DONE In The UK</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-03T23:00:50.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1501654/the-infamous-daycare-in-minneapolis-H4Z6rex1yo</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1501654_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1501654_video_v4.mp4</video:content_loc>
            <video:title>The Infamous Daycare In Minneapolis</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-04T23:00:02.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1501655/conspiracy-with-charlie-kirk-s-murder-KPkZe1JyAV</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1501655_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1501655_video_v4.mp4</video:content_loc>
            <video:title>Conspiracy With Charlie Kirk&apos;s Murder</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
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=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-04T20:00:26.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1501656/questions-about-charlie-kirk-s-assassination-N7WXAPsKxT</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1501656_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1501656_video_v4.mp4</video:content_loc>
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🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-04T17:00:35.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1502407/my-taxes-are-being-wasted-O5RPEn7e2w</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1502407_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1502407_video_v4.mp4</video:content_loc>
            <video:title>My Taxes Are Being WASTED!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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=============================
*Connect with me!*
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IG: https://www.instagram.com/calebhammercomposer/
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-05T20:00:34.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1502408/faze-clan-is-officially-done-YzzCdJViVg</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1502408_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1502408_video_v4.mp4</video:content_loc>
            <video:title>Faze Clan Is Officially Done!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-05T17:00:59.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1502558/this-daycare-looks-suspicious-9-7gmVhyH0</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1502558_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1502558_video_v4.mp4</video:content_loc>
            <video:title>This Daycare Looks Suspicious</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-05T23:01:04.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1502822/the-fraud-in-minnesota-is-upsetting-5stfPZsqWs</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1502822_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1502822_video_v4.mp4</video:content_loc>
            <video:title>The Fraud In Minnesota Is UPSETTING!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-06T20:00:43.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1502823/stalking-has-gone-too-far-DmwkBkF1Lt</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1502823_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1502823_video_v4.mp4</video:content_loc>
            <video:title>Stalking Has Gone Too Far</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-06T17:00:25.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1502960/theyre-supporting-a-dictator-GlOsmxFrzg</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1502960_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1502960_video_v4.mp4</video:content_loc>
            <video:title>They’re Supporting a Dictator…</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-07T01:39:13.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1502961/tim-waltz-just-got-bodied-f39_IfxmYc</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1502961_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1502961_video_v4.mp4</video:content_loc>
            <video:title>Tim Waltz just got bodied </video:title>
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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-06T23:07:16.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1502962/the-innovation-of-content-rTWXjx3tIw</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1502962_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1502962_video_v4.mp4</video:content_loc>
            <video:title>The Innovation Of Content</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-06T23:01:20.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1503179/i-lost-weight-in-2025-8U-6By_cu7</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1503179_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1503179_video_v4.mp4</video:content_loc>
            <video:title>I lost weight in 2025!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-07T17:00:28.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1503254/sydney-sweeney-is-hot-erhX-_6QdU</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1503254_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1503254_video_v4.mp4</video:content_loc>
            <video:title>Sydney Sweeney Is HOT!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-07T20:00:49.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1503255/logan-paul-s-7-million-scam-0gWzpOYFvz</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1503255_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1503255_video_v4.mp4</video:content_loc>
            <video:title>Logan Paul&apos;s $7 Million Scam..</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/G-XZpZoi_Kw

🍿 Join Hammer *ELITE* for FREE for the month of January ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join
Submit proof of purchase at Hammerelite.com

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-07T19:00:52.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1503491/twitch-streamer-facing-a-potential-life-sentence-ISpB4r_yFN</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1503491_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1503491_video_v4.mp4</video:content_loc>
            <video:title>Twitch Streamer Facing A Potential Life Sentence</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
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👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-07T23:00:52.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1503763/faze-banks-pedo-accusations-mAy_HNmRoR</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1503763_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1503763_video_v4.mp4</video:content_loc>
            <video:title>Faze Banks Pedo Accusations</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-08T20:00:04.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1503765/my-message-to-faze-banks-E2kR0e-HN3</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1503765_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1503765_video_v4.mp4</video:content_loc>
            <video:title>My Message To Faze Banks</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-08T17:00:59.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1503901/socialist-cries-when-held-accountable-dPwKV_pc9U</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1503901_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1503901_video_v4.mp4</video:content_loc>
            <video:title>Socialist cries when held accountable</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/NfJ-0pR4iHg

🍿 Join Hammer *ELITE* for FREE ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join
Entire month of JANUARY Hammer Elite is Free submit proof of purchase at hammerelite.com

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl


=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $100: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-08T23:46:36.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1503902/faze-clan-collapsed-overnight-2X9vtZ2ulz</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1503902_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1503902_video_v4.mp4</video:content_loc>
            <video:title>Faze Clan Collapsed Overnight</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-08T23:00:10.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504281/the-klarna-glitch-is-exposed-IwBLJ3vZxZ</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504281_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504281_video_v4.mp4</video:content_loc>
            <video:title>The Klarna Glitch Is EXPOSED</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $100: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-09T20:00:32.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504282/craziest-planet-fitness-situation-i-ve-seen-WGMKj_hDLB</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504282_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504282_video_v4.mp4</video:content_loc>
            <video:title>Craziest Planet Fitness Situation I&apos;ve Seen</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/NfJ-0pR4iHg

🍿 Join Hammer *ELITE* for FREE ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join
Entire month of JANUARY Hammer Elite is Free submit proof of purchase at hammerelite.com

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $100: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-09T19:00:09.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504283/i-am-never-selling-hammer-media-Eutg4gOXlW</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504283_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504283_video_v4.mp4</video:content_loc>
            <video:title>I Am NEVER Selling Hammer Media</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $100: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-09T17:00:32.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504430/ice-shooting-just-got-crazier-7o3CEmsJQ3</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504430_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504430_video_v4.mp4</video:content_loc>
            <video:title>ICE shooting just got crazier</video:title>
            <video:description>🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/joinEntire month of JANUARY Hammer Elite is Free submit proof of purchase at hammerelite.com

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-09T23:56:53.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504431/tim-walz-career-is-over-K1vhRdOOkB</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504431_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504431_video_v4.mp4</video:content_loc>
            <video:title>Tim Walz Career Is Over</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $100: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-09T23:00:03.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504667/ideology-is-ruining-our-politics-ze-0Y7BKNz</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504667_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504667_video_v4.mp4</video:content_loc>
            <video:title>Ideology Is Ruining Our Politics</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $100: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-10T20:00:29.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504668/why-tim-walz-dropped-out-gzZR2Fd6sV</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504668_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504668_video_v4.mp4</video:content_loc>
            <video:title>Why Tim Walz Dropped Out</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $100: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-10T17:01:44.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504757/al-franken-should-not-of-resigned-MGxrcZ7Yek</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504757_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504757_video_v4.mp4</video:content_loc>
            <video:title>Al Franken Should NOT Of Resigned</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $100: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-10T23:00:30.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504934/life-is-better-without-communism-bCOFv4uQA2</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504934_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504934_video_v4.mp4</video:content_loc>
            <video:title>Life Is Better Without Communism</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-11T20:00:18.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1504935/criticisms-on-maduros-kidnapping-OktRUi_-2K</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1504935_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1504935_video_v4.mp4</video:content_loc>
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            <video:description>Watch this full episode of Caleb Hammer LIVE: 

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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
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👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
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=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-11T17:00:24.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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          <loc>https://caleb-hammerlive.videonest.co/videos/1505020/logan-paul-accused-of-new-scam-N3-FCjVtMU</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1505020_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1505020_video_v4.mp4</video:content_loc>
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
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👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-11T23:01:12.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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            <video:live>no</video:live>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1511205/i-got-invited-to-the-white-house-VDF7-Su-tT</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1511205_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1511205_video_v4.mp4</video:content_loc>
            <video:title>I Got Invited To The White House!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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IG: https://www.instagram.com/calebhammercomposer/
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-12T20:00:19.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1511207/hasans-take-on-maduro-situation-fkXkosbN4p</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1511207_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1511207_video_v4.mp4</video:content_loc>
            <video:title>Hasan’s Take On Maduro Situation</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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IG: https://www.instagram.com/calebhammercomposer/
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-12T17:01:40.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1511381/venezuelan-citizens-happy-about-maduro-kidnapping-UDCScCSJNv</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1511381_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1511381_video_v4.mp4</video:content_loc>
            <video:title>Venezuelan Citizens Happy About Maduro Kidnapping</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-12T23:01:21.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1511609/the-impact-of-rent-control-in-nyc-gvtHeu5lhN</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1511609_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1511609_video_v4.mp4</video:content_loc>
            <video:title>The Impact Of Rent Control in NYC</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-13T17:00:44.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1513316/breaking-down-trump-vs-jerome-powell-aWPaF5e82w</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1513316_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1513316_video_v4.mp4</video:content_loc>
            <video:title>Breaking Down Trump vs Jerome Powell</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/q8XbxjOygmc

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/joinEntire month of JANUARY Hammer Elite is Free submit proof of purchase at hammerelite.com

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-13T22:23:30.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1513318/the-reality-of-rent-control-48sjAhC4Hi</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1513318_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1513318_video_v4.mp4</video:content_loc>
            <video:title>The Reality Of Rent Control</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-13T20:00:46.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1513450/idubbbz-is-supporting-irans-dictator-yjbALypvx5</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1513450_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1513450_video_v4.mp4</video:content_loc>
            <video:title>Idubbbz is supporting Iran’s Dictator</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/q8XbxjOygmc

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/joinEntire month of JANUARY Hammer Elite is Free submit proof of purchase at hammerelite.com

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-14T00:15:09.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1513451/this-shocks-me-about-the-maduro-situation-ioyiE_PWvE</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1513451_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1513451_video_v4.mp4</video:content_loc>
            <video:title>This SHOCKS Me About The Maduro Situation</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-13T23:01:10.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1513843/rent-control-is-screwing-everyone-izaZl4jy4p</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1513843_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1513843_video_v4.mp4</video:content_loc>
            <video:title>Rent Control Is Screwing EVERYONE</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-14T20:00:23.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1513845/its-officially-over-FGbQ2LEoJt</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1513845_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1513845_video_v4.mp4</video:content_loc>
            <video:title>It’s officially over… </video:title>
            <video:description>🍿 Join Hammer *ELITE*  FOR FREE➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/joinEntire month of JANUARY Hammer Elite is Free submit proof of purchase at hammerelite.com

Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/q8XbxjOygmc

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-14T19:00:39.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1513846/maduro-getting-kidnapped-situation-5Wgol2op3n</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1513846_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1513846_video_v4.mp4</video:content_loc>
            <video:title>Maduro Getting Kidnapped Situation</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-14T17:01:42.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1514036/trisha-paytas-running-for-congress-X6ZATwFYKt</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1514036_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1514036_video_v4.mp4</video:content_loc>
            <video:title>Trisha Paytas Running For Congress</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

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=============================
Master Your Money with Caleb Hammer
=============================
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=============================
*Check Out My Resources*
=============================
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👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
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=============================
*Chapters*
=============================
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=============================
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*Want to be a guest on Financial Audit?*
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Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-14T23:01:20.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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          <loc>https://caleb-hammerlive.videonest.co/videos/1515208/the-issue-with-housing-supply-894vmDtpMq</loc>
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            <video:thumbnail_loc>https://nano.videonest.co/1515208_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1515208_video_v4.mp4</video:content_loc>
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
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*Chapters*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-15T20:00:14.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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          <loc>https://caleb-hammerlive.videonest.co/videos/1515209/joey-swoll-calls-out-gym-member-i6FODn2GEl</loc>
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            <video:thumbnail_loc>https://nano.videonest.co/1515209_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1515209_video_v4.mp4</video:content_loc>
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👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-15T17:01:45.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1515355/crazy-planet-fitness-situation-YVPL6z88WA</loc>
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            <video:thumbnail_loc>https://nano.videonest.co/1515355_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1515355_video_v4.mp4</video:content_loc>
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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-15T23:01:14.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1526742/our-laws-need-to-be-enforced-9oYOXIiK7j</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1526742_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1526742_video_v4.mp4</video:content_loc>
            <video:title>Our Laws NEED To Be Enforced</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-16T22:01:04.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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            <video:live>no</video:live>
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        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1526743/druski-gets-backlash-for-this-YHh7Q-Tkbv</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1526743_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1526743_video_v4.mp4</video:content_loc>
            <video:title>Druski gets backlash for this..</video:title>
            <video:description>🍿 Join Hammer *ELITE*  For FREE until January 31st ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join
Submit proof of purchase at Hammerelite.com

Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/N68Dc8lqwcA

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-16T19:00:14.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1526745/renee-good-controversy-in-minneapolis-k3CZNh-aqj</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1526745_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1526745_video_v4.mp4</video:content_loc>
            <video:title>Renee Good Controversy In Minneapolis</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-16T19:00:09.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1526746/ice-controversy-in-minneapolis-2kBCHVZ-9O</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1526746_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1526746_video_v4.mp4</video:content_loc>
            <video:title>ICE Controversy In Minneapolis</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-16T17:01:12.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1526747/ice-controversy-in-minneapolis-UYxZXkA4Oz</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1526747_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1526747_video_v4.mp4</video:content_loc>
            <video:title>ICE Controversy In Minneapolis</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-16T17:00:49.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1527213/mayor-frey-is-done-with-ice-PvCiRGLWYn</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1527213_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1527213_video_v4.mp4</video:content_loc>
            <video:title>Mayor Frey Is DONE With ICE</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-17T20:00:34.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1527214/hasans-crazy-take-on-minneapolis-shooting-csjW70Y43O</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1527214_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1527214_video_v4.mp4</video:content_loc>
            <video:title>Hasan’s CRAZY Take On Minneapolis Shooting</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-17T17:01:01.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1527289/mixed-reactions-on-ice-shooting-controversy-i14mVn7Nny</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1527289_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1527289_video_v4.mp4</video:content_loc>
            <video:title>Mixed Reactions On ICE Shooting Controversy</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-17T23:00:19.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1527495/this-angle-changes-everything-in-ice-altercation-6GT4nFFX7z</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1527495_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1527495_video_v4.mp4</video:content_loc>
            <video:title>This Angle Changes Everything In ICE Altercation</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-18T20:00:33.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1527496/the-unhealthiest-friend-group-ever-eyer7CgVGM</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1527496_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1527496_video_v4.mp4</video:content_loc>
            <video:title>The UNHEALTHIEST Friend Group Ever….</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
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👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-18T17:00:26.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1527644/trumps-take-on-ice-shooting-in-minneapolis-vJXH3NPmIi</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1527644_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1527644_video_v4.mp4</video:content_loc>
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=============================
Master Your Money with Caleb Hammer
=============================
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⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-18T23:00:21.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1528733/there-are-now-categories-of-fat-hGUfy1tMmr</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1528733_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1528733_video_v4.mp4</video:content_loc>
            <video:title>There Are Now Categories Of Fat….</video:title>
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🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-19T20:00:42.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1528734/my-take-on-minneapolis-ice-shooting-OfocecCG0W</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1528734_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1528734_video_v4.mp4</video:content_loc>
            <video:title>My Take On Minneapolis ICE Shooting</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-19T17:00:36.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1531096/why-everyone-is-leaving-california-oLafNaYLC7</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1531096_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1531096_video_v4.mp4</video:content_loc>
            <video:title>Why Everyone Is Leaving California</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-19T23:00:09.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1531449/responding-to-papa-gut-ytRnjahvBE</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1531449_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1531449_video_v4_360.mp4</video:content_loc>
            <video:title>Responding to Papa Gut</video:title>
            <video:description>🍿 Join my Membership for FREE for the month of January ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join
Submit proof of purchase at hammerelite.com

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

00:00 Intro
03:19 Market Update
04:15 Avengers Of Miami
54:10 Jake Lang / Papa Gut Response
02:28:23 Don Lemon
3:00:00</video:description>
            <video:publication_date>2026-01-20T20:35:20.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1531450/using-crypto-to-end-antisemitism-qvl4j4gSEV</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1531450_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1531450_video_v4.mp4</video:content_loc>
            <video:title>Using Crypto To End Antisemitism</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-20T20:00:03.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1531451/iranian-protester-rips-democrats-4kxrmDKVkb</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1531451_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1531451_video_v4.mp4</video:content_loc>
            <video:title>Iranian Protester RIPS Democrats</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
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Sponsorship and business inquiries: business@calebhammer.com</video:description>
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Master Your Money with Caleb Hammer
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Sponsorship and business inquiries: business@calebhammer.com</video:description>
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=============================
Master Your Money with Caleb Hammer
=============================
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⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
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Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-21T17:00:09.000Z</video:publication_date>
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          <loc>https://caleb-hammerlive.videonest.co/videos/1531934/trump-vs-jerome-powell-PrpKutYLT8</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1531934_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1531934_video_v4.mp4</video:content_loc>
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
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👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
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=============================
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=============================
*Want to be a guest on Financial Audit?*
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Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-21T20:00:19.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
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          <loc>https://caleb-hammerlive.videonest.co/videos/1532525/churches-are-now-doing-this-LMtkvLEIM3</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1532525_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1532525_video_v4.mp4</video:content_loc>
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
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👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
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=============================
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=============================
*Want to be a guest on Financial Audit?*
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👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

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Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-22T20:00:01.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1532527/ai-is-now-taking-over-our-jobs-OK_CCes9EB</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1532527_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1532527_video_v4.mp4</video:content_loc>
            <video:title>AI Is Now Taking Over Our Jobs</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
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🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
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=============================
*Want to be a guest on Financial Audit?*
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👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-22T17:01:07.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
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        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1532640/claude-ai-is-taking-over-everything-K7yHSWltTu</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1532640_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1532640_video_v4.mp4</video:content_loc>
            <video:title>Claude AI Is Taking Over Everything</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-22T23:01:08.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1545193/people-get-offended-from-anything-nowadays-KhNKvgLQUb</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1545193_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1545193_video_v4.mp4</video:content_loc>
            <video:title>People Get Offended From Anything Nowadays</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-23T20:00:45.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1545196/druski-facing-backlash-for-this-Cc34-mecK1</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1545196_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1545196_video_v4.mp4</video:content_loc>
            <video:title>Druski Facing Backlash For This</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-23T17:00:28.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1545329/my-biggest-crashout-yet-lzXRqFhJ9A</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1545329_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1545329_video_v4.mp4</video:content_loc>
            <video:title>My Biggest Crashout Yet</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-23T23:00:48.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1573740/tiktok-sold-2ezMkwusjp</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1573740_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1573740_video_v4.mp4</video:content_loc>
            <video:title>Tiktok sold...</video:title>
            <video:description>🍿 Join us For Hammer Elite Day Saturday, January 31st 
Join Hammer for FREE *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join
FREE for the Month of January - Submit Proof of purchase at Hammerelite.com

Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/Lb6ONQ0K0ig

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-30T21:00:46.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1573741/they-are-spoiled-brats-VLL_AhBYFq</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1573741_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1573741_video_v4.mp4</video:content_loc>
            <video:title>They are spoiled brats</video:title>
            <video:description>🍿 Join us For Hammer Elite Day Saturday, January 31st 
Join Hammer for FREE *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join
FREE for the Month of January - Submit Proof of purchase at Hammerelite.com

Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/Lb6ONQ0K0ig

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-30T19:00:45.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1573869/los-pollostv-vs-hasan-piker-8ovovPQuUu</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1573869_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1573869_video_v4.mp4</video:content_loc>
            <video:title>Los PollosTV vs Hasan Piker</video:title>
            <video:description>🍿 Join us For Hammer Elite Day Saturday, January 31st 
Join Hammer for FREE *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join
FREE for the Month of January - Submit Proof of purchase at Hammerelite.com

Watch this full episode of Caleb Hammer LIVE: https://youtube.com/live/Lb6ONQ0K0ig

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-01-30T23:30:16.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1574560/lospollostv-is-not-fat-JMMF7q6_30</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1574560_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1574560_video_v4.mp4</video:content_loc>
            <video:title>LosPollosTV Is Not Fat!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
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=============================
*Connect with me!*
=============================
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IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-01T17:00:59.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1574843/lospollostv-drama-on-x-6mi0qS9hrw</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1574843_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1574843_video_v4.mp4</video:content_loc>
            <video:title>LosPollosTV Drama On X</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-01T23:00:55.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1574844/want-to-go-on-hot-ones-bk8kw36Zu8</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1574844_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1574844_video_v4.mp4</video:content_loc>
            <video:title>Want To Go On Hot Ones!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-01T20:00:30.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1575213/mcdonalds-has-the-best-nuggets-gd5kOsXDU1</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1575213_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1575213_video_v4.mp4</video:content_loc>
            <video:title>McDonald’s Has The BEST Nuggets!</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-02T17:00:31.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1577200/the-u-s-economy-affects-everyone-iIDppiuC1r</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1577200_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1577200_video_v4.mp4</video:content_loc>
            <video:title>The U.S Economy Affects Everyone</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-03T23:00:13.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1577201/my-co-host-just-confessed-this-WESw-4LFJv</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1577201_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1577201_video_v4.mp4</video:content_loc>
            <video:title>My Co Host Just Confessed This…</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-03T20:00:36.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1577202/lospollostv-vs-hasan-drama-oNp2DUKRck</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1577202_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1577202_video_v4.mp4</video:content_loc>
            <video:title>LosPollosTV Vs. Hasan Drama</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
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👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-03T17:40:09.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1583016/im-considering-betting-on-the-government-XFYFkLfRUL</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1583016_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1583016_video_v4.mp4</video:content_loc>
            <video:title>I’m Considering Betting On The Government</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

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🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
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=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
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X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-04T23:00:21.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1583017/the-us-dollar-is-collapsing-cYtUsSyORE</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1583017_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1583017_video_v4.mp4</video:content_loc>
            <video:title>The US Dollar Is Collapsing</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-04T20:00:48.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1583018/why-do-unhealthy-old-people-live-forever-UGX9TSRAU7</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1583018_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1583018_video_v4.mp4</video:content_loc>
            <video:title>Why Do Unhealthy Old People Live Forever</video:title>
            <video:description>Watch this full episode of Caleb Hammer LIVE: 

🍿 Join Hammer *ELITE* ➡️ https://www.youtube.com/channel/UCBmLJuZbbPA_sRmIl6I6RNA/join

🎁 Download DollarWise➡️ https://www.dollarwise.app/
👉If you signed up for annual, get your signed cookbook here: https://tally.so/r/3xzPq5

🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer

👉Be a Hammer It Out caller: https://shorturl.at/n78hl

=============================
Master Your Money with Caleb Hammer
=============================
⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch

=============================
*Check Out My Resources*
=============================
👉 Get a $40,000 cash bonus by investing with Webull! https://www.webull.com/k/Caleb
👉 Checking &amp; Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Mine (formerly Fizz) sign-ups with code HAMMER10 get $10: https://www.usemine.com/caleb
👉  Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

=============================
*Chapters*
=============================
00:00 Intro

=============================
Want more content?
=============================
🍿 Financial Audit:    / @calebhammer.com 
🍿 Financial Audit Follow-Ups here:    / @financialauditfollowups  
🍿 Livestream Cutdown VODs:    / @livecalebhammer  

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com</video:description>
            <video:publication_date>2026-02-04T17:00:28.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
        <url>
          <loc>https://caleb-hammerlive.videonest.co/videos/1584644/i-m-sorry-cUYN2ema54</loc>
          <video:video>
            <video:thumbnail_loc>https://nano.videonest.co/1584644_thumbnail_resized_v2.webp</video:thumbnail_loc>
            <video:content_loc>https://nano.videonest.co/1584644_video_v4.mp4</video:content_loc>
            <video:title>I&apos;m sorry</video:title>
            <video:description>https://bit.ly/4ab6UM8</video:description>
            <video:publication_date>2026-02-05T18:42:03.000Z</video:publication_date>
            <video:family_friendly>yes</video:family_friendly>
            <video:uploader info="https://caleb-hammerlive.videonest.co">Caleb-Hammer_Live</video:uploader>
            <video:live>no</video:live>
          </video:video>
        </url>
      
    </urlset>